Affordable Housing In Greenfield
Franklin County, Massachusetts

10 Low Income Apartment Communities In Greenfield

The Weldon

54 High Street
Greenfield, MA
Call For Rent
Studio-2 BR
Subsidized

Leyden Woods Apartments

24 Aster Ct
Greenfield, MA
Subsidized

Hastings Street

62 Hastings St
Greenfield, MA
Accessible
Disabled Supportive Housing
Subsidized

Greenfield Gardens

2 Riverside Dr
Greenfield, MA
Subsidized

Berkshire Apartments

91 Green St
Greenfield, MA

Winslow

132 Main St
Greenfield, MA
HCV Welcome

Leyden Woods

24 Leyden Woods Ln
Greenfield, MA
HCV Welcome

Arbors at Greenfield

15 Meridian St
Greenfield, MA
HCV Welcome

Central House

8 Miles St
Greenfield, MA
HCV Welcome

Chapman Court

4 Chapman St
Greenfield, MA
HCV Welcome
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Housing Authorities that serve Greenfield

Housing Authority Programs
Franklin County Regional Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV)
Greenfield Housing Authority Section 8 Housing Choice Voucher (HCV)
Massachusetts Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Moving to Work
Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Greenfield, Massachusetts

According to federal housing data and AffordableHousingOnline.com research, there are 10 low income housing apartment communities offering 889 affordable apartments for rent in Greenfield, Massachusetts. Greenfield features 511 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 378 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Greenfield.

Greenfield, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 889
Total Housing Units with Rental Assistance 511
Percentage of Housing Units Occupied By Renters 43.14%
Average Renter Household Size 1.91
Average Household Size 2.18
Median Household Income $49,612 ±$2,562
Median Rent $831 ±$29
Percentage Of Renters Overburdened 45.04% ± 6.97pp
Total Population 17,514

Population and Household Demographics

Greenfield is a City in Franklin County, Massachusetts with a population of 17,514. There are 7,731 households in the city with an average household size of 2.18 persons. 43.14% of households in Greenfield are renters.

Income and Rent Overburden in Greenfield

The median gross income for households in Greenfield is $49,612 a year, or $4,134 a month. The median rent for the city is $831 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Greenfield, a household making less than $2,770 a month would be considered overburdened when renting an apartment at or above the median rent. 45.04% of households who rent are overburdened in Greenfield.1

Area Median Income In Greenfield

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Greenfield, the AMI is calculated from all households within Franklin County.

In Greenfield, HUD calculates the Area Median Income for a family of four as $85,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Greenfield

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Greenfield HUD Rental Assistance in Greenfield

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,650 $21,300 $23,950 $26,600 $30,170 $34,590 $39,010 $43,430
50% of Median $31,050 $35,500 $39,950 $44,350 $47,900 $51,450 $55,000 $58,550
80% of Median $49,700 $56,800 $63,900 $70,950 $76,650 $82,350 $88,000 $93,700
Low Income Housing Tax Credits in Greenfield

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2011, 5 low income apartment communities containing 285 rental apartments have been constructed and made affordable to low income persons in Greenfield by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Greenfield

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $31,050 $35,500 $39,950 $44,350 $47,900 $51,450 $55,000 $58,550
60% of Median $37,260 $42,600 $47,940 $53,220 $57,480 $61,740 $66,000 $70,260

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Greenfield is $47,940 a year, or $3,995 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,995 by 30% to get a maximum rent of $1,199 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $776 $832 $999 $1,153 $1,286 $1,419
60% $932 $998 $1,199 $1,384 $1,544 $1,703
Fair Market Rents in Greenfield

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$842 $859 $1,095 $1,467 $1,577