Affordable Housing In Federalsburg
Caroline County, Maryland

12 Low Income Apartment Communities In Federalsburg

Laurel Grove Acres

3460 Laurel Grove Rd
Federalsburg, MD
Call For Rent
1-4 BR

Federal Manor Apartments

101 Routzahn Lane
Federalsburg, MD
Call For Rent
1-2 BR

Federalsburg Gardens

100 Brooklyn Ave
Federalsburg, MD

University Apartments

1005 Hargreaves Dr.
Federalsburg, MD

Fair Haven Manor Elderly Apartments

500 Fairhaven Ct
Federalsburg, MD

Tanyard Branch

123 Interfaith Ave
Federalsburg, MD
HCV Welcome

Federalsburg Gardens Apartments ( the )

525 Gardens Ct
Federalsburg, MD
HCV Welcome

Fairhaven Manor

100 Hargreaves Dr
Federalsburg, MD
HCV Welcome

Fairhaven Manor II

101 Porter Ct
Federalsburg, MD
HCV Welcome

Federalsburg Gardens

502 Gardens Ct
Federalsburg, MD

There are 12 low income housing apartment complexes which contain 531 affordable apartments for rent in Federalsburg. Many of these rental apartments are income based housing with 264 apartments that set rent based on your income. In Federalsburg, HUD housing programs support 101 rental assistance apartments through programs like Project-based Section 8. There are 267 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Federalsburg

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Federalsburg, Maryland

Federalsburg, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 531
Total Rent Assisted Apartments 264
Percentage of Housing Units Occupied By Renters 58.81%
Average Renter Household Size 2.71
Total Population 2,676
Housing Units 925
Average Household Size 2.88
Median Household Income $34,707 ±$5,817
Median Rent $712 ±$72
Percentage Of Renters Overburdened 50% ± 12.55pp

Population and Household Demographics

Federalsburg is a City in Caroline County, Maryland with a population of 2,676. There are 925 households in the city with an average household size of 2.88 persons. 58.81% of households in Federalsburg are renters.

Income and Rent Overburden in Federalsburg

The median gross income for households in Federalsburg is $34,707 a year, or $2,892 a month. The median rent for the city is $712 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Federalsburg, a household making less than $2,373 a month would be considered overburdened when renting an apartment at or above the median rent. 50% of households who rent are overburdened in Federalsburg.1

Area Median Income In Federalsburg

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Federalsburg, the AMI is calculated from all households within Caroline County.

In Federalsburg, HUD calculates the Area Median Income for a family of four as $62,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Federalsburg

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Federalsburg HUD Rental Assistance in Federalsburg

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Federalsburg

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2008, 7 low income apartment communities containing 225 rental apartments have been constructed and made affordable to low income persons in Federalsburg by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Federalsburg

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Federalsburg is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Federalsburg

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$725 $730 $965 $1,287 $1,535