Affordable Housing In Penobscot County
Maine

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There are 86 low income housing apartment complexes which contain 3,482 affordable apartments for rent in Penobscot County, Maine. Many of these rental apartments are income based housing with about 2,537 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 1,102 Project-Based Section 8 subsidized apartments in Penobscot County. There are 1,480 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Penobscot County is the Maine State Housing Authority.

The HUD funded Public Housing Agencies that are located in, but may not directly serve, Penobscot County are the Housing Authority City of Bangor, Old Town Housing Authority and Housing Authority of the City of Brewer.

Affordable Apartments in Penobscot County

11 Dearborn St
Patten, Maine
Hathaway Apartments is a 11 unit low income housing apartment community in Patten.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
117 Court Street
Bangor, Maine
Kenduskeag Terrace is a 40 unit low income housing apartment community in Bangor.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
119 Somerset St
Bangor, Maine
St Xaviers Home is a 19 unit low income housing apartment community in Bangor.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly Project Based Rental Assistance Senior (62+) Accessible Units
201 Husson Avenue
Bangor, Maine
Bradford Commons is a 194 unit low income housing apartment community in Bangor.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
28 Merchant's Plaza
Bangor, Maine
Freeses Building FB is a 34 unit low income housing apartment community that provides 1-3 bedroom apartments for rent in Bangor.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Bangor.
Low Income Housing Tax Credit

Housing Authorities that serve Penobscot County

The Maine State Housing Authority is a Section 8 public housing agency in Augusta, Maine.

Other Housing Authorities located in Penobscot County

The Housing Authority City of Bangor is a Section 8 and Public Housing public housing agency in Bangor, Maine.

The Old Town Housing Authority is a Section 8 and Public Housing public housing agency in Old Town, Maine.

Understanding Affordable Housing in Penobscot County, Maine

Penobscot County, ME Affordable Housing Snapshot

Total Affordable Apartment Properties 86
Total Low Income Apartments 3,482
Total Rent Assisted Apartments 2,537
Percentage of Housing Units Occupied By Renters 32.41%
Average Renter Household Size 2.09
Total Population 153,437
Housing Units 61,973
Average Household Size 2.36
Median Household Income $44,271 ±$1,142
Median Rent $734 ±$15
Percentage Of Renters Overburdened 51.26% ± 3.07pp

Population and Household Demographics

Penobscot County is a County in Maine with a population of 153,437. There are 61,973 households in the county with an average household size of 2.36 persons. 32.41% of households in Penobscot County are renters.

Income and Rent Overburden in Penobscot County

The median gross income for households in Penobscot County is $44,271 a year, or $3,689 a month. The median rent for the county is $734 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Penobscot County, a household making less than $2,447 a month would be considered overburdened when renting an apartment at or above the median rent. 51.26% of households who rent are overburdened in Penobscot County.1

Data derived from 2010 Census and 2014 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 3.07 percentage points.

Area Median Income In Penobscot County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Penobscot County, HUD calculates the Area Median Income for a family of four as $52,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Penobscot County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Penobscot County HUD Rental Assistance Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $12,060 $16,240 $20,420 $24,600 $28,780 $32,450 $34,700 $36,900
50% $19,600 $22,400 $25,200 $27,950 $30,200 $32,450 $34,700 $36,900
80% $31,300 $35,800 $40,250 $44,700 $48,300 $51,900 $55,450 $59,050

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Penobscot County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2011, 21 low income apartment communities containing 568 rental apartments have been constructed and made affordable to low income persons in Penobscot County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Penobscot County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Penobscot County Low Income Housing Tax Credit Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% $19,600 $22,400 $25,200 $27,950 $30,200 $32,450 $34,700 $36,900
HERA 50% $19,750 $22,550 $25,350 $28,150 $30,450 $32,700 $34,950 $37,200
60% $23,520 $26,880 $30,240 $33,540 $36,240 $38,940 $41,640 $44,280
HERA 60% $23,700 $27,060 $30,420 $33,780 $36,540 $39,240 $41,940 $44,640

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Penobscot County is $30,240 a year, or $2,520 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,520 by 30% to get a maximum rent of $756 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 2 Bed 3 Bed 4 Bed 1 Bed 5 Bed
50% $490 $525 $630 $727 $811 $895
60% $588 $630 $756 $872 $974 $1,074
Fair Market Rents in Penobscot County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$536 $573 $725 $907 $1,019

Cities In Penobscot County

Select A City To View its Listings and Waiting Lists. Use the Search bar to filter.

City Listings Served By
Alton 0 The HUD funded Public Housing Agency that serves Alton is the Maine State Housing Authority.
Argyle UT 0 The HUD funded Public Housing Agency that serves Argyle UT is the Maine State Housing Authority.
Bangor 26 The HUD funded Public Housing Agencies that serve Bangor are the Housing Authority City of Bangor and Maine State Housing Authority.
Bradford 1 The HUD funded Public Housing Agency that serves Bradford is the Maine State Housing Authority.
Bradley 0 The HUD funded Public Housing Agency that serves Bradley is the Maine State Housing Authority.
Brewer 3 The HUD funded Public Housing Agencies that serve Brewer are the Housing Authority of the City of Brewer and Maine State Housing Authority.
Burlington 0 The HUD funded Public Housing Agency that serves Burlington is the Maine State Housing Authority.
Carmel 0 The HUD funded Public Housing Agency that serves Carmel is the Maine State Housing Authority.
Carroll plantation 0 The HUD funded Public Housing Agency that serves Carroll plantation is the Maine State Housing Authority.
Charleston 1 The HUD funded Public Housing Agency that serves Charleston is the Maine State Housing Authority.
Chester 0 The HUD funded Public Housing Agency that serves Chester is the Maine State Housing Authority.
Clifton 0 The HUD funded Public Housing Agency that serves Clifton is the Maine State Housing Authority.
Corinna 2 The HUD funded Public Housing Agency that serves Corinna is the Maine State Housing Authority.
Corinth 1 The HUD funded Public Housing Agency that serves Corinth is the Maine State Housing Authority.
Dexter 2 The HUD funded Public Housing Agency that serves Dexter is the Maine State Housing Authority.
Dixmont 0 The HUD funded Public Housing Agency that serves Dixmont is the Maine State Housing Authority.
Drew plantation 0 The HUD funded Public Housing Agency that serves Drew plantation is the Maine State Housing Authority.
East Central Penobscot UT 0 The HUD funded Public Housing Agency that serves East Central Penobscot UT is the Maine State Housing Authority.
East Millinocket 1 The HUD funded Public Housing Agency that serves East Millinocket is the Maine State Housing Authority.
Eddington 1 The HUD funded Public Housing Agency that serves Eddington is the Maine State Housing Authority.
Edinburg 0 The HUD funded Public Housing Agency that serves Edinburg is the Maine State Housing Authority.
Enfield 1 The HUD funded Public Housing Agency that serves Enfield is the Maine State Housing Authority.
Etna 0 The HUD funded Public Housing Agency that serves Etna is the Maine State Housing Authority.
Exeter 0 The HUD funded Public Housing Agency that serves Exeter is the Maine State Housing Authority.
Garland 0 The HUD funded Public Housing Agency that serves Garland is the Maine State Housing Authority.
Glenburn 1 The HUD funded Public Housing Agency that serves Glenburn is the Maine State Housing Authority.
Greenbush 0 The HUD funded Public Housing Agency that serves Greenbush is the Maine State Housing Authority.
Hampden 1 The HUD funded Public Housing Agency that serves Hampden is the Maine State Housing Authority.
Hermon 0 The HUD funded Public Housing Agency that serves Hermon is the Maine State Housing Authority.
Holden 1 The HUD funded Public Housing Agency that serves Holden is the Maine State Housing Authority.
Howland 5 The HUD funded Public Housing Agency that serves Howland is the Maine State Housing Authority.
Hudson 0 The HUD funded Public Housing Agency that serves Hudson is the Maine State Housing Authority.
Kenduskeag 0 The HUD funded Public Housing Agency that serves Kenduskeag is the Maine State Housing Authority.
Kingman UT 0 The HUD funded Public Housing Agency that serves Kingman UT is the Maine State Housing Authority.
Lagrange 1 The HUD funded Public Housing Agency that serves Lagrange is the Maine State Housing Authority.
Lakeville 0 The HUD funded Public Housing Agency that serves Lakeville is the Maine State Housing Authority.
Lee 0 The HUD funded Public Housing Agency that serves Lee is the Maine State Housing Authority.
Levant 0 The HUD funded Public Housing Agency that serves Levant is the Maine State Housing Authority.
Lincoln 5 The HUD funded Public Housing Agency that serves Lincoln is the Maine State Housing Authority.
Lowell 0 The HUD funded Public Housing Agency that serves Lowell is the Maine State Housing Authority.
Mattawamkeag 1 The HUD funded Public Housing Agency that serves Mattawamkeag is the Maine State Housing Authority.
Maxfield 0 The HUD funded Public Housing Agency that serves Maxfield is the Maine State Housing Authority.
Medway 0 The HUD funded Public Housing Agency that serves Medway is the Maine State Housing Authority.
Milford 0 The HUD funded Public Housing Agency that serves Milford is the Maine State Housing Authority.
Millinocket 5 The HUD funded Public Housing Agency that serves Millinocket is the Maine State Housing Authority.
Mount Chase 0 The HUD funded Public Housing Agency that serves Mount Chase is the Maine State Housing Authority.
Newburgh 1 The HUD funded Public Housing Agency that serves Newburgh is the Maine State Housing Authority.
Newport 4 The HUD funded Public Housing Agency that serves Newport is the Maine State Housing Authority.
North Penobscot UT 0 The HUD funded Public Housing Agency that serves North Penobscot UT is the Maine State Housing Authority.
Old Town 9 The HUD funded Public Housing Agencies that serve Old Town are the Old Town Housing Authority and Maine State Housing Authority.
Orono 7 The HUD funded Public Housing Agency that serves Orono is the Maine State Housing Authority.
Orrington 1 The HUD funded Public Housing Agency that serves Orrington is the Maine State Housing Authority.
Passadumkeag 1 The HUD funded Public Housing Agency that serves Passadumkeag is the Maine State Housing Authority.
Patten 2 The HUD funded Public Housing Agency that serves Patten is the Maine State Housing Authority.
Penobscot Indian Island Reservation 0 The HUD funded Public Housing Agency that serves Penobscot Indian Island Reservation is the Maine State Housing Authority.
Plymouth 0 The HUD funded Public Housing Agency that serves Plymouth is the Maine State Housing Authority.
Prentiss UT 0 The HUD funded Public Housing Agency that serves Prentiss UT is the Maine State Housing Authority.
Seboeis plantation 0 The HUD funded Public Housing Agency that serves Seboeis plantation is the Maine State Housing Authority.
Springfield 0 The HUD funded Public Housing Agency that serves Springfield is the Maine State Housing Authority.
Stacyville 0 The HUD funded Public Housing Agency that serves Stacyville is the Maine State Housing Authority.
Stetson 0 The HUD funded Public Housing Agency that serves Stetson is the Maine State Housing Authority.
Twombly Ridge UT 0 The HUD funded Public Housing Agency that serves Twombly Ridge UT is the Maine State Housing Authority.
Veazie 2 The HUD funded Public Housing Agency that serves Veazie is the Maine State Housing Authority.
Webster plantation 0 The HUD funded Public Housing Agency that serves Webster plantation is the Maine State Housing Authority.
Whitney UT 0 The HUD funded Public Housing Agency that serves Whitney UT is the Maine State Housing Authority.
Winn 0 The HUD funded Public Housing Agency that serves Winn is the Maine State Housing Authority.
Woodville 0 The HUD funded Public Housing Agency that serves Woodville is the Maine State Housing Authority.