Affordable Housing In Allegany County
Maryland

27 Low Income Apartment Communities In Allegany County

Old Towne Manor

1510 E Oldtown Rd
Cumberland, MD
Income Based
1-3 BR
Subsidized

Cumberland Arms

10 N Liberty St
Cumberland, MD
$880-980
1-2 BR
Subsidized

Valley View

81 Mechanic Street
Frostburg, MD
Call For Rent
1 BR
Subsidized

Hammond Heights

421 Hammond Street
Westernport, MD
Call For Rent
1 BR
Subsidized

Lana Lu

40 W. Main Street
Lonaconing, MD
Call For Rent
1 BR
Subsidized

Orchard Mews

16116 Orchard Mews Drive, SW
Cumberland, MD
Call For Rent
1-2 BR
Subsidized

Washington Ridge Apartments

200 Bishop Murphy Drive
Frostburg, MD
Call For Rent
2-3 BR
Subsidized

Village at Slippery Hill

Nesbit Road
Grahamtown, MD
HCV Welcome

Mountain View

220 Somerville Ave
Cumberland, MD
Subsidized

Cumberland Manor

229 Baltimore Ave
Cumberland, MD
Subsidized

There are 27 low income housing apartment complexes which contain 1,805 affordable apartments for rent in Allegany County. Many of these rental apartments are income based housing with 1,328 apartments that set rent based on your income. In Allegany County, HUD housing programs support 533 rental assistance apartments through programs like Project-based Section 8. There are 477 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Allegany County

Housing Authority Programs
Human Resources Development Commission of Allegany County Public Housing
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Allegany County

Housing Authority Programs
Cumberland Housing Alliance Public Housing
Frostburg Housing Authority Public Housing
Harford County Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Allegany County, Maryland

Allegany County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 27
Total Low Income Apartments 1,805
Total Rent Assisted Apartments 1,328
Percentage of Housing Units Occupied By Renters 31.22%
Average Renter Household Size 2.13
Total Population 73,549
Housing Units 28,324
Average Household Size 2.33
Median Household Income $40,551 ±$1,256
Median Rent $624 ±$25
Percentage Of Renters Overburdened 46.62% ± 3.96pp

Population and Household Demographics

Allegany County is a County in Maryland with a population of 73,549. There are 28,324 households in the county with an average household size of 2.33 persons. 31.22% of households in Allegany County are renters.

Income and Rent Overburden in Allegany County

The median gross income for households in Allegany County is $40,551 a year, or $3,379 a month. The median rent for the county is $624 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Allegany County, a household making less than $2,080 a month would be considered overburdened when renting an apartment at or above the median rent. 46.62% of households who rent are overburdened in Allegany County.1

Area Median Income In Allegany County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Allegany County, HUD calculates the Area Median Income for a family of four as $59,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Allegany County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Allegany County HUD Rental Assistance in Allegany County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Allegany County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2011, 13 low income apartment communities containing 833 rental apartments have been constructed and made affordable to low income persons in Allegany County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Allegany County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Allegany County is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Allegany County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$513 $593 $700 $948 $1,180

Cities In Allegany County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Cumberland 17 The HUD funded Public Housing Agencies that serve Cumberland are the Cumberland Housing Alliance, Human Resources Development Commission of Allegany County and Maryland Department of Housing and Community Development.
Bel Air 0 The HUD funded Public Housing Agencies that serve Bel Air are the Human Resources Development Commission of Allegany County and Maryland Department of Housing and Community Development.
Westernport 2 The HUD funded Public Housing Agencies that serve Westernport are the Human Resources Development Commission of Allegany County and Maryland Department of Housing and Community Development.
Frostburg 6 The HUD funded Public Housing Agencies that serve Frostburg are the Frostburg Housing Authority, Human Resources Development Commission of Allegany County and Maryland Department of Housing and Community Development.
Lonaconing 1 The HUD funded Public Housing Agencies that serve Lonaconing are the Human Resources Development Commission of Allegany County and Maryland Department of Housing and Community Development.
Allen 0 The HUD funded Public Housing Agency that serves Allen is the Maryland Department of Housing and Community Development.
Alma 0 The HUD funded Public Housing Agency that serves Alma is the Maryland Department of Housing and Community Development.
Almond 0 The HUD funded Public Housing Agency that serves Almond is the Maryland Department of Housing and Community Development.
Amity 0 The HUD funded Public Housing Agency that serves Amity is the Maryland Department of Housing and Community Development.
Andover 0 The HUD funded Public Housing Agency that serves Andover is the Maryland Department of Housing and Community Development.
Angelica 0 The HUD funded Public Housing Agency that serves Angelica is the Maryland Department of Housing and Community Development.
Belfast 0 The HUD funded Public Housing Agency that serves Belfast is the Maryland Department of Housing and Community Development.
Birdsall 0 The HUD funded Public Housing Agency that serves Birdsall is the Maryland Department of Housing and Community Development.
Bolivar 0 The HUD funded Public Housing Agency that serves Bolivar is the Maryland Department of Housing and Community Development.
Burns 0 The HUD funded Public Housing Agency that serves Burns is the Maryland Department of Housing and Community Development.
Canaseraga 0 The HUD funded Public Housing Agency that serves Canaseraga is the Maryland Department of Housing and Community Development.
Caneadea 0 The HUD funded Public Housing Agency that serves Caneadea is the Maryland Department of Housing and Community Development.
Cuba 0 The HUD funded Public Housing Agency that serves Cuba is the Maryland Department of Housing and Community Development.
Fillmore 0 The HUD funded Public Housing Agency that serves Fillmore is the Maryland Department of Housing and Community Development.
Friendship 0 The HUD funded Public Housing Agency that serves Friendship is the Maryland Department of Housing and Community Development.
Genesee 0 The HUD funded Public Housing Agency that serves Genesee is the Maryland Department of Housing and Community Development.
Granger 0 The HUD funded Public Housing Agency that serves Granger is the Maryland Department of Housing and Community Development.
Grove 0 The HUD funded Public Housing Agency that serves Grove is the Maryland Department of Housing and Community Development.
Hume 0 The HUD funded Public Housing Agency that serves Hume is the Maryland Department of Housing and Community Development.
Independence 0 The HUD funded Public Housing Agency that serves Independence is the Maryland Department of Housing and Community Development.
New Hudson 0 The HUD funded Public Housing Agency that serves New Hudson is the Maryland Department of Housing and Community Development.
Oil Springs Reservation 0 The HUD funded Public Housing Agency that serves Oil Springs Reservation is the Maryland Department of Housing and Community Development.
Richburg 0 The HUD funded Public Housing Agency that serves Richburg is the Maryland Department of Housing and Community Development.
Rushford 0 The HUD funded Public Housing Agency that serves Rushford is the Maryland Department of Housing and Community Development.
Scio 0 The HUD funded Public Housing Agency that serves Scio is the Maryland Department of Housing and Community Development.
Stannards 0 The HUD funded Public Housing Agency that serves Stannards is the Maryland Department of Housing and Community Development.
Wellsville 0 The HUD funded Public Housing Agency that serves Wellsville is the Maryland Department of Housing and Community Development.
West Almond 0 The HUD funded Public Housing Agency that serves West Almond is the Maryland Department of Housing and Community Development.
Willing 0 The HUD funded Public Housing Agency that serves Willing is the Maryland Department of Housing and Community Development.
Wirt 0 The HUD funded Public Housing Agency that serves Wirt is the Maryland Department of Housing and Community Development.
Barrelville 0 The HUD funded Public Housing Agency that serves Barrelville is the Maryland Department of Housing and Community Development.
Barton 0 The HUD funded Public Housing Agency that serves Barton is the Maryland Department of Housing and Community Development.
Bier 0 The HUD funded Public Housing Agency that serves Bier is the Maryland Department of Housing and Community Development.
Bowling Green 0 The HUD funded Public Housing Agency that serves Bowling Green is the Maryland Department of Housing and Community Development.
Bowmans Addition 0 The HUD funded Public Housing Agency that serves Bowmans Addition is the Maryland Department of Housing and Community Development.
Carlos 0 The HUD funded Public Housing Agency that serves Carlos is the Maryland Department of Housing and Community Development.
Clarysville 0 The HUD funded Public Housing Agency that serves Clarysville is the Maryland Department of Housing and Community Development.
Corriganville 0 The HUD funded Public Housing Agency that serves Corriganville is the Maryland Department of Housing and Community Development.
Cresaptown 0 The HUD funded Public Housing Agency that serves Cresaptown is the Maryland Department of Housing and Community Development.
Danville 0 The HUD funded Public Housing Agency that serves Danville is the Maryland Department of Housing and Community Development.
Dawson 0 The HUD funded Public Housing Agency that serves Dawson is the Maryland Department of Housing and Community Development.
Detmold 0 The HUD funded Public Housing Agency that serves Detmold is the Maryland Department of Housing and Community Development.
Eckhart Mines 0 The HUD funded Public Housing Agency that serves Eckhart Mines is the Maryland Department of Housing and Community Development.
Ellerslie 0 The HUD funded Public Housing Agency that serves Ellerslie is the Maryland Department of Housing and Community Development.
Flintstone 0 The HUD funded Public Housing Agency that serves Flintstone is the Maryland Department of Housing and Community Development.
Franklin 0 The HUD funded Public Housing Agency that serves Franklin is the Maryland Department of Housing and Community Development.
Gilmore 0 The HUD funded Public Housing Agency that serves Gilmore is the Maryland Department of Housing and Community Development.
Grahamtown 1 The HUD funded Public Housing Agency that serves Grahamtown is the Maryland Department of Housing and Community Development.
Klondike 0 The HUD funded Public Housing Agency that serves Klondike is the Maryland Department of Housing and Community Development.
La Vale 0 The HUD funded Public Housing Agency that serves La Vale is the Maryland Department of Housing and Community Development.
Little Orleans 0 The HUD funded Public Housing Agency that serves Little Orleans is the Maryland Department of Housing and Community Development.
Luke 0 The HUD funded Public Housing Agency that serves Luke is the Maryland Department of Housing and Community Development.
McCoole 0 The HUD funded Public Housing Agency that serves McCoole is the Maryland Department of Housing and Community Development.
Midland 0 The HUD funded Public Housing Agency that serves Midland is the Maryland Department of Housing and Community Development.
Midlothian 0 The HUD funded Public Housing Agency that serves Midlothian is the Maryland Department of Housing and Community Development.
Moscow 0 The HUD funded Public Housing Agency that serves Moscow is the Maryland Department of Housing and Community Development.
Mount Savage 0 The HUD funded Public Housing Agency that serves Mount Savage is the Maryland Department of Housing and Community Development.
National 0 The HUD funded Public Housing Agency that serves National is the Maryland Department of Housing and Community Development.
Nikep 0 The HUD funded Public Housing Agency that serves Nikep is the Maryland Department of Housing and Community Development.
Ocean 0 The HUD funded Public Housing Agency that serves Ocean is the Maryland Department of Housing and Community Development.
Oldtown 0 The HUD funded Public Housing Agency that serves Oldtown is the Maryland Department of Housing and Community Development.
Pleasant Grove 0 The HUD funded Public Housing Agency that serves Pleasant Grove is the Maryland Department of Housing and Community Development.
Potomac Park 0 The HUD funded Public Housing Agency that serves Potomac Park is the Maryland Department of Housing and Community Development.
Rawlings 0 The HUD funded Public Housing Agency that serves Rawlings is the Maryland Department of Housing and Community Development.
Shaft 0 The HUD funded Public Housing Agency that serves Shaft is the Maryland Department of Housing and Community Development.
Spring Gap 0 The HUD funded Public Housing Agency that serves Spring Gap is the Maryland Department of Housing and Community Development.
Vale Summit 0 The HUD funded Public Housing Agency that serves Vale Summit is the Maryland Department of Housing and Community Development.
Woodland 0 The HUD funded Public Housing Agency that serves Woodland is the Maryland Department of Housing and Community Development.
Zihlman 0 The HUD funded Public Housing Agency that serves Zihlman is the Maryland Department of Housing and Community Development.