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An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Shelby County

27 Low Income Apartment Communities In Shelby County

Midland Square Apartments

400 Mack Walters Road
Shelbyville, Kentucky
Call For Rent
1-3 BR

Brea's Crossing Senior Apartments

3025 Squire Circle
Shelbyville, Kentucky
Call For Rent
1-2 BR

Sycamore Terrace

500 Sycamore Ter
Shelbyville, Kentucky

Meadowrun Terrace Apartments

144 Haven Hill Road
Shelbyville, Kentucky

Lynne Acres Apartments

601 Lynne Acres
Shelbyville, Kentucky

Moesser House

400 W Main St
Shelbyville, Kentucky

Clark Single Family Project - Shelbyville

Various St S
Shelbyville, Kentucky

West Shelby House Apartments

Willow Wood Dr
Shelbyville, Kentucky

West Shelby House

70 Willow Wood Dr
Shelbyville, Kentucky

Shelbyville I

312 Midland Blvd
Shelbyville, Kentucky

Housing Authorities that serve Shelby County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Shelby County, Kentucky

There are 27 low income housing apartment communities offering 793 affordable apartments for rent in Shelby County, Kentucky.

Income Based Apartments in Shelby County, Kentucky

Shelby County features 338 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Shelby County, Kentucky

There are 455 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Shelby County.

Housing Choice Vouchers in Shelby County, Kentucky

On average, Section 8 Housing Choice vouchers pay Shelby County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Shelby County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Shelby County, Kentucky for a two-bedroom apartment is between $753 and $921.

2020 Shelby County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $591 $636 $837 $1,135 $1,333
Payment Standard Range $532 to $650 $572 to $700 $753 to $921 $1,022 to $1,249 $1,200 to $1,466

Sourced from federal housing data and research.

Shelby County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 27
Total Low Income Apartments 793
Total Housing Units with Rental Assistance 338
Percentage of Housing Units Occupied By Renters 30.9%
Average Renter Household Size 2.65
Average Household Size 2.67
Median Household Income $60,324 ±$2,729
Median Rent $796 ±$40
Percentage Of Renters Overburdened 46.89% ± 5.8pp
Total Population 44,290

Population and Household Demographics

Shelby County is a county in Kentucky with a population of 44,290. There are 15,888 households in the county with an average household size of 2.67 persons. 30.9% of households in Shelby County are renters.

Income and Rent Overburden in Shelby County

The median gross income for households in Shelby County is $60,324 a year, or $5,027 a month. The median rent for the county is $796 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby County, a household making less than $2,653 a month would be considered overburdened when renting an apartment at or above the median rent. 46.89% of households who rent are overburdened in Shelby County.

Area Median Income In Shelby County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Shelby County, HUD calculates the Area Median Income for a family of four as $78,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Shelby County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,600 $18,950 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $27,650 $31,600 $35,550 $39,450 $42,650 $45,800 $48,950 $52,100
80% of Median $44,200 $50,500 $56,800 $63,100 $68,150 $73,200 $78,250 $83,300

Cities In Shelby County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Shelbyville The HUD funded Public Housing Agencies that serve Shelbyville are the Housing Authority of Shelbyville and Kentucky Housing Corporation.
Simpsonville The HUD funded Public Housing Agency that serves Simpsonville is the Kentucky Housing Corporation.