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Affordable Housing In Cumberland County
Maine

76 Low Income Apartment Communities In Cumberland County

Carleton Street Apartments

17 Carleton Street
Portland, Maine
Call For Rent
Studio-2 BR
Accepts Vouchers

Griffin Road Senior Housing

5 Griffin Road
Scarborough, Maine
$1450
1 BR
Accepts Vouchers
55+

Thomas Heights

134 Washington Ave
Portland, Maine
$637-751
Studio BR
Accepts Vouchers

Millbrook Estates

300 E Bridge St
Westbrook, Maine
$853
1 BR
Accepts Vouchers

Bessey Commons Senior Housing

1 Bessey School Dr
Scarborough, Maine
Income Based
1 BR
Accepts Vouchers
55+
Accessible

Washington Gardens

577 Washington Ave
Portland, Maine
Call For Rent
Studio BR
Accessible
Subsidized
62+

Bayside Anchor

81 E Oxford St
Portland, Maine
Call For Rent
Studio-2 BR
Accepts Vouchers

Larrabee Woods

30 Liza Harmon Drive
Westbrook, Maine
Income Based
1-2 BR
Accessible
Subsidized
55+
Accepts Vouchers

Riverview Terrace

21 Knight Street
Westbrook, Maine
Income Based
Studio-1 BR
Accessible
Subsidized
55+
Accepts Vouchers

Deering Place

500 Cumberland Avenue
Portland, Maine
$750-1,200
1 BR
Accepts Vouchers

Housing Authorities that serve Cumberland County

Housing Authority Programs
Maine State Housing Authority Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Cumberland County

Housing Authority Programs
Portland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD); Moderate Rehabilitation
Brunswick Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Westbrook Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
South Portland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cumberland County, Maine

There are 76 low income housing apartment communities offering 4,242 affordable apartments for rent in Cumberland County, Maine.

Income Based Apartments in Cumberland County, Maine

Cumberland County features 1,327 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Maine

There are 2,795 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Maine

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Cumberland County.

2020 Cumberland County, Maine Fair Market Rents

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

Town/Area Studio One BR Two BR Three BR Four BR
Baldwin town $776 $815 $1,051 $1,415 $1,424
Bridgton town $776 $815 $1,051 $1,415 $1,424
Brunswick town $776 $815 $1,051 $1,415 $1,424
Cape Elizabeth town $925 $1,008 $1,309 $1,711 $2,083
Casco town $925 $1,008 $1,309 $1,711 $2,083
Chebeague Island town $925 $1,008 $1,309 $1,711 $2,083
Cumberland town $925 $1,008 $1,309 $1,711 $2,083
Falmouth town $925 $1,008 $1,309 $1,711 $2,083
Freeport town $925 $1,008 $1,309 $1,711 $2,083
Frye Island town $925 $1,008 $1,309 $1,711 $2,083
Gorham town $925 $1,008 $1,309 $1,711 $2,083
Gray town $925 $1,008 $1,309 $1,711 $2,083
Harpswell town $776 $815 $1,051 $1,415 $1,424
Harrison town $776 $815 $1,051 $1,415 $1,424
Long Island town $925 $1,008 $1,309 $1,711 $2,083
Naples town $776 $815 $1,051 $1,415 $1,424
New Gloucester town $776 $815 $1,051 $1,415 $1,424
North Yarmouth town $925 $1,008 $1,309 $1,711 $2,083
Portland city $925 $1,008 $1,309 $1,711 $2,083
Pownal town $776 $815 $1,051 $1,415 $1,424
Raymond town $925 $1,008 $1,309 $1,711 $2,083
Scarborough town $925 $1,008 $1,309 $1,711 $2,083
Sebago town $776 $815 $1,051 $1,415 $1,424
South Portland city $925 $1,008 $1,309 $1,711 $2,083
Standish town $925 $1,008 $1,309 $1,711 $2,083
Westbrook city $925 $1,008 $1,309 $1,711 $2,083
Windham town $925 $1,008 $1,309 $1,711 $2,083
Yarmouth town $925 $1,008 $1,309 $1,711 $2,083

Sourced from federal housing data and AffordableHousingOnline.com research.

Cumberland County, ME Affordable Housing Snapshot

Total Affordable Apartment Properties 76
Total Low Income Apartments 4,242
Total Housing Units with Rental Assistance 1,327
Percentage of Housing Units Occupied By Renters 32.49%
Average Renter Household Size 2.04
Average Household Size 2.37
Median Household Income $60,051 ±$1,201
Median Rent $971 ±$15
Percentage Of Renters Overburdened 48.39% ± 2.06pp
Total Population 286,119

Population and Household Demographics

Cumberland County is a County in Maine with a population of 286,119. There are 117,135 households in the county with an average household size of 2.37 persons. 32.49% of households in Cumberland County are renters.

Income and Rent Overburden in Cumberland County

The median gross income for households in Cumberland County is $60,051 a year, or $5,004 a month. The median rent for the county is $971 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $3,237 a month would be considered overburdened when renting an apartment at or above the median rent. 48.39% of households who rent are overburdened in Cumberland County.1

Area Median Income In Cumberland County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cumberland County, HUD calculates the Area Median Income for a family of four as $74,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,550 $17,800 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,900 $29,600 $33,300 $37,000 $40,000 $42,950 $45,900 $48,850
80% of Median $41,450 $47,400 $53,300 $59,200 $63,950 $68,700 $73,450 $78,150

Cities In Cumberland County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Portland 38 The HUD funded Public Housing Agency that serves Portland is the Portland Housing Authority.
Westbrook 12 The HUD funded Public Housing Agencies that serve Westbrook are the Westbrook Housing Authority and Maine State Housing Authority.
Brunswick 3 The HUD funded Public Housing Agencies that serve Brunswick are the Brunswick Housing Authority and Maine State Housing Authority.
Bridgton 3 The HUD funded Public Housing Agency that serves Bridgton is the Maine State Housing Authority.
South Portland 7 The HUD funded Public Housing Agencies that serve South Portland are the South Portland Housing Authority and Maine State Housing Authority.
Freeport 2 The HUD funded Public Housing Agency that serves Freeport is the Maine State Housing Authority.
Falmouth 1 The HUD funded Public Housing Agencies that serve Falmouth are the Westbrook Housing Authority and Maine State Housing Authority.
Windham 2 The HUD funded Public Housing Agencies that serve Windham are the Westbrook Housing Authority and Maine State Housing Authority.
Naples 0 The HUD funded Public Housing Agency that serves Naples is the Maine State Housing Authority.
Raymond 0 The HUD funded Public Housing Agency that serves Raymond is the Maine State Housing Authority.
Scarborough 4 The HUD funded Public Housing Agencies that serve Scarborough are the Westbrook Housing Authority and Maine State Housing Authority.
Yarmouth 1 The HUD funded Public Housing Agencies that serve Yarmouth are the Westbrook Housing Authority and Maine State Housing Authority.
Cape Elizabeth 1 The HUD funded Public Housing Agencies that serve Cape Elizabeth are the Westbrook Housing Authority and Maine State Housing Authority.
Gorham 1 The HUD funded Public Housing Agencies that serve Gorham are the Westbrook Housing Authority and Maine State Housing Authority.
Standish 0 The HUD funded Public Housing Agencies that serve Standish are the Westbrook Housing Authority and Maine State Housing Authority.
Gray 1 The HUD funded Public Housing Agencies that serve Gray are the Westbrook Housing Authority and Maine State Housing Authority.
Cumberland 0 The HUD funded Public Housing Agencies that serve Cumberland are the Westbrook Housing Authority and Maine State Housing Authority.
North Yarmouth 0 The HUD funded Public Housing Agencies that serve North Yarmouth are the Westbrook Housing Authority and Maine State Housing Authority.
Baldwin 0 The HUD funded Public Housing Agency that serves Baldwin is the Maine State Housing Authority.
Brunswick Station 0 The HUD funded Public Housing Agency that serves Brunswick Station is the Maine State Housing Authority.
Casco 0 The HUD funded Public Housing Agency that serves Casco is the Maine State Housing Authority.
Chebeague Island 0 The HUD funded Public Housing Agency that serves Chebeague Island is the Maine State Housing Authority.
Cousins Island 0 The HUD funded Public Housing Agency that serves Cousins Island is the Maine State Housing Authority.
Cumberland Center 0 The HUD funded Public Housing Agency that serves Cumberland Center is the Maine State Housing Authority.
Falmouth Foreside 0 The HUD funded Public Housing Agency that serves Falmouth Foreside is the Maine State Housing Authority.
Frye Island 0 The HUD funded Public Housing Agency that serves Frye Island is the Maine State Housing Authority.
Harpswell 0 The HUD funded Public Housing Agency that serves Harpswell is the Maine State Housing Authority.
Harrison 0 The HUD funded Public Housing Agency that serves Harrison is the Maine State Housing Authority.
Little Falls 0 The HUD funded Public Housing Agency that serves Little Falls is the Maine State Housing Authority.
Littlejohn Island 0 The HUD funded Public Housing Agency that serves Littlejohn Island is the Maine State Housing Authority.
Long Island 0 The HUD funded Public Housing Agency that serves Long Island is the Maine State Housing Authority.
New Gloucester 0 The HUD funded Public Housing Agency that serves New Gloucester is the Maine State Housing Authority.
North Windham 0 The HUD funded Public Housing Agency that serves North Windham is the Maine State Housing Authority.
Pownal 0 The HUD funded Public Housing Agency that serves Pownal is the Maine State Housing Authority.
Sebago 0 The HUD funded Public Housing Agency that serves Sebago is the Maine State Housing Authority.
South Windham 0 The HUD funded Public Housing Agency that serves South Windham is the Maine State Housing Authority.
Steep Falls 0 The HUD funded Public Housing Agency that serves Steep Falls is the Maine State Housing Authority.