Affordable Housing In Allegany County
Maryland

26 Low Income Apartment Communities In Allegany County

Old Towne Manor

1510 E Oldtown Rd
Cumberland, MD
Income Based
1-3 BR
Subsidized

Cumberland Arms

10 N Liberty St
Cumberland, MD
$880-980
1-2 BR
Subsidized

Valley View

81 Mechanic Street
Frostburg, MD
Call For Rent
1 BR
Subsidized

Hammond Heights

421 Hammond Street
Westernport, MD
Call For Rent
1 BR
Subsidized

Lana Lu

40 W. Main Street
Lonaconing, MD
Call For Rent
1 BR
Subsidized

Orchard Mews

16116 Orchard Mews Drive, SW
Cumberland, MD
Call For Rent
1-2 BR
Subsidized

Washington Ridge Apartments

200 Bishop Murphy Drive
Frostburg, MD
Call For Rent
2-3 BR
Subsidized

Mountain View

220 Somerville Ave
Cumberland, MD
Subsidized

Cumberland Manor

229 Baltimore Ave
Cumberland, MD
Subsidized

The Cascades

701 E 4th St STE Ofc
Cumberland, MD
HCV Welcome

Housing Authorities that serve Allegany County

Housing Authority Programs
Allegany County Housing Authority Public Housing
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)
Cumberland Housing Group Public Housing

Other Housing Authorities located in Allegany County

Housing Authority Programs
Frostburg Housing Authority Public Housing
Harford County Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Allegany County, Maryland

According to federal housing data and AffordableHousingOnline.com research, there are 26 low income housing apartment communities offering 1,739 affordable apartments for rent in Allegany County, Maryland. Allegany County features 1,328 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 411 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Allegany County.

Allegany County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 26
Total Low Income Apartments 1,739
Total Housing Units with Rental Assistance 1,328
Percentage of Housing Units Occupied By Renters 31.22%
Average Renter Household Size 2.13
Average Household Size 2.33
Median Household Income $40,551 ±$1,256
Median Rent $624 ±$25
Percentage Of Renters Overburdened 46.62% ± 3.96pp
Total Population 73,549

Population and Household Demographics

Allegany County is a County in Maryland with a population of 73,549. There are 28,324 households in the county with an average household size of 2.33 persons. 31.22% of households in Allegany County are renters.

Income and Rent Overburden in Allegany County

The median gross income for households in Allegany County is $40,551 a year, or $3,379 a month. The median rent for the county is $624 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Allegany County, a household making less than $2,080 a month would be considered overburdened when renting an apartment at or above the median rent. 46.62% of households who rent are overburdened in Allegany County.1

Area Median Income In Allegany County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Allegany County, HUD calculates the Area Median Income for a family of four as $59,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Allegany County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Allegany County HUD Rental Assistance in Allegany County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Allegany County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2011, 13 low income apartment communities containing 833 rental apartments have been constructed and made affordable to low income persons in Allegany County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Allegany County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Allegany County is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Allegany County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$519 $587 $714 $961 $1,192

Cities In Allegany County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Cumberland 17 The HUD funded Public Housing Agencies that serve Cumberland are the Cumberland Housing Group, Allegany County Housing Authority and Maryland Department of Housing and Community Development.
Bel Air 0 The HUD funded Public Housing Agencies that serve Bel Air are the Allegany County Housing Authority, Maryland Department of Housing and Community Development and Cumberland Housing Group.
Westernport 2 The HUD funded Public Housing Agencies that serve Westernport are the Allegany County Housing Authority, Maryland Department of Housing and Community Development and Cumberland Housing Group.
Frostburg 6 The HUD funded Public Housing Agencies that serve Frostburg are the Frostburg Housing Authority, Allegany County Housing Authority, Maryland Department of Housing and Community Development and Cumberland Housing Group.
Lonaconing 1 The HUD funded Public Housing Agencies that serve Lonaconing are the Allegany County Housing Authority, Maryland Department of Housing and Community Development and Cumberland Housing Group.
Allen 0 The HUD funded Public Housing Agencies that serve Allen are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Alma 0 The HUD funded Public Housing Agencies that serve Alma are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Almond 0 The HUD funded Public Housing Agencies that serve Almond are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Amity 0 The HUD funded Public Housing Agencies that serve Amity are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Andover 0 The HUD funded Public Housing Agencies that serve Andover are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Angelica 0 The HUD funded Public Housing Agencies that serve Angelica are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Belfast 0 The HUD funded Public Housing Agencies that serve Belfast are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Birdsall 0 The HUD funded Public Housing Agencies that serve Birdsall are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Bolivar 0 The HUD funded Public Housing Agencies that serve Bolivar are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Burns 0 The HUD funded Public Housing Agencies that serve Burns are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Canaseraga 0 The HUD funded Public Housing Agencies that serve Canaseraga are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Caneadea 0 The HUD funded Public Housing Agencies that serve Caneadea are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Cuba 0 The HUD funded Public Housing Agencies that serve Cuba are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Fillmore 0 The HUD funded Public Housing Agencies that serve Fillmore are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Friendship 0 The HUD funded Public Housing Agencies that serve Friendship are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Genesee 0 The HUD funded Public Housing Agencies that serve Genesee are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Granger 0 The HUD funded Public Housing Agencies that serve Granger are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Grove 0 The HUD funded Public Housing Agencies that serve Grove are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Hume 0 The HUD funded Public Housing Agencies that serve Hume are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Independence 0 The HUD funded Public Housing Agencies that serve Independence are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
New Hudson 0 The HUD funded Public Housing Agencies that serve New Hudson are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Oil Springs Reservation 0 The HUD funded Public Housing Agencies that serve Oil Springs Reservation are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Richburg 0 The HUD funded Public Housing Agencies that serve Richburg are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Rushford 0 The HUD funded Public Housing Agencies that serve Rushford are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Scio 0 The HUD funded Public Housing Agencies that serve Scio are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Stannards 0 The HUD funded Public Housing Agencies that serve Stannards are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Wellsville 0 The HUD funded Public Housing Agencies that serve Wellsville are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
West Almond 0 The HUD funded Public Housing Agencies that serve West Almond are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Willing 0 The HUD funded Public Housing Agencies that serve Willing are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Wirt 0 The HUD funded Public Housing Agencies that serve Wirt are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Barrelville 0 The HUD funded Public Housing Agencies that serve Barrelville are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Barton 0 The HUD funded Public Housing Agencies that serve Barton are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Bier 0 The HUD funded Public Housing Agencies that serve Bier are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Bowling Green 0 The HUD funded Public Housing Agencies that serve Bowling Green are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Bowmans Addition 0 The HUD funded Public Housing Agencies that serve Bowmans Addition are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Carlos 0 The HUD funded Public Housing Agencies that serve Carlos are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Clarysville 0 The HUD funded Public Housing Agencies that serve Clarysville are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Corriganville 0 The HUD funded Public Housing Agencies that serve Corriganville are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Cresaptown 0 The HUD funded Public Housing Agencies that serve Cresaptown are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Danville 0 The HUD funded Public Housing Agencies that serve Danville are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Dawson 0 The HUD funded Public Housing Agencies that serve Dawson are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Detmold 0 The HUD funded Public Housing Agencies that serve Detmold are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Eckhart Mines 0 The HUD funded Public Housing Agencies that serve Eckhart Mines are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Ellerslie 0 The HUD funded Public Housing Agencies that serve Ellerslie are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Flintstone 0 The HUD funded Public Housing Agencies that serve Flintstone are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Franklin 0 The HUD funded Public Housing Agencies that serve Franklin are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Gilmore 0 The HUD funded Public Housing Agencies that serve Gilmore are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Grahamtown 0 The HUD funded Public Housing Agencies that serve Grahamtown are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Klondike 0 The HUD funded Public Housing Agencies that serve Klondike are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
La Vale 0 The HUD funded Public Housing Agencies that serve La Vale are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Little Orleans 0 The HUD funded Public Housing Agencies that serve Little Orleans are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Luke 0 The HUD funded Public Housing Agencies that serve Luke are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
McCoole 0 The HUD funded Public Housing Agencies that serve McCoole are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Midland 0 The HUD funded Public Housing Agencies that serve Midland are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Midlothian 0 The HUD funded Public Housing Agencies that serve Midlothian are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Moscow 0 The HUD funded Public Housing Agencies that serve Moscow are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Mount Savage 0 The HUD funded Public Housing Agencies that serve Mount Savage are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
National 0 The HUD funded Public Housing Agencies that serve National are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Nikep 0 The HUD funded Public Housing Agencies that serve Nikep are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Ocean 0 The HUD funded Public Housing Agencies that serve Ocean are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Oldtown 0 The HUD funded Public Housing Agencies that serve Oldtown are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Pleasant Grove 0 The HUD funded Public Housing Agencies that serve Pleasant Grove are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Potomac Park 0 The HUD funded Public Housing Agencies that serve Potomac Park are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Rawlings 0 The HUD funded Public Housing Agencies that serve Rawlings are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Shaft 0 The HUD funded Public Housing Agencies that serve Shaft are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Spring Gap 0 The HUD funded Public Housing Agencies that serve Spring Gap are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Vale Summit 0 The HUD funded Public Housing Agencies that serve Vale Summit are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Woodland 0 The HUD funded Public Housing Agencies that serve Woodland are the Maryland Department of Housing and Community Development and Cumberland Housing Group.
Zihlman 0 The HUD funded Public Housing Agencies that serve Zihlman are the Maryland Department of Housing and Community Development and Cumberland Housing Group.