Affordable Housing In Oxford
Talbot County, Maryland

Affordable Housing programs support 0 income based apartments in Oxford where households pay rent based on how much they earn.

There are 0 affordable apartments in Oxford that offer reduced rents to low-income households.

Waiting Lists in Oxford, Maryland

There are no open Section 8 Housing Choice Voucher waiting lists in Oxford. Go to the Maryland Section 8 Waiting Lists page for openings near Oxford.

Affordable Housing Near Oxford

View affordable apartments and waiting lists in cities near Oxford

City Apartments
Affordable Housing In Easton, MD Affordable Housing programs support 1 apartment communities in Easton.
Affordable Housing In St Michaels, MD Affordable Housing programs support 4 apartment communities in St Michaels.
Affordable Housing In St. Michaels, MD Affordable Housing programs support 1 apartment communities in St. Michaels.
Affordable Housing In Trappe, MD Affordable Housing programs support 1 apartment communities in Trappe.

Public Housing Agencies Serving Oxford, Maryland

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)
Housing Commission of Talbot Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Oxford.

Oxford, Maryland Affordable Housing Data

Income Based Apartments in Oxford, Maryland

Oxford features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oxford, Maryland

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oxford.

Housing Choice Vouchers in Oxford, Maryland

On average, Section 8 Housing Choice vouchers pay Oxford landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Oxford.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oxford, Maryland for a two-bedroom apartment is between $1,081 and $1,321.

2023 Oxford, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Oxford, Maryland Fair Market Rent $1,013 $1,063 $1,201 $1,707 $2,046
Oxford, Maryland Payment Standard Range $912 to $1,114 $957 to $1,169 $1,081 to $1,321 $1,536 to $1,878 $1,841 to $2,251

Sourced from federal housing data and AffordableHousingOnline.com research.

Oxford, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 20.82%
Average Renter Household Size 1.92
Average Household Size 1.86
Median Household Income $85,156 ±$16,702
Median Rent $1,045 ±$162
Percentage Of Renters Overburdened 52.46% ± 25.73pp
Total Population 545

Population and Household Demographics

Oxford is a city in Talbot County, Maryland with a population of 545. There are 293 households in the city with an average household size of 1.86 persons. 20.82% of households in Oxford are renters.

Income and Rent Overburden in Oxford

The median gross income for households in Oxford is $85,156 a year, or $7,096 a month. The median rent for the city is $1,045 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oxford, a household making less than $3,483 a month would be considered overburdened when renting an apartment at or above the median rent. 52.46% of households who rent are overburdened in Oxford.

Area Median Income In Oxford

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oxford, the AMI is calculated from all households within Talbot County.

In Oxford, HUD calculates the Area Median Income for a family of four as $101,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oxford

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Oxford

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Oxford AMI may qualify for rental assistance programs that target Extremely Low Income households.
$20,550 $23,450 $26,400 $29,300 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Oxford AMI may qualify for rental assistance programs that target Very Low Income households.
$34,200 $39,100 $44,000 $48,850 $52,800 $56,700 $60,600 $64,500
80% AMI Income Limits
Renters earning up to 80% of the Oxford AMI may qualify for rental assistance programs that target Low Income households.
$54,750 $62,550 $70,350 $78,150 $84,450 $90,700 $96,950 $103,200