Affordable Housing In Scarborough
Cumberland County, Maine

4 Low Income Apartment Communities In Scarborough

Griffin Road Senior Housing

5 Griffin Road
Scarborough, Maine
$1450
1 BR
55+

Bessey Commons Senior Housing

4 Bessey School Dr
Scarborough, Maine
1 BR
55+
Accessible

Southgate House

577 U.S. 1
Scarborough, Maine

Village at Oak Hill

72 Gorham Rd
Scarborough, Maine
Subsidized
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Section 8 Vouchers, Apartments, and Waiting Lists in Scarborough, Maine

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Scarborough, Maine

Housing Authority Programs
Westbrook Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Maine State Housing Authority Section 8 Housing Choice Voucher (HCV)
Portland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD); Moderate Rehabilitation

Guide To Affordable Housing in Scarborough, Maine

There are 4 low income housing apartment communities offering 166 affordable apartments for rent in Scarborough, Maine.

Income Based Apartments in Scarborough, Maine

Scarborough features 38 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Scarborough, Maine

There are 128 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Scarborough.

Housing Choice Vouchers in Scarborough, Maine

On average, Section 8 Housing Choice vouchers pay Scarborough landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Scarborough.

The maximum amount a voucher would pay on behalf of a low-income tenant in Scarborough, Maine for a two-bedroom apartment is between $1,330 and $1,626.

2023 Scarborough, Maine Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Scarborough, Maine Fair Market Rent $1,003 $1,123 $1,478 $1,863 $2,014
Scarborough, Maine Payment Standard Range $903 to $1,103 $1,011 to $1,235 $1,330 to $1,626 $1,677 to $2,049 $1,813 to $2,215

Sourced from federal housing data and AffordableHousingOnline.com research.

Scarborough, ME Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 166
Total Housing Units with Rental Assistance 38
Percentage of Housing Units Occupied By Renters 29.43%
Average Renter Household Size 2.48
Average Household Size 2.51
Median Household Income $66,186 ±$4,304
Median Rent $1,121 ±$116
Percentage Of Renters Overburdened 39.58% ± 17.1pp
Total Population 4,601

Population and Household Demographics

Scarborough is a city in Cumberland County, Maine with a population of 4,601. There are 1,760 households in the city with an average household size of 2.51 persons. 29.43% of households in Scarborough are renters.

Income and Rent Overburden in Scarborough

The median gross income for households in Scarborough is $66,186 a year, or $5,516 a month. The median rent for the city is $1,121 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Scarborough, a household making less than $3,737 a month would be considered overburdened when renting an apartment at or above the median rent. 39.58% of households who rent are overburdened in Scarborough.

Area Median Income In Scarborough

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Scarborough, the AMI is calculated from all households within Cumberland County.

In Scarborough, HUD calculates the Area Median Income for a family of four as $89,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Scarborough

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Scarborough

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Scarborough AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,450 $21,100 $23,750 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Scarborough AMI may qualify for rental assistance programs that target Very Low Income households.
$30,750 $35,150 $39,550 $43,900 $47,450 $50,950 $54,450 $57,950
80% AMI Income Limits
Renters earning up to 80% of the Scarborough AMI may qualify for rental assistance programs that target Low Income households.
$49,200 $56,200 $63,250 $70,250 $75,900 $81,500 $87,150 $92,750