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Affordable Housing In Oxford
Talbot County, Maryland

Housing Authorities that serve Oxford

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)
Housing Commission of Talbot Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Oxford, Maryland

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Oxford, Maryland.

Income Based Apartments in Oxford, Maryland

Oxford features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oxford, Maryland

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oxford.

Housing Choice Vouchers in Oxford, Maryland

On average, Section 8 Housing Choice vouchers pay Oxford landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Oxford.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oxford, Maryland for a two-bedroom apartment is between $1,047 and $1,279.

2020 Oxford, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $862 $883 $1,163 $1,534 $1,975
Payment Standard Range $776 to $948 $795 to $971 $1,047 to $1,279 $1,381 to $1,687 $1,778 to $2,173

Sourced from federal housing data and research.

Oxford, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 20.82%
Average Renter Household Size 1.92
Average Household Size 1.86
Median Household Income $85,156 ±$16,702
Median Rent $1,045 ±$162
Percentage Of Renters Overburdened 52.46% ± 25.73pp
Total Population 545

Population and Household Demographics

Oxford is a city in Talbot County, Maryland with a population of 545. There are 293 households in the city with an average household size of 1.86 persons. 20.82% of households in Oxford are renters.

Income and Rent Overburden in Oxford

The median gross income for households in Oxford is $85,156 a year, or $7,096 a month. The median rent for the city is $1,045 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oxford, a household making less than $3,483 a month would be considered overburdened when renting an apartment at or above the median rent. 52.46% of households who rent are overburdened in Oxford.

Area Median Income In Oxford

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oxford, the AMI is calculated from all households within Talbot County.

In Oxford, HUD calculates the Area Median Income for a family of four as $85,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oxford

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Oxford

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,050 $20,600 $23,200 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $30,100 $34,400 $38,700 $42,950 $46,400 $49,850 $53,300 $56,700
80% of Median $48,100 $55,000 $61,850 $68,700 $74,200 $79,700 $85,200 $90,700