Affordable Housing In Baraga
Baraga County, Michigan

1 Low Income Apartment Communities In Baraga

Hillcrest Manor

412 Michigan Ave
Baraga, Michigan
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Guide To Affordable Housing in Baraga, Michigan

There are 1 low income housing apartment communities offering 50 affordable apartments for rent in Baraga, Michigan.

Income Based Apartments in Baraga, Michigan

Baraga features 50 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Baraga, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Baraga.

Housing Choice Vouchers in Baraga, Michigan

On average, Section 8 Housing Choice vouchers pay Baraga landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Baraga.

The maximum amount a voucher would pay on behalf of a low-income tenant in Baraga, Michigan for a two-bedroom apartment is between $681 and $833.

2022 Baraga, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Baraga, Michigan Fair Market Rent $572 $579 $757 $936 $1,080
Baraga, Michigan Payment Standard Range $515 to $629 $521 to $637 $681 to $833 $842 to $1,030 $972 to $1,188

Sourced from federal housing data and research.

Baraga, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 50
Total Housing Units with Rental Assistance 50
Percentage of Housing Units Occupied By Renters 39.85%
Average Renter Household Size 2.04
Average Household Size 2.14
Median Household Income $28,125 ±$5,894
Median Rent $394 ±$49
Percentage Of Renters Overburdened 52.23% ± 8.44pp
Total Population 3,031

Population and Household Demographics

Baraga is a city in Baraga County, Michigan with a population of 3,031. There are 394 households in the city with an average household size of 2.14 persons. 39.85% of households in Baraga are renters.

Income and Rent Overburden in Baraga

The median gross income for households in Baraga is $28,125 a year, or $2,344 a month. The median rent for the city is $394 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Baraga, a household making less than $1,313 a month would be considered overburdened when renting an apartment at or above the median rent. 52.23% of households who rent are overburdened in Baraga.

Area Median Income In Baraga

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Baraga, the AMI is calculated from all households within Baraga County.

In Baraga, HUD calculates the Area Median Income for a family of four as $56,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Baraga

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Baraga

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Baraga AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,550 $17,420 $21,960 $26,500 $31,040 $35,580 $40,000 $42,600
50% AMI Income Limits
Renters earning up to 50% of the Baraga AMI may qualify for rental assistance programs that target Very Low Income households.
$22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
80% AMI Income Limits
Renters earning up to 80% of the Baraga AMI may qualify for rental assistance programs that target Low Income households.
$36,150 $41,300 $46,450 $51,600 $55,750 $59,900 $64,000 $68,150