Cheap Apartments In Ellsworth
Hancock County,Maine

Union River Estates

430 Water Street
Ellsworth, ME

The Meadows TM

21 Edgewood Wy.
Ellsworth, ME
1-3 BR
HCV Welcome

Meadow View Apartments

25 Tweedie Ln
Ellsworth, ME

Ellsworth Congregate Housing Associates

High & Dean St
Ellsworth, ME
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There are 4 low income housing apartment complexes which contain 716 affordable apartments for rent in Ellsworth, Maine. Many of these rental apartments are income based housing with about 736 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 0 Project-Based Section 8 subsidized apartments in Ellsworth. There are 750 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Ellsworth

The Ellsworth Housing Authority is a Section 8 and Public Housing public housing agency in Ellsworth, Maine.

The Maine State Housing Authority is a Section 8 public housing agency in Augusta, Maine.

Understanding Affordable Housing in Ellsworth, Maine

Ellsworth, ME Affordable Housing Snapshot

Total Affordable Apartment Properties4
Total Low Income Apartments716
Total Rent Assisted Apartments736
Percentage of Housing Units Occupied By Renters36.02%
Average Renter Household Size1.94
Total Population7,832
Housing Units3,523
Average Household Size2.15
Median Household Income$44,556 ±$6,938
Median Rent$702 ±$54
Percentage Of Renters Overburdened59.42% ± 11.45pp

Population and Household Demographics

Ellsworth is a City in Hancock County, Maine with a population of 7,832. There are 3,523 households in the city with an average household size of 2.15 persons. 36.02% of households in Ellsworth are renters.

Income and Rent Overburden in Ellsworth

The median gross income for households in Ellsworth is $44,556 a year, or $3,713 a month. The median rent for the city is $702 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ellsworth, a household making less than $2,340 a month would be considered overburdened when renting an apartment at or above the median rent.59.42% of households who rent are overburdened in Ellsworth.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 11.45 percentage points.

Area Median Income In Ellsworth

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ellsworth, the AMI is calculated from all households within Hancock County.

In Ellsworth, HUD calculates the Area Median Income for a family of four as $64,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ellsworth

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Ellsworth HUD Rental Assistance in Ellsworth

Income1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30% of Median$13,550$16,460$20,780$25,100$29,420$33,740$38,060$42,380
50% of Median$22,550$25,750$28,950$32,150$34,750$37,300$39,900$42,450
80% of Median$36,050$41,200$46,350$51,450$55,600$59,700$63,800$67,950

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Ellsworth

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2003 to 2003, 1 low income apartment communities containing 32 rental apartments have been constructed and made affordable to low income persons in Ellsworth by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Ellsworth by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Ellsworth

Income1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50% of Median$22,550$25,750$28,950$32,150$34,750$37,300$39,900$42,450
HERA 50%$22,650$25,900$29,150$32,350$34,950$37,550$40,150$42,750
60% of Median$27,060$30,900$34,740$38,580$41,700$44,760$47,880$50,940
HERA 60%$27,180$31,080$34,980$38,820$41,940$45,060$48,180$51,300

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ellsworth is $34,740 a year, or $2,895 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,895 by 30% to get a maximum rent of $869 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
Fair Market Rents in Ellsworth

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR