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Affordable Housing In Montgomery County

8 Low Income Apartment Communities In Montgomery County

Main Cross Apartments

8 E Main St
Mount Sterling, Kentucky
Call For Rent
1-2 BR
Accepts Vouchers

Montgomery Square Apartments

1376 Indian Mound Dr
Mount Sterling, Kentucky

Wood Hill Apartments

801 Hawkins Dr
Mount Sterling, Kentucky

Sterling Oaks

118 Ronameki Dr
Mount Sterling, Kentucky
Disabled Supportive Housing

Whitledge Hgts Add

306 W Main St
Mount Sterling, Kentucky

The Redmond Building

41 N Maysville St
Mount Sterling, Kentucky
Accepts Vouchers


Main And Maysville Sts
Mount Sterling, Kentucky
Accepts Vouchers

Woodland Village

8110 Main Street
Jeffersonville, Kentucky
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Housing Authorities that serve Montgomery County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Montgomery County, Kentucky

There are 8 low income housing apartment communities offering 447 affordable apartments for rent in Montgomery County, Kentucky.

Income Based Apartments in Montgomery County, Kentucky

Montgomery County features 327 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Montgomery County, Kentucky

There are 120 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Montgomery County.

Housing Choice Vouchers in Montgomery County, Kentucky

On average, Section 8 Housing Choice vouchers pay Montgomery County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Montgomery County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Montgomery County, Kentucky for a two-bedroom apartment is between $640 and $782.

2020 Montgomery County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $505 $540 $711 $897 $1,201
Payment Standard Range $455 to $556 $486 to $594 $640 to $782 $807 to $987 $1,081 to $1,321

Sourced from federal housing data and research.

Montgomery County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 447
Total Housing Units with Rental Assistance 327
Percentage of Housing Units Occupied By Renters 35.44%
Average Renter Household Size 2.75
Average Household Size 2.61
Median Household Income $39,275 ±$3,473
Median Rent $646 ±$21
Percentage Of Renters Overburdened 35.96% ± 5.73pp
Total Population 27,167

Population and Household Demographics

Montgomery County is a county in Kentucky with a population of 27,167. There are 10,248 households in the county with an average household size of 2.61 persons. 35.44% of households in Montgomery County are renters.

Income and Rent Overburden in Montgomery County

The median gross income for households in Montgomery County is $39,275 a year, or $3,273 a month. The median rent for the county is $646 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Montgomery County, a household making less than $2,153 a month would be considered overburdened when renting an apartment at or above the median rent. 35.96% of households who rent are overburdened in Montgomery County.

Area Median Income In Montgomery County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Montgomery County, HUD calculates the Area Median Income for a family of four as $56,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Montgomery County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Montgomery County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,000 $32,200 $34,450 $36,650
50% of Median $19,450 $22,200 $25,000 $27,750 $30,000 $32,200 $34,450 $36,650
80% of Median $31,100 $35,550 $40,000 $44,400 $48,000 $51,550 $55,100 $58,650

Cities In Montgomery County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Camargo The HUD funded Public Housing Agency that serves Camargo is the Kentucky Housing Corporation.
Jeffersonville The HUD funded Public Housing Agency that serves Jeffersonville is the Kentucky Housing Corporation.
Mount Sterling The HUD funded Public Housing Agencies that serve Mount Sterling are the Housing Authority of Mount Sterling and Kentucky Housing Corporation.