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An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Rowan County

9 Low Income Apartment Communities In Rowan County

Boodry Place Apartments

100 Boodry Pl
Morehead, Kentucky
Call For Rent
1-2 BR
Accepts Vouchers

Frontier Housing

112 Cady St
Morehead, Kentucky
Call For Rent
2-4 BR

Horizon Village

100 Horizon Way
Morehead, Kentucky
Disabled Supportive Housing
Accepts Vouchers

Rhp, Inc

520 Oakwood St
Morehead, Kentucky
Disabled Supportive Housing

Pine Ridge Apartments

300 Pine Ridge Dr
Morehead, Kentucky

Morehead Inspiration Center

1111 US Highway 60 W
Morehead, Kentucky
Accepts Vouchers

Heritage Place

101 Rawcel Hts
Morehead, Kentucky

Mt. View Apts. II

90 Rodburn Hollow Rd
Morehead, Kentucky

Mt. View Apts. I

100 Rodburn Hollow Rd
Morehead, Kentucky
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Housing Authorities that serve Rowan County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Rowan County, Kentucky

There are 9 low income housing apartment communities offering 461 affordable apartments for rent in Rowan County, Kentucky.

Income Based Apartments in Rowan County, Kentucky

Rowan County features 328 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rowan County, Kentucky

There are 133 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rowan County.

Housing Choice Vouchers in Rowan County, Kentucky

On average, Section 8 Housing Choice vouchers pay Rowan County landlords $700 per month towards rent. The average voucher holder contributes $200 towards rent in Rowan County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rowan County, Kentucky for a two-bedroom apartment is between $622 and $760.

2020 Rowan County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $491 $607 $691 $861 $1,080
Payment Standard Range $442 to $540 $546 to $668 $622 to $760 $775 to $947 $972 to $1,188

Sourced from federal housing data and research.

Rowan County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 461
Total Housing Units with Rental Assistance 328
Percentage of Housing Units Occupied By Renters 37.93%
Average Renter Household Size 2.25
Average Household Size 2.44
Median Household Income $36,860 ±$3,376
Median Rent $620 ±$26
Percentage Of Renters Overburdened 39.6% ± 7.35pp
Total Population 23,608

Population and Household Demographics

Rowan County is a county in Kentucky with a population of 23,608. There are 8,542 households in the county with an average household size of 2.44 persons. 37.93% of households in Rowan County are renters.

Income and Rent Overburden in Rowan County

The median gross income for households in Rowan County is $36,860 a year, or $3,072 a month. The median rent for the county is $620 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rowan County, a household making less than $2,067 a month would be considered overburdened when renting an apartment at or above the median rent. 39.6% of households who rent are overburdened in Rowan County.

Area Median Income In Rowan County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Rowan County, HUD calculates the Area Median Income for a family of four as $54,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rowan County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rowan County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $29,300 $31,450 $33,650 $35,800
50% of Median $19,000 $21,700 $24,400 $27,100 $29,300 $31,450 $33,650 $35,800
80% of Median $30,350 $34,700 $39,050 $43,350 $46,850 $50,300 $53,800 $57,250

Cities In Rowan County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Farmers The HUD funded Public Housing Agency that serves Farmers is the Kentucky Housing Corporation.
Lakeview Heights The HUD funded Public Housing Agency that serves Lakeview Heights is the Kentucky Housing Corporation.
Morehead The HUD funded Public Housing Agencies that serve Morehead are the Housing Authority of Morehead and Kentucky Housing Corporation.