Affordable Housing In Ellsworth
Hancock County, Maine

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There are 5 low income housing apartment complexes which contain 800 affordable apartments for rent in Ellsworth, Maine. Many of these rental apartments are income based housing with about 736 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 0 Project-Based Section 8 subsidized apartments in Ellsworth. There are 750 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agencies that serve Ellsworth are the Ellsworth Housing Authority and Maine State Housing Authority.

Waiting Lists With Preferences For Those Displace By Natural Disaster In Ellsworth

The Waiting List has preferences for

The Elderly Persons with Disabilities Persons Who Live, Work, or Attend School Locally Veterans Active Military The Homeless Working/Employed Victims of Domestic Violence Those Displaced by Government Action Those Displaced by Natural Disaster Persons in Job Training or Higher Education Families with Children Households that are Rent Burdened

Application Methods

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Affordable Apartments in Ellsworth

21 Edgewood Wy.
Ellsworth, Maine
The Meadows TM is a 32 unit low income housing apartment community that provides 1-3 bedroom apartments for rent in Ellsworth.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Ellsworth.
Low Income Housing Tax Credit Accepts Housing Choice Vouchers
19 Bridge Hill Apts
Ellsworth, Maine
Bridge Hill Apartments is a 84 unit low income housing apartment community in Ellsworth.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 515 Rural Rental Housing Rural Development Rental Assistance Project Based Rental Assistance
25 Tweedie Ln
Ellsworth, Maine
Meadow View Apartments is a 602 unit low income housing apartment community in Ellsworth.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 515 Rural Rental Housing Rural Development Rental Assistance Project Based Rental Assistance
430 Water St
Ellsworth, Maine
Union River Estates is a 50 unit low income housing apartment community in Ellsworth.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Public Housing
High & Dean St
Ellsworth, Maine
Ellsworth Congregate Housing Associates is a 32 unit low income housing apartment community in Ellsworth.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Ellsworth.
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Housing Authorities that serve Ellsworth

The Ellsworth Housing Authority is a Section 8 and Public Housing public housing agency in Ellsworth, Maine.

The Maine State Housing Authority is a Section 8 public housing agency in Augusta, Maine.

Understanding Affordable Housing in Ellsworth, Maine

Ellsworth, ME Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 800
Total Rent Assisted Apartments 736
Percentage of Housing Units Occupied By Renters 36.02%
Average Renter Household Size 1.94
Total Population 7,832
Housing Units 3,523
Average Household Size 2.15
Median Household Income $44,556 ±$6,938
Median Rent $702 ±$54
Percentage Of Renters Overburdened 59.42% ± 11.45pp

Population and Household Demographics

Ellsworth is a City in Hancock County, Maine with a population of 7,832. There are 3,523 households in the city with an average household size of 2.15 persons. 36.02% of households in Ellsworth are renters.

Income and Rent Overburden in Ellsworth

The median gross income for households in Ellsworth is $44,556 a year, or $3,713 a month. The median rent for the city is $702 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ellsworth, a household making less than $2,340 a month would be considered overburdened when renting an apartment at or above the median rent. 59.42% of households who rent are overburdened in Ellsworth.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 11.45 percentage points.

Area Median Income In Ellsworth

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ellsworth, the AMI is calculated from all households within Hancock County.

In Ellsworth, HUD calculates the Area Median Income for a family of four as $61,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ellsworth

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Ellsworth HUD Rental Assistance Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $12,850 $16,240 $20,420 $24,600 $28,780 $32,960 $37,140 $40,300
50% $21,350 $24,400 $27,450 $30,500 $32,950 $35,400 $37,850 $40,300
80% $34,200 $39,050 $43,950 $48,800 $52,750 $56,650 $60,550 $64,450

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Ellsworth

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2003 to 2003, 1 low income apartment communities containing 32 rental apartments have been constructed and made affordable to low income persons in Ellsworth by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Ellsworth by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Ellsworth Low Income Housing Tax Credit Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% $21,350 $24,400 $27,450 $30,500 $32,950 $35,400 $37,850 $40,300
HERA 50% $22,650 $25,900 $29,150 $32,350 $34,950 $37,550 $40,150 $42,750
60% $25,620 $29,280 $32,940 $36,600 $39,540 $42,480 $45,420 $48,360
HERA 60% $27,180 $31,080 $34,980 $38,820 $41,940 $45,060 $48,180 $51,300

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ellsworth is $32,940 a year, or $2,745 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,745 by 30% to get a maximum rent of $824 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 2 Bed 3 Bed 4 Bed 1 Bed 5 Bed
50% $534 $572 $686 $793 $885 $977
60% $641 $686 $824 $952 $1,062 $1,172
Fair Market Rents in Ellsworth

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$630 $715 $902 $1,135 $1,243