Affordable Housing In Webster County
Kentucky

5 Low Income Apartment Communities In Webster County

Vernon Manor

100 Wells Ave
Clay City, KY
Subsidized

Saddle Club Apartments, Ltd

216 Gulf St
Providence, KY
Subsidized

Clay City Westwood

30 1st Ave
Clay City, KY

Dixon Manor Apartments

1080 US Highway 41A S
Dixon, KY
Subsidized

Westview Apartments

401 Gulf St
Providence, KY
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There are 5 low income housing apartment complexes which contain 184 affordable apartments for rent in Webster County. Many of these rental apartments are income based housing with 160 apartments that set rent based on your income. In Webster County, HUD housing programs support 80 rental assistance apartments through programs like Project-based Section 8. There are 24 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Webster County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Webster County

Housing Authority Programs
Housing Authority of Providence Public Housing

Guide To Affordable Housing in Webster County, Kentucky

Webster County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 184
Total Rent Assisted Apartments 160
Percentage of Housing Units Occupied By Renters 29.3%
Average Renter Household Size 2.55
Total Population 13,357
Housing Units 5,129
Average Household Size 2.54
Median Household Income $38,917 ±$2,794
Median Rent $555 ±$66
Percentage Of Renters Overburdened 35.26% ± 8.07pp

Population and Household Demographics

Webster County is a County in Kentucky with a population of 13,357. There are 5,129 households in the county with an average household size of 2.54 persons. 29.3% of households in Webster County are renters.

Income and Rent Overburden in Webster County

The median gross income for households in Webster County is $38,917 a year, or $3,243 a month. The median rent for the county is $555 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Webster County, a household making less than $1,850 a month would be considered overburdened when renting an apartment at or above the median rent. 35.26% of households who rent are overburdened in Webster County.1

Area Median Income In Webster County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Webster County, HUD calculates the Area Median Income for a family of four as $54,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Webster County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Webster County HUD Rental Assistance in Webster County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $29,200 $31,350 $33,500 $35,650
50% of Median $18,900 $21,600 $24,300 $27,000 $29,200 $31,350 $33,500 $35,650
80% of Median $30,250 $34,600 $38,900 $43,200 $46,700 $50,150 $53,600 $57,050
Low Income Housing Tax Credits in Webster County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 1995, 2 low income apartment communities containing 44 rental apartments have been constructed and made affordable to low income persons in Webster County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Webster County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $22,680 $25,920 $29,160 $32,400 $35,040 $37,620 $40,200 $42,780

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Webster County is $29,160 a year, or $2,430 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,430 by 30% to get a maximum rent of $729 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $473 $506 $608 $703 $784 $864
60% $567 $608 $729 $843 $941 $1,037
Fair Market Rents in Webster County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$443 $518 $618 $892 $914

Cities In Webster County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Providence 2 The HUD funded Public Housing Agencies that serve Providence are the Housing Authority of Providence and Kentucky Housing Corporation.
Dixon 1 The HUD funded Public Housing Agency that serves Dixon is the Kentucky Housing Corporation.
Clay 0 The HUD funded Public Housing Agency that serves Clay is the Kentucky Housing Corporation.
Clay City 2 The HUD funded Public Housing Agency that serves Clay City is the Kentucky Housing Corporation.
Onton 0 The HUD funded Public Housing Agency that serves Onton is the Kentucky Housing Corporation.
Sebree 0 The HUD funded Public Housing Agency that serves Sebree is the Kentucky Housing Corporation.
Slaughters 0 The HUD funded Public Housing Agency that serves Slaughters is the Kentucky Housing Corporation.
Wheatcroft 0 The HUD funded Public Housing Agency that serves Wheatcroft is the Kentucky Housing Corporation.