Affordable Housing In Garrett County
Maryland

18 Low Income Apartment Communities In Garrett County

Guardian Apartments

949 Old River Rd
Friendsville, MD
Income Based
1-3 BR
Subsidized

Friendship Heights

702 Morris Ave
Friendsville, MD
Call For Rent
1 BR
Subsidized

Meadow View

175 Meadow View Dr
Grantsville, MD
Call For Rent
1-2 BR
HCV Welcome

Eleventh Street Mitchell Manor

214 N 11th St
Oakland, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Starner Hill Apartments

25 N Pennsylvania Ave
Grantsville, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Overlook North

300 Vista Sq
Oakland, MD
HCV Welcome

Oakwood East Lp

110 A St
Oakland, MD
HCV Welcome

Yough West Ltd Partnership

400 Glade Sq
Oakland, MD
HCV Welcome

Pleasant View South

402 Pleasant View Ln
Oakland, MD
Subsidized

Liberty Mews

104 E Center St
Oakland, MD
HCV Welcome

Housing Authorities that serve Garrett County

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Guide To Affordable Housing in Garrett County, Maryland

According to federal housing data and AffordableHousingOnline.com research, there are 18 low income housing apartment communities offering 593 affordable apartments for rent in Garrett County, Maryland. Garrett County features 113 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 480 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Garrett County.

Garrett County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 593
Total Housing Units with Rental Assistance 113
Percentage of Housing Units Occupied By Renters 25.42%
Average Renter Household Size 2.29
Average Household Size 2.47
Median Household Income $45,432 ±$3,020
Median Rent $658 ±$39
Percentage Of Renters Overburdened 35.09% ± 4.75pp
Total Population 29,813

Population and Household Demographics

Garrett County is a County in Maryland with a population of 29,813. There are 11,863 households in the county with an average household size of 2.47 persons. 25.42% of households in Garrett County are renters.

Income and Rent Overburden in Garrett County

The median gross income for households in Garrett County is $45,432 a year, or $3,786 a month. The median rent for the county is $658 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garrett County, a household making less than $2,193 a month would be considered overburdened when renting an apartment at or above the median rent. 35.09% of households who rent are overburdened in Garrett County.1

Area Median Income In Garrett County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Garrett County, HUD calculates the Area Median Income for a family of four as $60,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Garrett County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Garrett County HUD Rental Assistance in Garrett County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Garrett County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2011, 11 low income apartment communities containing 405 rental apartments have been constructed and made affordable to low income persons in Garrett County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Garrett County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Garrett County is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Garrett County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$477 $588 $732 $1,039 $1,285

Cities In Garrett County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Grantsville 4 The HUD funded Public Housing Agency that serves Grantsville is the Maryland Department of Housing and Community Development.
Oakland 12 The HUD funded Public Housing Agency that serves Oakland is the Maryland Department of Housing and Community Development.
Accident 0 The HUD funded Public Housing Agency that serves Accident is the Maryland Department of Housing and Community Development.
Friendsville 2 The HUD funded Public Housing Agency that serves Friendsville is the Maryland Department of Housing and Community Development.
Mountain Lake Park 0 The HUD funded Public Housing Agency that serves Mountain Lake Park is the Maryland Department of Housing and Community Development.
Bloomington 0 The HUD funded Public Housing Agency that serves Bloomington is the Maryland Department of Housing and Community Development.
Crellin 0 The HUD funded Public Housing Agency that serves Crellin is the Maryland Department of Housing and Community Development.
Deer Park 0 The HUD funded Public Housing Agency that serves Deer Park is the Maryland Department of Housing and Community Development.
Finzel 0 The HUD funded Public Housing Agency that serves Finzel is the Maryland Department of Housing and Community Development.
Gorman 0 The HUD funded Public Housing Agency that serves Gorman is the Maryland Department of Housing and Community Development.
Hutton 0 The HUD funded Public Housing Agency that serves Hutton is the Maryland Department of Housing and Community Development.
Jennings 0 The HUD funded Public Housing Agency that serves Jennings is the Maryland Department of Housing and Community Development.
Kitzmiller 0 The HUD funded Public Housing Agency that serves Kitzmiller is the Maryland Department of Housing and Community Development.
Loch Lynn Heights 0 The HUD funded Public Housing Agency that serves Loch Lynn Heights is the Maryland Department of Housing and Community Development.
Swanton 0 The HUD funded Public Housing Agency that serves Swanton is the Maryland Department of Housing and Community Development.