Affordable Housing In Saint Marys County

23 Low Income Apartment Communities In Saint Marys County

Hunting Creek

46925 Crocus Street
Lexington Park, MD
1-3 BR
HCV Welcome

Lex Woods Apartments

21284 Lexwood Ct
Lexington Park, MD
Call For Rent
1-3 BR
HCV Welcome

Victory Woods

22611 FDR Blvd.
Lexington Park, MD
1-2 BR
HCV Welcome

Indian Bridge Apartments

45910 Indian Way
Lexington Park, MD
1-2 BR
HCV Welcome

Patuxent Cove

22014 Pegg Road
Lexington Park, MD
1-3 BR
HCV Welcome

Breton Bay

22594 Gregory Drive, Box 41
Leonardtown, MD
Call For Rent
1-2 BR

Joe Baker

21260 Joe Baker Court
Lexington Park, MD
Call For Rent
1 BR

Great Mills

45990 Great Mills Ct.
Lexington Park, MD
Call For Rent
1-3 BR

Chancellors Run

45882 Chancellors Run Road
Great Mills, MD
Call For Rent
1-2 BR

Patuxent Crossing

21691 Eric Rd
Lexington Park, MD
1-3 BR
HCV Welcome

Other Housing Authorities located in Saint Marys County

Housing Authority Programs
Housing Authority of St. Mary's County Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Saint Marys County, Maryland

According to federal housing data and research, there are 23 low income housing apartment communities offering 1,662 affordable apartments for rent in Saint Marys County, Maryland. Saint Marys County features 527 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,135 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Saint Marys County.

Saint Marys County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 23
Total Low Income Apartments 1,662
Total Housing Units with Rental Assistance 527
Percentage of Housing Units Occupied By Renters 27.7%
Average Renter Household Size 2.54
Average Household Size 2.79
Median Household Income $86,987 ±$2,126
Median Rent $1,263 ±$40
Percentage Of Renters Overburdened 39.75% ± 4.01pp
Total Population 109,614

Population and Household Demographics

Saint Marys County is a County in Maryland with a population of 109,614. There are 38,243 households in the county with an average household size of 2.79 persons. 27.7% of households in Saint Marys County are renters.

Income and Rent Overburden in Saint Marys County

The median gross income for households in Saint Marys County is $86,987 a year, or $7,249 a month. The median rent for the county is $1,263 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saint Marys County, a household making less than $4,210 a month would be considered overburdened when renting an apartment at or above the median rent. 39.75% of households who rent are overburdened in Saint Marys County.1

Area Median Income In Saint Marys County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Saint Marys County, HUD calculates the Area Median Income for a family of four as $101,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Saint Marys County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Saint Marys County HUD Rental Assistance in Saint Marys County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,350 $24,400 $27,450 $30,500 $32,950 $35,400 $39,010 $43,430
50% of Median $35,600 $40,700 $45,800 $50,850 $54,950 $59,000 $63,100 $67,150
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Saint Marys County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2011, 9 low income apartment communities containing 917 rental apartments have been constructed and made affordable to low income persons in Saint Marys County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Saint Marys County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $35,600 $40,700 $45,800 $50,850 $54,950 $59,000 $63,100 $67,150
60% of Median $42,720 $48,840 $54,960 $61,020 $65,940 $70,800 $75,720 $80,580

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Saint Marys County is $54,960 a year, or $4,580 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,580 by 30% to get a maximum rent of $1,374 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $890 $954 $1,145 $1,323 $1,475 $1,628
60% $1,068 $1,145 $1,374 $1,587 $1,770 $1,954
Fair Market Rents in Saint Marys County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$865 $1,091 $1,328 $1,856 $2,275

Cities In Saint Marys County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Leonardtown 5
Lexington Park 14
California 0
Great Mills 2
Callaway 2