Affordable Housing In Southwest Harbor
Hancock County, Maine

4 Low Income Apartment Communities In Southwest Harbor

Norwood Apartments

214 Main St
Southwest Harbor, Maine
Call For Rent
1 BR

Ridge Apartments

24 Village Green Way
Southwest Harbor, Maine
Call For Rent
1 BR

East Ridge Estates

East Ridge Rd
Southwest Harbor, Maine

Beech Cliff

30 Forest Ave
Southwest Harbor, Maine
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Section 8 Vouchers, Apartments, and Waiting Lists in Southwest Harbor, Maine

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Southwest Harbor, Maine

Housing Authority Programs
Southwest Harbor Housing Authority Public Housing
Maine State Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Southwest Harbor, Maine

There are 4 low income housing apartment communities offering 96 affordable apartments for rent in Southwest Harbor, Maine.

Income Based Apartments in Southwest Harbor, Maine

Southwest Harbor features 71 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Southwest Harbor, Maine

There are 25 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Southwest Harbor.

Housing Choice Vouchers in Southwest Harbor, Maine

On average, Section 8 Housing Choice vouchers pay Southwest Harbor landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in Southwest Harbor.

The maximum amount a voucher would pay on behalf of a low-income tenant in Southwest Harbor, Maine for a two-bedroom apartment is between $932 and $1,140.

2023 Southwest Harbor, Maine Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Southwest Harbor, Maine Fair Market Rent $877 $882 $1,036 $1,383 $1,392
Southwest Harbor, Maine Payment Standard Range $789 to $965 $794 to $970 $932 to $1,140 $1,245 to $1,521 $1,253 to $1,531

Sourced from federal housing data and research.

Southwest Harbor, ME Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 96
Total Housing Units with Rental Assistance 71
Percentage of Housing Units Occupied By Renters 51.02%
Average Renter Household Size 1.77
Average Household Size 1.90
Median Household Income $41,833 ±$7,205
Median Rent $567 ±$429
Percentage Of Renters Overburdened 23.5% ± 16.55pp
Total Population 753

Population and Household Demographics

Southwest Harbor is a city in Hancock County, Maine with a population of 753. There are 392 households in the city with an average household size of 1.90 persons. 51.02% of households in Southwest Harbor are renters.

Income and Rent Overburden in Southwest Harbor

The median gross income for households in Southwest Harbor is $41,833 a year, or $3,486 a month. The median rent for the city is $567 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Southwest Harbor, a household making less than $1,890 a month would be considered overburdened when renting an apartment at or above the median rent. 23.5% of households who rent are overburdened in Southwest Harbor.

Area Median Income In Southwest Harbor

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Southwest Harbor, the AMI is calculated from all households within Hancock County.

In Southwest Harbor, HUD calculates the Area Median Income for a family of four as $80,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Southwest Harbor

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Southwest Harbor

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Southwest Harbor AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,900 $19,300 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Southwest Harbor AMI may qualify for rental assistance programs that target Very Low Income households.
$28,150 $32,150 $36,150 $40,150 $43,400 $46,600 $49,800 $53,000
80% AMI Income Limits
Renters earning up to 80% of the Southwest Harbor AMI may qualify for rental assistance programs that target Low Income households.
$45,000 $51,400 $57,850 $64,250 $69,400 $74,550 $79,700 $84,850