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Affordable Housing In Union Bridge
Carroll County, Maryland

1 Low Income Apartment Communities In Union Bridge

Shriner Court Apartments

4775 Ladysburg Rd
Union Bridge, Maryland
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Housing Authorities that serve Union Bridge

Housing Authority Programs
Carroll County Housing And Community Dev Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Union Bridge, Maryland

There are 1 low income housing apartment communities offering 15 affordable apartments for rent in Union Bridge, Maryland.

Income Based Apartments in Union Bridge, Maryland

Union Bridge features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union Bridge, Maryland

There are 15 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union Bridge.

Housing Choice Vouchers in Union Bridge, Maryland

On average, Section 8 Housing Choice vouchers pay Union Bridge landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Union Bridge.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union Bridge, Maryland for a two-bedroom apartment is between $1,246 and $1,522.

2021 Union Bridge, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $917 $1,115 $1,384 $1,793 $2,053
Payment Standard Range $825 to $1,009 $1,004 to $1,227 $1,246 to $1,522 $1,614 to $1,972 $1,848 to $2,258

Sourced from federal housing data and research.

Union Bridge, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 15
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 50.26%
Average Renter Household Size 1.94
Average Household Size 2.35
Median Household Income $55,147 ±$15,474
Median Rent $841 ±$33
Percentage Of Renters Overburdened 57.59% ± 12.36pp
Total Population 894

Population and Household Demographics

Union Bridge is a city in Carroll County, Maryland with a population of 894. There are 380 households in the city with an average household size of 2.35 persons. 50.26% of households in Union Bridge are renters.

Income and Rent Overburden in Union Bridge

The median gross income for households in Union Bridge is $55,147 a year, or $4,596 a month. The median rent for the city is $841 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union Bridge, a household making less than $2,803 a month would be considered overburdened when renting an apartment at or above the median rent. 57.59% of households who rent are overburdened in Union Bridge.

Area Median Income In Union Bridge

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Union Bridge, the AMI is calculated from all households within Carroll County.

In Union Bridge, HUD calculates the Area Median Income for a family of four as $104,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union Bridge

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Union Bridge

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,850 $25,000 $28,100 $31,200 $33,700 $36,200 $39,640 $44,120
50% of Median $36,400 $41,600 $46,800 $52,000 $56,200 $60,350 $64,500 $68,650
80% of Median $54,950 $62,800 $70,650 $78,500 $84,800 $91,100 $97,350 $103,650