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Affordable Housing In Church Creek
Dorchester County, Maryland

Housing Authorities that serve Church Creek

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Guide To Affordable Housing in Church Creek, Maryland

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Church Creek, Maryland.

Income Based Apartments in Church Creek, Maryland

Church Creek features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Church Creek, Maryland

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Church Creek.

Housing Choice Vouchers in Church Creek, Maryland

On average, Section 8 Housing Choice vouchers pay Church Creek landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Church Creek.

The maximum amount a voucher would pay on behalf of a low-income tenant in Church Creek, Maryland for a two-bedroom apartment is between $825 and $1,009.

2020 Church Creek, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $783 $784 $917 $1,268 $1,393
Payment Standard Range $705 to $861 $706 to $862 $825 to $1,009 $1,141 to $1,395 $1,254 to $1,532

Sourced from federal housing data and AffordableHousingOnline.com research.

Church Creek, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 16.18%
Average Renter Household Size 2.18
Average Household Size 2.19
Median Household Income $60,000 ±$20,621
Median Rent $1,021 ±$192
Percentage Of Renters Overburdened 54.55% ± 197.12pp
Total Population 149

Population and Household Demographics

Church Creek is a city in Dorchester County, Maryland with a population of 149. There are 68 households in the city with an average household size of 2.19 persons. 16.18% of households in Church Creek are renters.

Income and Rent Overburden in Church Creek

The median gross income for households in Church Creek is $60,000 a year, or $5,000 a month. The median rent for the city is $1,021 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Church Creek, a household making less than $3,403 a month would be considered overburdened when renting an apartment at or above the median rent. 54.55% of households who rent are overburdened in Church Creek.

Area Median Income In Church Creek

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Church Creek, the AMI is calculated from all households within Dorchester County.

In Church Creek, HUD calculates the Area Median Income for a family of four as $68,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Church Creek

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Church Creek

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,300 $17,500 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
80% of Median $40,800 $46,600 $52,450 $58,250 $62,950 $67,600 $72,250 $76,900