Low Income Apartments and Affordable Housing For Rent in Westfield, MA

Discover affordable housing in Westfield where there are 15+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Edgewood Apartments

134 Union Street, Westfield, Massachusetts 01085

bed 2
payment $861-931/mo.
switch_access_shortcut Short Wait
accessibility Accessible

18 King St Unit Room for rent

18 King St Unit Room for rent, Westfield, Massachusetts 01085

bed 2
payment $700/mo.

Elm Street Revitalization

105 Elm St, Westfield, Massachusetts 01085

Prospect Hill Apartments

33 Montgomery St, Westfield, Massachusetts 01085

Sanford Apartments

330 Elm St, Westfield, Massachusetts 01085


138 E MOUNTAIN RD, Westfield, Massachusetts 1085

bed 1

The Arbors at Westfield

40 Court St, Westfield, Massachusetts 01085

Franklin Street Residences

110 Franklin St, Westfield, Massachusetts 01085

General Shepard Apartments

25 Thomas Street, Westfield, Massachusetts 1085

Lansdowne Place

38 Thomas St , Westfield, Massachusetts 1085

Association for Community Living - Aviator

4 Aviator Way, Westfield, Massachusetts 01085

Powdermill Apartments

126 Union St, Westfield, Massachusetts 01085

Swiss Village Condo

82 S Maple St, Westfield, Massachusetts 01085

Eighteenth Assoc Properties

55 Colony Cir, Westfield, Massachusetts 01085

Leahy House Westfield

Care of Mental Health Assoc Inc, Westfield, Massachusetts 1085

How To Identify Affordable Housing in Westfield, Massachusetts

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
calendar_today Opened: Feb 1
Open Until Further Notice

Reported On May 23rd, 2024 by Nathan Brunet

calendar_today Opened: Jan 6
Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Westfield, Massachusetts
$11.04 (+74%) more than Massachusetts minimum wage and $18.79 (+259%) more than the Federal minimum wage.
Learn More About Westfield, Massachusetts Affordable Housing ↓

What HUD offices serve Westfield, Massachusetts?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Westfield, Massachusetts.
Operates the Section 8 Housing Choice Voucher (HCV), Moving to Work programs for Westfield, Massachusetts.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Westfield, Massachusetts.

Go to the Massachusetts Public Housing and Low-Income Apartments Waiting Lists page for openings near Westfield.

How many renters live in Westfield, Massachusetts?

The City of Westfield has 40,794 people living in 15,435 households.

There are 11,216 renters living in 5,179 renter households in this City. Renters make up 27.49 percent of the population living in Westfield.

What is the rental market like in Westfield, Massachusetts?

There are an estimated 16,384 housing units in the Westfield area. Of these, 5,452 units are rental homes, making up 33 percent of the housing market. For every renter household in Westfield, Massachusetts, there are 1 rental units.

What is the vacancy rate for rentals in Westfield?

The rental vacancy rate in Westfield is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Westfield for each bedroom size?

Occupied Rental Units by Size in Westfield
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
175 1,779 1,950 1,062 137
Occupied Rental Units by Size in Westfield

A large number of apartments in Westfield have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Westfield are overburdened by housing costs?

Among renter households in this market, 44 percent have housing cost burden. Further, 19 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Westfield

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $934 to $1,954. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $934
One BR $1,115
Two BR $1,375
Three BR $1,669
Four BR $1,954
2024 Fair Market Rents in Westfield, Massachusetts

How many units are rented at Fair Market Rent (FMR) in Westfield?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 158 90 percent
One BR 1,274 72 percent
Two BR 1,382 71 percent
Rental Units Below FMR in Westfield, Massachusetts

How many affordable rental units are in Westfield?

There are a variety of federal affordable housing programs serving households in Westfield, Massachusetts including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 395
Section 8 Project-Based Rental Assistance 106
Section 202 Supportive Housing for the Elderly 46
Section 811 Supportive Housing for Persons with Disabilities 16
Tracked Units by Federal Program in Westfield, Massachusetts

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Westfield, Massachusetts

Westfield features 168 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Westfield, Massachusetts

There are 412 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Westfield.

Housing Choice Vouchers in Westfield, Massachusetts

On average, Section 8 Housing Choice vouchers pay Westfield landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Westfield.

The maximum amount a voucher would pay on behalf of a low-income tenant in Westfield, Massachusetts for a two-bedroom apartment is between $1,238 and $1,513.

Sourced from federal housing data and AffordableHousingOnline.com research.