Affordable Housing In Shelby County
Kentucky

19 Low Income Apartment Communities In Shelby County

Midland Square Apartments

400 Mack Walters Road
Shelbyville, KY
Call For Rent
1-3 BR
Accepts Vouchers

Brea's Crossing Senior Apartments

3025 Squire Circle
Shelbyville, KY
Call For Rent
1-2 BR
55+
Accepts Vouchers

Sycamore Terrace

500 Sycamore Ter
Shelbyville, KY
Subsidized

Meadowrun Terrace Apartments

144 Haven Hill Road
Shelbyville, KY

Lynne Acres Apartments

601 Lynne Acres
Shelbyville, KY
Subsidized

Moesser House

W Main St
Shelbyville, KY
Accepts Vouchers

Clark Single Family Project - Shelbyville

Various St S
Shelbyville, KY
Accepts Vouchers

West Shelby House Apartments

Willow Wood Dr
Shelbyville, KY
Accepts Vouchers

West Shelby House

70 Willow Wood Dr
Shelbyville, KY
Subsidized

Shelbyville I

312 Midland Blvd
Shelbyville, KY
Accepts Vouchers

Housing Authorities that serve Shelby County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Shelby County

Housing Authority Programs
Housing Authority of Shelbyville Public Housing

Guide To Affordable Housing in Shelby County, Kentucky

There are 19 low income housing apartment communities offering 624 affordable apartments for rent in Shelby County, Kentucky.

Income Based Apartments in Shelby County, Kentucky

Shelby County features 271 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Shelby County, Kentucky

There are 353 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Shelby County.

Housing Choice Vouchers in Shelby County, Kentucky

On average, Section 8 Housing Choice vouchers pay Shelby County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Shelby County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Shelby County, Kentucky for a two-bedroom apartment is between $753 and $921.

2020 Shelby County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $591 $636 $837 $1,135 $1,333
Payment Standard Range $532 to $650 $572 to $700 $753 to $921 $1,022 to $1,249 $1,200 to $1,466

Sourced from federal housing data and AffordableHousingOnline.com research.

Shelby County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 19
Total Low Income Apartments 624
Total Housing Units with Rental Assistance 271
Percentage of Housing Units Occupied By Renters 30.9%
Average Renter Household Size 2.65
Average Household Size 2.67
Median Household Income $60,324 ±$2,729
Median Rent $796 ±$40
Percentage Of Renters Overburdened 46.89% ± 5.8pp
Total Population 44,290

Population and Household Demographics

Shelby County is a County in Kentucky with a population of 44,290. There are 15,888 households in the county with an average household size of 2.67 persons. 30.9% of households in Shelby County are renters.

Income and Rent Overburden in Shelby County

The median gross income for households in Shelby County is $60,324 a year, or $5,027 a month. The median rent for the county is $796 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby County, a household making less than $2,653 a month would be considered overburdened when renting an apartment at or above the median rent. 46.89% of households who rent are overburdened in Shelby County.1

Area Median Income In Shelby County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Shelby County, HUD calculates the Area Median Income for a family of four as $76,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Shelby County HUD Rental Assistance in Shelby County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,000 $18,300 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,700 $30,500 $34,300 $38,100 $41,150 $44,200 $47,250 $50,300
80% of Median $42,700 $48,800 $54,900 $60,950 $65,850 $70,750 $75,600 $80,500

Cities In Shelby County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Shelbyville 18 The HUD funded Public Housing Agencies that serve Shelbyville are the Housing Authority of Shelbyville and Kentucky Housing Corporation.
Simpsonville 1 The HUD funded Public Housing Agency that serves Simpsonville is the Kentucky Housing Corporation.