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Affordable Housing In Spencer
Worcester County, Maryland

Housing Authorities that serve Spencer

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Guide To Affordable Housing in Spencer, Maryland

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Spencer, Maryland.

Income Based Apartments in Spencer, Maryland

Spencer features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Spencer, Maryland

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Spencer.

Housing Choice Vouchers in Spencer, Maryland

On average, Section 8 Housing Choice vouchers pay Spencer landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Spencer.

The maximum amount a voucher would pay on behalf of a low-income tenant in Spencer, Maryland for a two-bedroom apartment is between $875 and $1,069.

2020 Spencer, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $658 $735 $972 $1,257 $1,616
Payment Standard Range $592 to $724 $662 to $809 $875 to $1,069 $1,131 to $1,383 $1,454 to $1,778

Sourced from federal housing data and AffordableHousingOnline.com research.

Area Median Income In Spencer

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Spencer, the AMI is calculated from all households within Worcester County.

In Spencer, HUD calculates the Area Median Income for a family of four as $76,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Spencer

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Spencer

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,000 $18,250 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $26,600 $30,400 $34,200 $38,000 $41,050 $44,100 $47,150 $50,200
80% of Median $42,600 $48,650 $54,750 $60,800 $65,700 $70,550 $75,400 $80,300