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Affordable Housing In Columbia
Howard County, Maryland

46 Low Income Apartment Communities In Columbia

St Matthew House

7261 Eden Brook Dr
Columbia, Maryland
Income Based
1 BR
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Forest Ridge Apartments

5866 Stevens Forest Road, Unit #2
Columbia, Maryland
Income Based
1-3 BR

Orchard Crossing Apartments

4810 Circling Hunter Drive
Columbia, Maryland
$995-1,195
1-2 BR

Columbia Commons

7601 Woodpark Ln
Columbia, Maryland
$1,275-1,999
1-3 BR

Verona at Oakland Mills

9650 Whiteacre Rd Ste 4
Columbia, Maryland
$1,050-1,600
1-3 BR

Shalom Square

6220-6080 Foreland Garth
Columbia, Maryland
Income Based
1 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Hickory Ridge Place

10799 Hickory Ridge Rd
Columbia, Maryland
Call For Rent
1-3 BR
Subsidized

Owen Brown Place

7080 Cradlerock Way
Columbia, Maryland
Call For Rent
1-2 BR
Subsidized

Park View at Columbia

7070 Cradlerock Way
Columbia, Maryland
$882
1 BR
62+

Huntington Square Apartments

9705 Clocktower Lane
Columbia, Maryland
$1,455-1,695
1-2 BR

Housing Authorities that serve Columbia

Housing Authority Programs
Howard County Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Columbia, Maryland

There are 46 low income housing apartment communities offering 2,023 affordable apartments for rent in Columbia, Maryland.

Income Based Apartments in Columbia, Maryland

Columbia features 1,245 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Columbia, Maryland

There are 778 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Columbia.

Housing Choice Vouchers in Columbia, Maryland

On average, Section 8 Housing Choice vouchers pay Columbia landlords $1,400 per month towards rent. The average voucher holder contributes $600 towards rent in Columbia.

The maximum amount a voucher would pay on behalf of a low-income tenant in Columbia, Maryland for a two-bedroom apartment is between $1,238 and $1,514.

2020 Columbia, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $897 $1,105 $1,376 $1,781 $2,037
Payment Standard Range $807 to $987 $995 to $1,216 $1,238 to $1,514 $1,603 to $1,959 $1,833 to $2,241

Sourced from federal housing data and AffordableHousingOnline.com research.

Columbia, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 46
Total Low Income Apartments 2,023
Total Housing Units with Rental Assistance 1,245
Percentage of Housing Units Occupied By Renters 33.74%
Average Renter Household Size 2.36
Average Household Size 2.57
Median Household Income $100,849 ±$2,411
Median Rent $1,585 ±$38
Percentage Of Renters Overburdened 42.25% ± 3.85pp
Total Population 103,055

Population and Household Demographics

Columbia is a city in Howard County, Maryland with a population of 103,055. There are 39,893 households in the city with an average household size of 2.57 persons. 33.74% of households in Columbia are renters.

Income and Rent Overburden in Columbia

The median gross income for households in Columbia is $100,849 a year, or $8,404 a month. The median rent for the city is $1,585 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Columbia, a household making less than $5,283 a month would be considered overburdened when renting an apartment at or above the median rent. 42.25% of households who rent are overburdened in Columbia.

Area Median Income In Columbia

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Columbia, the AMI is calculated from all households within Howard County.

In Columbia, HUD calculates the Area Median Income for a family of four as $104,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Columbia

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Columbia

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,850 $25,000 $28,100 $31,200 $33,700 $36,200 $39,640 $44,120
50% of Median $36,400 $41,600 $46,800 $52,000 $56,200 $60,350 $64,500 $68,650
80% of Median $54,950 $62,800 $70,650 $78,500 $84,800 $91,100 $97,350 $103,650