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Affordable Housing In Talbot County
Maryland

6 Low Income Apartment Communities In Talbot County

Riverwoods at St Michaels

111 Mitchell St
St Michaels, Maryland
$710-810
1-2 BR

St. Michaels Cottages

104 Miles Ln
St Michaels, Maryland
Call For Rent
1-2 BR

Galloway Meadows

29418 Mathewstown Road
Easton, Maryland

Frederick Douglas Elderly Housing

113 Mitchell St
St Michaels, Maryland
Subsidized
62+
Accessible
Elderly Supportive Housing

Griffin Apartments

206 Dodson Ave
St Michaels, Maryland

Pittsville

RR 1 Box 55
Trappe, Maryland
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Housing Authorities that serve Talbot County

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)
Housing Commission of Talbot Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Talbot County, Maryland

There are 6 low income housing apartment communities offering 212 affordable apartments for rent in Talbot County, Maryland.

Income Based Apartments in Talbot County, Maryland

Talbot County features 85 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Talbot County, Maryland

There are 127 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Talbot County.

Housing Choice Vouchers in Talbot County, Maryland

On average, Section 8 Housing Choice vouchers pay Talbot County landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Talbot County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Talbot County, Maryland for a two-bedroom apartment is between $1,047 and $1,279.

2020 Talbot County, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $862 $883 $1,163 $1,534 $1,975
Payment Standard Range $776 to $948 $795 to $971 $1,047 to $1,279 $1,381 to $1,687 $1,778 to $2,173

Sourced from federal housing data and AffordableHousingOnline.com research.

Talbot County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 212
Total Housing Units with Rental Assistance 85
Percentage of Housing Units Occupied By Renters 31.42%
Average Renter Household Size 2.30
Average Household Size 2.30
Median Household Income $58,228 ±$4,949
Median Rent $1,039 ±$58
Percentage Of Renters Overburdened 53.06% ± 5.54pp
Total Population 37,799

Population and Household Demographics

Talbot County is a county in Maryland with a population of 37,799. There are 16,231 households in the county with an average household size of 2.30 persons. 31.42% of households in Talbot County are renters.

Income and Rent Overburden in Talbot County

The median gross income for households in Talbot County is $58,228 a year, or $4,852 a month. The median rent for the county is $1,039 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Talbot County, a household making less than $3,463 a month would be considered overburdened when renting an apartment at or above the median rent. 53.06% of households who rent are overburdened in Talbot County.

Area Median Income In Talbot County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Talbot County, HUD calculates the Area Median Income for a family of four as $85,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Talbot County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Talbot County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,050 $20,600 $23,200 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $30,100 $34,400 $38,700 $42,950 $46,400 $49,850 $53,300 $56,700
80% of Median $48,100 $55,000 $61,850 $68,700 $74,200 $79,700 $85,200 $90,700

Cities In Talbot County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Cordova The HUD funded Public Housing Agencies that serve Cordova are the Maryland Department of Housing and Community Development and Housing Commission of Talbot.
Easton The HUD funded Public Housing Agencies that serve Easton are the Housing Commission of Talbot and Maryland Department of Housing and Community Development.
Oxford The HUD funded Public Housing Agencies that serve Oxford are the Maryland Department of Housing and Community Development and Housing Commission of Talbot.
St Michaels The HUD funded Public Housing Agencies that serve St Michaels are the Maryland Department of Housing and Community Development and Housing Commission of Talbot.
St. Michaels The HUD funded Public Housing Agencies that serve St. Michaels are the Maryland Department of Housing and Community Development and Housing Commission of Talbot.
Tilghman Island The HUD funded Public Housing Agencies that serve Tilghman Island are the Maryland Department of Housing and Community Development and Housing Commission of Talbot.
Trappe The HUD funded Public Housing Agencies that serve Trappe are the Maryland Department of Housing and Community Development and Housing Commission of Talbot.