Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Bel Air
Harford County, Maryland

2 Low Income Apartment Communities In Bel Air

Park View at Bel Air

555 South Atwood Road
Bel Air, Maryland
Call For Rent
1-2 BR

Harford Senior Housing II

300 Sunflower Dr
Bel Air, Maryland
Elderly Supportive Housing
  • «
  • 1
  • »

Housing Authorities that serve Bel Air

Housing Authority Programs
Harford County Housing Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Bel Air, Maryland

There are 2 low income housing apartment communities offering 232 affordable apartments for rent in Bel Air, Maryland.

Income Based Apartments in Bel Air, Maryland

Bel Air features 133 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bel Air, Maryland

There are 99 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bel Air.

Housing Choice Vouchers in Bel Air, Maryland

On average, Section 8 Housing Choice vouchers pay Bel Air landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Bel Air.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bel Air, Maryland for a two-bedroom apartment is between $1,246 and $1,522.

2021 Bel Air, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Bel Air, Maryland Fair Market Rent $917 $1,115 $1,384 $1,793 $2,053
Bel Air, Maryland Payment Standard Range $825 to $1,009 $1,004 to $1,227 $1,246 to $1,522 $1,614 to $1,972 $1,848 to $2,258

Sourced from federal housing data and research.

Bel Air, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 232
Total Housing Units with Rental Assistance 133
Percentage of Housing Units Occupied By Renters 35.98%
Average Renter Household Size 2.06
Average Household Size 2.27
Median Household Income $66,828 ±$4,671
Median Rent $1,141 ±$38
Percentage Of Renters Overburdened 45.74% ± 11.76pp
Total Population 10,247

Population and Household Demographics

Bel Air is a city in Harford County, Maryland with a population of 10,247. There are 4,436 households in the city with an average household size of 2.27 persons. 35.98% of households in Bel Air are renters.

Income and Rent Overburden in Bel Air

The median gross income for households in Bel Air is $66,828 a year, or $5,569 a month. The median rent for the city is $1,141 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bel Air, a household making less than $3,803 a month would be considered overburdened when renting an apartment at or above the median rent. 45.74% of households who rent are overburdened in Bel Air.

Area Median Income In Bel Air

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bel Air, the AMI is calculated from all households within Harford County.

In Bel Air, HUD calculates the Area Median Income for a family of four as $104,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bel Air

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Bel Air

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Bel Air AMI may qualify for rental assistance programs that target Extremely Low Income households.
$21,850 $25,000 $28,100 $31,200 $33,700 $36,200 $39,640 $44,120
50% AMI Income Limits
Renters earning up to 50% of the Bel Air AMI may qualify for rental assistance programs that target Very Low Income households.
$36,400 $41,600 $46,800 $52,000 $56,200 $60,350 $64,500 $68,650
80% AMI Income Limits
Renters earning up to 80% of the Bel Air AMI may qualify for rental assistance programs that target Low Income households.
$54,950 $62,800 $70,650 $78,500 $84,800 $91,100 $97,350 $103,650