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Affordable Housing In Elkton
Cecil County, Maryland

17 Low Income Apartment Communities In Elkton

Elkton Manor Apts

399 Booth St
Elkton, Maryland
Income Based
1-3 BR

Springford Gardens

One Whitehall Circle
Elkton, Maryland
Call For Rent
1-3 BR
Subsidized

North Street Senior Residences

214 North Street
Elkton, Maryland
$718-1,049
1-2 BR
62+

Fox Ridge Manor Apartments

504 Abbott Drive
Elkton, Maryland
$515-560
1-2 BR

The Villas at Whitehall

700 Skipjack Court
Elkton, Maryland
Call For Rent
1-2 BR

Pine Hill Apartments

367 Fletchwood Rd
Elkton, Maryland
Accessible

Birchwood at Elkton

145 East High St
Elkton, Maryland
Call For Rent
1-2 BR
62+

High Street Homes

231 E High St
Elkton, Maryland
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Elk Chase

1 Elk Chase Dr
Elkton, Maryland

Five Rivers Homes

216 E Main St
Elkton, Maryland
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Housing Authorities that serve Elkton

Housing Authority Programs
Elkton Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Cecil County Housing Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Elkton, Maryland

There are 17 low income housing apartment communities offering 886 affordable apartments for rent in Elkton, Maryland.

Income Based Apartments in Elkton, Maryland

Elkton features 248 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkton, Maryland

There are 638 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkton.

Housing Choice Vouchers in Elkton, Maryland

On average, Section 8 Housing Choice vouchers pay Elkton landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Elkton.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkton, Maryland for a two-bedroom apartment is between $1,134 and $1,386.

2021 Elkton, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $900 $1,040 $1,260 $1,567 $1,796
Payment Standard Range $810 to $990 $936 to $1,144 $1,134 to $1,386 $1,410 to $1,724 $1,616 to $1,976

Sourced from federal housing data and AffordableHousingOnline.com research.

Elkton, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 886
Total Housing Units with Rental Assistance 248
Percentage of Housing Units Occupied By Renters 47.68%
Average Renter Household Size 2.47
Average Household Size 2.71
Median Household Income $53,851 ±$3,160
Median Rent $984 ±$36
Percentage Of Renters Overburdened 46.89% ± 7.61pp
Total Population 15,718

Population and Household Demographics

Elkton is a city in Cecil County, Maryland with a population of 15,718. There are 5,497 households in the city with an average household size of 2.71 persons. 47.68% of households in Elkton are renters.

Income and Rent Overburden in Elkton

The median gross income for households in Elkton is $53,851 a year, or $4,488 a month. The median rent for the city is $984 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elkton, a household making less than $3,280 a month would be considered overburdened when renting an apartment at or above the median rent. 46.89% of households who rent are overburdened in Elkton.

Area Median Income In Elkton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Elkton, the AMI is calculated from all households within Cecil County.

In Elkton, HUD calculates the Area Median Income for a family of four as $96,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elkton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Elkton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $20,300 $23,200 $26,100 $29,000 $31,350 $35,160 $39,640 $44,120
50% of Median $33,850 $38,650 $43,500 $48,300 $52,200 $56,050 $59,900 $63,800
80% of Median $54,150 $61,850 $69,600 $77,300 $83,500 $89,700 $95,900 $102,050