Affordable Housing In Westminster
Carroll County, Maryland

10 Low Income Apartment Communities In Westminster

Sunnybrook Senior Apartments

225 Frock Drive
Westminster, Maryland
Call For Rent
1-2 BR

Westminster Overlook

30 Locust St
Westminster, Maryland
Subsidized

Ridge Residences

101 Timber Ridge Dr
Westminster, Maryland
Subsidized
62+
Accessible
Elderly Supportive Housing

Bishops Garth Apartments

99 Charles St
Westminster, Maryland
Subsidized

Union Village Apartments

19 Union St
Westminster, Maryland
Subsidized

Cranberry Cottages ( Aka Tremont Place )

500 Tremont Dr
Westminster, Maryland

Tremont Place III

311 Shagbark Dr
Westminster, Maryland

Tremont Place Apartments, Phase II

505 Tremont Dr
Westminster, Maryland

Myers Building

34 Liberty St
Westminster, Maryland

Tremont Place II

222 N Cranberry Rd
Westminster, Maryland
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Section 8 Vouchers, Apartments, and Waiting Lists in Westminster, Maryland

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Westminster, Maryland

Housing Authority Programs
City of Westminster Housing Office Section 8 Housing Choice Voucher (HCV)
Carroll County Housing And Community Dev Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Westminster, Maryland

There are 10 low income housing apartment communities offering 615 affordable apartments for rent in Westminster, Maryland.

Income Based Apartments in Westminster, Maryland

Westminster features 311 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Westminster, Maryland

There are 304 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Westminster.

Housing Choice Vouchers in Westminster, Maryland

On average, Section 8 Housing Choice vouchers pay Westminster landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Westminster.

The maximum amount a voucher would pay on behalf of a low-income tenant in Westminster, Maryland for a two-bedroom apartment is between $1,256 and $1,535.

2022 Westminster, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Westminster, Maryland Fair Market Rent $953 $1,124 $1,395 $1,809 $2,075
Westminster, Maryland Payment Standard Range $858 to $1,048 $1,012 to $1,236 $1,256 to $1,535 $1,628 to $1,990 $1,868 to $2,283

Sourced from federal housing data and AffordableHousingOnline.com research.

Westminster, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 615
Total Housing Units with Rental Assistance 311
Percentage of Housing Units Occupied By Renters 50%
Average Renter Household Size 2.09
Average Household Size 2.41
Median Household Income $55,122 ±$5,225
Median Rent $1,056 ±$61
Percentage Of Renters Overburdened 55.95% ± 6.17pp
Total Population 18,646

Population and Household Demographics

Westminster is a city in Carroll County, Maryland with a population of 18,646. There are 7,070 households in the city with an average household size of 2.41 persons. 50% of households in Westminster are renters.

Income and Rent Overburden in Westminster

The median gross income for households in Westminster is $55,122 a year, or $4,594 a month. The median rent for the city is $1,056 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Westminster, a household making less than $3,520 a month would be considered overburdened when renting an apartment at or above the median rent. 55.95% of households who rent are overburdened in Westminster.

Area Median Income In Westminster

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Westminster, the AMI is calculated from all households within Carroll County.

In Westminster, HUD calculates the Area Median Income for a family of four as $105,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Westminster

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Westminster

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Westminster AMI may qualify for rental assistance programs that target Extremely Low Income households.
$22,100 $25,250 $28,400 $31,550 $34,100 $36,600 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Westminster AMI may qualify for rental assistance programs that target Very Low Income households.
$36,800 $42,050 $47,300 $52,550 $56,800 $61,000 $65,200 $69,400
80% AMI Income Limits
Renters earning up to 80% of the Westminster AMI may qualify for rental assistance programs that target Low Income households.
$55,950 $63,950 $71,950 $79,900 $86,300 $92,700 $99,100 $105,500