Affordable Housing In Worcester County
Maryland

24 Low Income Apartment Communities In Worcester County

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Cannery Village

115 Cannery Way

Berlin, MD

$420-1,160

2-4 BR

HCV Welcome

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Windy Gardens

800 Lynnhaven Drive

Pocomoke City, MD

$954-985

1-2 BR

HCV Welcome

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Lynn Haven Acres

806 Lynnhaven Dr

Pocomoke City, MD

Income Based

2 BR

Subsidized

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Clarke Manor

409 Linden Avenue, #100

Pocomoke City, MD

Call For Rent

1 BR

Subsidized

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Snow Hill Senior

266 South Washington Street, Unit 100

Snow Hill, MD

Call For Rent

1-2 BR

HCV Welcome

Decatur Apartments

10218 Old Ocean City Blvd #1000

Berlin, MD

Call For Rent

1-3 BR

Victoria Apartments

1018 Lynnhaven Drive #104

Pocomoke, MD

Call For Rent

1-2 BR

Sunshine Village Apartments

22 Bradley Ct

Pocomoke City, MD

Subsidized

Meadow Grove

720 10th St

Pocomoke City, MD

Subsidized

Homes at Berlin

113 Flower St

Berlin, MD

Subsidized

Housing Authorities that serve Worcester County

Guide To Affordable Housing in Worcester County, Maryland

There are 24 low income housing apartment communities offering 964 affordable apartments for rent in Worcester County, Maryland. Worcester County features 578 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 386 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Worcester County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Worcester County, MD Affordable Housing Snapshot

Population and Household Demographics

Worcester County is a County in Maryland with a population of 51,519. There are 20,773 households in the county with an average household size of 2.45 persons. 24.74% of households in Worcester County are renters.

Income and Rent Overburden in Worcester County

The median gross income for households in Worcester County is $56,773 a year, or $4,731 a month. The median rent for the county is $963 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Worcester County, a household making less than $3,210 a month would be considered overburdened when renting an apartment at or above the median rent. 47.71% of households who rent are overburdened in Worcester County.¹

Area Median Income In Worcester County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Worcester County, HUD calculates the Area Median Income for a family of four as $72,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Worcester County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Worcester County HUD Rental Assistance in Worcester County

Low Income Housing Tax Credits in Worcester County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2004, 12 low income apartment communities containing 351 rental apartments have been constructed and made affordable to low income persons in Worcester County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Worcester County

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Worcester County is $39,240 a year, or $3,270 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,270 by 30% to get a maximum rent of $981 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

Fair Market Rents in Worcester County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents