Affordable Housing In Dorchester County
Maryland

28 Low Income Apartment Communities In Dorchester County

Cambridge Club Apartments

5220 Woods Rd
Cambridge, MD
$565-725
1-3 BR
HCV Welcome

Conifer Village at Cambridge

1040 Foxtail
Cambridge, MD
$874-984
1-2 BR
HCV Welcome

Cambridge Commons

1220 Chestnut Place
Cambridge, MD
Call For Rent
2-3 BR
HCV Welcome

Leonards Grove Apartments

2339 Hudson Road
Cambridge, MD
Call For Rent
1-2 BR
Subsidized

New Horizons

503 Muir Street
Cambridge, MD
Call For Rent
1 BR
62+
Subsidized

Greenwood Village

1027 Cosby Avenue
Cambridge, MD
Call For Rent
3 BR
HCV Welcome
Subsidized

Rambler Apartments

303 Crusader Rd
Cambridge, MD
Call For Rent
1-2 BR
HCV Welcome

Bradford House Apartments

701 Race St
Cambridge, MD
Call For Rent
1 BR
Subsidized

Crusader Arms Apartments

316-104 Crusader Road
Cambridge, MD
Call For Rent
1-2 BR
Subsidized

Foxtail Crossing Townhouses

1243 Zachary Drive
Cambridge, MD
Income Based
3 BR

Housing Authorities that serve Dorchester County

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Other Housing Authorities located in Dorchester County

Housing Authority Programs
Cambridge Housing Authority Public Housing

Guide To Affordable Housing in Dorchester County, Maryland

According to federal housing data and AffordableHousingOnline.com research, there are 28 low income housing apartment communities offering 2,011 affordable apartments for rent in Dorchester County, Maryland. Dorchester County features 1,344 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 667 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Dorchester County.

Dorchester County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 28
Total Low Income Apartments 2,011
Total Housing Units with Rental Assistance 1,344
Percentage of Housing Units Occupied By Renters 34.43%
Average Renter Household Size 2.45
Average Household Size 2.41
Median Household Income $47,093 ±$1,931
Median Rent $845 ±$29
Percentage Of Renters Overburdened 47.43% ± 4.09pp
Total Population 32,534

Population and Household Demographics

Dorchester County is a County in Maryland with a population of 32,534. There are 13,265 households in the county with an average household size of 2.41 persons. 34.43% of households in Dorchester County are renters.

Income and Rent Overburden in Dorchester County

The median gross income for households in Dorchester County is $47,093 a year, or $3,924 a month. The median rent for the county is $845 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Dorchester County, a household making less than $2,817 a month would be considered overburdened when renting an apartment at or above the median rent. 47.43% of households who rent are overburdened in Dorchester County.1

Area Median Income In Dorchester County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Dorchester County, HUD calculates the Area Median Income for a family of four as $65,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Dorchester County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Dorchester County HUD Rental Assistance in Dorchester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Dorchester County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2011, 19 low income apartment communities containing 1,093 rental apartments have been constructed and made affordable to low income persons in Dorchester County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Dorchester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Dorchester County is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Dorchester County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$783 $784 $917 $1,268 $1,393

Cities In Dorchester County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Cambridge 22 The HUD funded Public Housing Agencies that serve Cambridge are the Cambridge Housing Authority and Maryland Department of Housing and Community Development.
Hurlock 5 The HUD funded Public Housing Agency that serves Hurlock is the Maryland Department of Housing and Community Development.
Algonquin 0 The HUD funded Public Housing Agency that serves Algonquin is the Maryland Department of Housing and Community Development.
Brookview 0 The HUD funded Public Housing Agency that serves Brookview is the Maryland Department of Housing and Community Development.
Church Creek 0 The HUD funded Public Housing Agency that serves Church Creek is the Maryland Department of Housing and Community Development.
East New Market 1 The HUD funded Public Housing Agency that serves East New Market is the Maryland Department of Housing and Community Development.
Eldorado 0 The HUD funded Public Housing Agency that serves Eldorado is the Maryland Department of Housing and Community Development.
Elliott 0 The HUD funded Public Housing Agency that serves Elliott is the Maryland Department of Housing and Community Development.
Fishing Creek 0 The HUD funded Public Housing Agency that serves Fishing Creek is the Maryland Department of Housing and Community Development.
Galestown 0 The HUD funded Public Housing Agency that serves Galestown is the Maryland Department of Housing and Community Development.
Madison 0 The HUD funded Public Housing Agency that serves Madison is the Maryland Department of Housing and Community Development.
Secretary 0 The HUD funded Public Housing Agency that serves Secretary is the Maryland Department of Housing and Community Development.
Taylors Island 0 The HUD funded Public Housing Agency that serves Taylors Island is the Maryland Department of Housing and Community Development.
Vienna 0 The HUD funded Public Housing Agency that serves Vienna is the Maryland Department of Housing and Community Development.