Affordable Housing In Winchester
Clark County, Kentucky

14 Low Income Apartment Communities In Winchester

Oliver School Apartments

Oliver St
Winchester, Kentucky
Call For Rent
1-3 BR

Cambridge Square Apartments

300 C G Stephenson Dr
Winchester, Kentucky
Subsidized

Westwood Apartments

900 Westwood Dr
Winchester, Kentucky
Subsidized

Beverly P White Towers

4 N Maple St
Winchester, Kentucky
Subsidized

Brown Proctor Apartments

108 S Main St
Winchester, Kentucky
Subsidized
Accessible
62+

Yeiser Industrial Park

4851 Rockwell Road
Winchester, Kentucky

Burchwood of Berea

50 N Main St
Winchester, Kentucky
Subsidized
62+
Accessible
Elderly Supportive Housing

Andover Estates ( Fka Winchester S F. Homes )

Andover and Whitney Sts
Winchester, Kentucky

Smith P. Kerr Building

N Main St
Winchester, Kentucky

Fort Estill Subdivision

Buffalo Trace
Winchester, Kentucky

Housing Authorities that serve Winchester

Housing Authority Programs
Housing Authority of Winchester Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Winchester, Kentucky

There are 14 low income housing apartment communities offering 873 affordable apartments for rent in Winchester, Kentucky.

Income Based Apartments in Winchester, Kentucky

Winchester features 718 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Winchester, Kentucky

There are 155 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Winchester.

Housing Choice Vouchers in Winchester, Kentucky

On average, Section 8 Housing Choice vouchers pay Winchester landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Winchester.

The maximum amount a voucher would pay on behalf of a low-income tenant in Winchester, Kentucky for a two-bedroom apartment is between $819 and $1,001.

2021 Winchester, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Winchester, Kentucky Fair Market Rent $630 $728 $910 $1,256 $1,531
Winchester, Kentucky Payment Standard Range $567 to $693 $655 to $801 $819 to $1,001 $1,130 to $1,382 $1,378 to $1,684

Sourced from federal housing data and AffordableHousingOnline.com research.

Winchester, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 14
Total Low Income Apartments 873
Total Housing Units with Rental Assistance 718
Percentage of Housing Units Occupied By Renters 50.46%
Average Renter Household Size 2.25
Average Household Size 2.33
Median Household Income $36,538 ±$3,108
Median Rent $670 ±$43
Percentage Of Renters Overburdened 42.22% ± 7.26pp
Total Population 18,388

Population and Household Demographics

Winchester is a city in Clark County, Kentucky with a population of 18,388. There are 7,765 households in the city with an average household size of 2.33 persons. 50.46% of households in Winchester are renters.

Income and Rent Overburden in Winchester

The median gross income for households in Winchester is $36,538 a year, or $3,045 a month. The median rent for the city is $670 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Winchester, a household making less than $2,233 a month would be considered overburdened when renting an apartment at or above the median rent. 42.22% of households who rent are overburdened in Winchester.

Area Median Income In Winchester

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Winchester, the AMI is calculated from all households within Clark County.

In Winchester, HUD calculates the Area Median Income for a family of four as $75,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Winchester

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Winchester

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Winchester AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,900 $18,150 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Winchester AMI may qualify for rental assistance programs that target Very Low Income households.
$26,450 $30,200 $34,000 $37,750 $40,800 $43,800 $46,850 $49,850
80% AMI Income Limits
Renters earning up to 80% of the Winchester AMI may qualify for rental assistance programs that target Low Income households.
$42,300 $48,350 $54,400 $60,400 $65,250 $70,100 $74,900 $79,750