Affordable Housing In Frederick County
Maryland

56 Low Income Apartment Communities In Frederick County

Floyd - Kress Homes

199 Greenway Dr
Frederick, MD
Accessible
Disabled Supportive Housing
Subsidized

Collins Way

208 Thomas Ave
Frederick, MD
Accessible
Disabled Supportive Housing
Subsidized

Meadow Grove Group Home

1807 Meadowgrove Ln
Frederick, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Andover Group Home

110 Andover Ct
Frederick, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Potomac Homes

255 W Patrick St
Frederick, MD
Accessible
Disabled Supportive Housing
Subsidized

Autumn Place

205 E 8th St
Frederick, MD
Accessible
Disabled Supportive Housing
Subsidized

Moser Manor

1 West Mosher Road
Thurmont, MD
Subsidized

Georgetowne Apartments

100 E 3rd St
Frederick, MD
Accessible
Disabled Supportive Housing
Subsidized

Betty Jane Malone Homes

8107 Cambridge Dr
Frederick, MD
Accessible
Disabled Supportive Housing
Subsidized

Summerplace Group Home

430 S Market St
Frederick, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

There are 56 low income housing apartment complexes which contain 1,662 affordable apartments for rent in Frederick County. Many of these rental apartments are income based housing with 1,212 apartments that set rent based on your income. In Frederick County, HUD housing programs support 348 rental assistance apartments through programs like Project-based Section 8. There are 450 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Frederick County

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Frederick County

Housing Authority Programs
Housing Authority of the City of Frederick Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Frederick County, Maryland

Frederick County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 56
Total Low Income Apartments 1,662
Total Rent Assisted Apartments 1,212
Percentage of Housing Units Occupied By Renters 26.07%
Average Renter Household Size 2.44
Total Population 241,373
Housing Units 88,494
Average Household Size 2.68
Median Household Income $83,700 ±$1,810
Median Rent $1,285 ±$30
Percentage Of Renters Overburdened 47.91% ± 2.84pp

Population and Household Demographics

Frederick County is a County in Maryland with a population of 241,373. There are 88,494 households in the county with an average household size of 2.68 persons. 26.07% of households in Frederick County are renters.

Income and Rent Overburden in Frederick County

The median gross income for households in Frederick County is $83,700 a year, or $6,975 a month. The median rent for the county is $1,285 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Frederick County, a household making less than $4,283 a month would be considered overburdened when renting an apartment at or above the median rent. 47.91% of households who rent are overburdened in Frederick County.1

Area Median Income In Frederick County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Frederick County, HUD calculates the Area Median Income for a family of four as $121,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Frederick County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Frederick County HUD Rental Assistance in Frederick County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450
Low Income Housing Tax Credits in Frederick County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2010, 19 low income apartment communities containing 693 rental apartments have been constructed and made affordable to low income persons in Frederick County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Frederick County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
60% of Median $51,000 $58,260 $65,520 $72,780 $78,660 $84,480 $90,300 $96,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Frederick County is $65,520 a year, or $5,460 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,460 by 30% to get a maximum rent of $1,638 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,063 $1,138 $1,365 $1,578 $1,760 $1,942
60% $1,275 $1,366 $1,638 $1,893 $2,112 $2,330
Fair Market Rents in Frederick County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,415 $1,454 $1,665 $2,176 $2,678

Cities In Frederick County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Frederick 49 The HUD funded Public Housing Agencies that serve Frederick are the Housing Authority of the City of Frederick and Maryland Department of Housing and Community Development.
Thurmont 2 The HUD funded Public Housing Agency that serves Thurmont is the Maryland Department of Housing and Community Development.
Emmitsburg 1 The HUD funded Public Housing Agency that serves Emmitsburg is the Maryland Department of Housing and Community Development.
Brunswick 3 The HUD funded Public Housing Agency that serves Brunswick is the Maryland Department of Housing and Community Development.
Adamstown 0 The HUD funded Public Housing Agency that serves Adamstown is the Maryland Department of Housing and Community Development.
Ballenger Creek 0 The HUD funded Public Housing Agency that serves Ballenger Creek is the Maryland Department of Housing and Community Development.
Bartonsville 0 The HUD funded Public Housing Agency that serves Bartonsville is the Maryland Department of Housing and Community Development.
Braddock Heights 0 The HUD funded Public Housing Agency that serves Braddock Heights is the Maryland Department of Housing and Community Development.
Buckeystown 0 The HUD funded Public Housing Agency that serves Buckeystown is the Maryland Department of Housing and Community Development.
Burkittsville 0 The HUD funded Public Housing Agency that serves Burkittsville is the Maryland Department of Housing and Community Development.
Jefferson 0 The HUD funded Public Housing Agency that serves Jefferson is the Maryland Department of Housing and Community Development.
Libertytown 0 The HUD funded Public Housing Agency that serves Libertytown is the Maryland Department of Housing and Community Development.
Linganore 0 The HUD funded Public Housing Agency that serves Linganore is the Maryland Department of Housing and Community Development.
Middletown 0 The HUD funded Public Housing Agency that serves Middletown is the Maryland Department of Housing and Community Development.
Monrovia 0 The HUD funded Public Housing Agency that serves Monrovia is the Maryland Department of Housing and Community Development.
Myersville 0 The HUD funded Public Housing Agency that serves Myersville is the Maryland Department of Housing and Community Development.
New Market 0 The HUD funded Public Housing Agency that serves New Market is the Maryland Department of Housing and Community Development.
Point of Rocks 0 The HUD funded Public Housing Agency that serves Point of Rocks is the Maryland Department of Housing and Community Development.
Rosemont 0 The HUD funded Public Housing Agency that serves Rosemont is the Maryland Department of Housing and Community Development.
Sabillasville 0 The HUD funded Public Housing Agency that serves Sabillasville is the Maryland Department of Housing and Community Development.
Spring Ridge 0 The HUD funded Public Housing Agency that serves Spring Ridge is the Maryland Department of Housing and Community Development.
Urbana 0 The HUD funded Public Housing Agency that serves Urbana is the Maryland Department of Housing and Community Development.
Walkersville 1 The HUD funded Public Housing Agency that serves Walkersville is the Maryland Department of Housing and Community Development.
Woodsboro 0 The HUD funded Public Housing Agency that serves Woodsboro is the Maryland Department of Housing and Community Development.