Affordable Housing In Rowan County
Kentucky

11 Low Income Apartment Communities In Rowan County

Boodry Place Apartments

100 Boodry Pl
Morehead, Kentucky
Call For Rent
1-2 BR

Frontier Housing

112 Cady St
Morehead, Kentucky
Call For Rent
2-4 BR

Clearfield Manor

71 Fyrl St
Morehead, Kentucky
Subsidized

Horizon Village

100 Horizon Way
Morehead, Kentucky
Subsidized
Disabled Supportive Housing
Accessible

Rhp, Inc

520 Oakwood St
Morehead, Kentucky
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Mcbrayer Manor Apartments

950 McBrayer Rd
Morehead, Kentucky
Subsidized

Pine Ridge Apartments

300 Pine Ridge Dr
Morehead, Kentucky
Subsidized

Morehead Inspiration Center

1111 US Highway 60 W
Morehead, Kentucky

Heritage Place

101 Rawcel Hts
Morehead, Kentucky

Mt. View Apts. II

90 Rodburn Hollow Rd
Morehead, Kentucky

Section 8 Vouchers, Apartments, and Waiting Lists in Rowan County, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Rowan County, Kentucky

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Rowan County, Kentucky

There are 11 low income housing apartment communities offering 565 affordable apartments for rent in Rowan County, Kentucky.

Income Based Apartments in Rowan County, Kentucky

Rowan County features 432 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rowan County, Kentucky

There are 133 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rowan County.

Housing Choice Vouchers in Rowan County, Kentucky

On average, Section 8 Housing Choice vouchers pay Rowan County landlords $700 per month towards rent. The average voucher holder contributes $200 towards rent in Rowan County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rowan County, Kentucky for a two-bedroom apartment is between $634 and $774.

2022 Rowan County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Rowan County, Kentucky Fair Market Rent $504 $603 $704 $870 $1,162
Rowan County, Kentucky Payment Standard Range $454 to $554 $543 to $663 $634 to $774 $783 to $957 $1,046 to $1,278

Sourced from federal housing data and AffordableHousingOnline.com research.

Rowan County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 565
Total Housing Units with Rental Assistance 432
Percentage of Housing Units Occupied By Renters 37.93%
Average Renter Household Size 2.25
Average Household Size 2.44
Median Household Income $36,860 ±$3,376
Median Rent $620 ±$26
Percentage Of Renters Overburdened 39.6% ± 7.35pp
Total Population 23,608

Population and Household Demographics

Rowan County is a county in Kentucky with a population of 23,608. There are 8,542 households in the county with an average household size of 2.44 persons. 37.93% of households in Rowan County are renters.

Income and Rent Overburden in Rowan County

The median gross income for households in Rowan County is $36,860 a year, or $3,072 a month. The median rent for the county is $620 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rowan County, a household making less than $2,067 a month would be considered overburdened when renting an apartment at or above the median rent. 39.6% of households who rent are overburdened in Rowan County.

Area Median Income In Rowan County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Rowan County, HUD calculates the Area Median Income for a family of four as $51,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rowan County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rowan County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Rowan County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $29,350 $31,500 $33,700 $35,850
50% AMI Income Limits
Renters earning up to 50% of the Rowan County AMI may qualify for rental assistance programs that target Very Low Income households.
$19,050 $21,750 $24,450 $27,150 $29,350 $31,500 $33,700 $35,850
80% AMI Income Limits
Renters earning up to 80% of the Rowan County AMI may qualify for rental assistance programs that target Low Income households.
$30,450 $34,800 $39,150 $43,450 $46,950 $50,450 $53,900 $57,400

Cities In Rowan County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Farmers The HUD funded Public Housing Agency that serves Farmers is the Kentucky Housing Corporation.
Lakeview Heights The HUD funded Public Housing Agency that serves Lakeview Heights is the Kentucky Housing Corporation.
Morehead The HUD funded Public Housing Agencies that serve Morehead are the Housing Authority of Morehead and Kentucky Housing Corporation.