Affordable Housing In Bay County
Michigan
21 Low Income Apartment Communities In Bay County
The Village of Hampton Meadows
Housing Authorities that serve Bay County
| Housing Authority | Programs |
|---|---|
| Bay County Housing Department | Public Housing |
Guide To Affordable Housing in Bay County, Michigan
There are 21 low income housing apartment communities offering 1,863 affordable apartments for rent in Bay County, Michigan.
Income Based Apartments in Bay County, Michigan
Bay County features 1,338 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Bay County, Michigan
There are 525 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bay County.
Housing Choice Vouchers in Bay County, Michigan
On average, Section 8 Housing Choice vouchers pay Bay County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Bay County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Bay County, Michigan for a two-bedroom apartment is between $698 and $854.
2021 Bay County, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Bay County, Michigan Fair Market Rent | $512 | $589 | $776 | $1,020 | $1,064 |
| Bay County, Michigan Payment Standard Range | $461 to $563 | $530 to $648 | $698 to $854 | $918 to $1,122 | $958 to $1,170 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Bay County, MI Affordable Housing Snapshot
| Total Affordable Apartment Properties | 21 |
|---|---|
| Total Low Income Apartments | 1,863 |
| Total Housing Units with Rental Assistance | 1,338 |
| Percentage of Housing Units Occupied By Renters | 22.26% |
| Average Renter Household Size | 2.06 |
| Average Household Size | 2.42 |
| Median Household Income | $45,583 ±$1,434 |
| Median Rent | $657 ±$20 |
| Percentage Of Renters Overburdened | 48.5% ± 3.86pp |
| Total Population | 106,698 |
Population and Household Demographics
Bay County is a county in Michigan with a population of 106,698. There are 43,565 households in the county with an average household size of 2.42 persons. 22.26% of households in Bay County are renters.
Income and Rent Overburden in Bay County
The median gross income for households in Bay County is $45,583 a year, or $3,799 a month. The median rent for the county is $657 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bay County, a household making less than $2,190 a month would be considered overburdened when renting an apartment at or above the median rent. 48.5% of households who rent are overburdened in Bay County.
Area Median Income In Bay County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Bay County, HUD calculates the Area Median Income for a family of four as $63,500
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Bay County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Bay County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Bay County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$13,550 | $17,420 | $21,960 | $26,500 | $31,040 | $35,580 | $40,000 | $42,600 |
| 50% AMI Income Limits Renters earning up to 50% of the Bay County AMI may qualify for rental assistance programs that target Very Low Income households. |
$22,600 | $25,800 | $29,050 | $32,250 | $34,850 | $37,450 | $40,000 | $42,600 |
| 80% AMI Income Limits Renters earning up to 80% of the Bay County AMI may qualify for rental assistance programs that target Low Income households. |
$36,150 | $41,300 | $46,450 | $51,600 | $55,750 | $59,900 | $64,000 | $68,150 |
Cities In Bay County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Auburn | The HUD funded Public Housing Agency that serves Auburn is the Bay County Housing Department. |
| Bangor Township | The HUD funded Public Housing Agency that serves Bangor Township is the Bay County Housing Department. |
| Bay City | The HUD funded Public Housing Agencies that serve Bay City are the Bay City Housing Commission and Bay County Housing Department. |
| Beaver | The HUD funded Public Housing Agency that serves Beaver is the Bay County Housing Department. |
| Essexville | The HUD funded Public Housing Agency that serves Essexville is the Bay County Housing Department. |
| Frankenlust | The HUD funded Public Housing Agency that serves Frankenlust is the Bay County Housing Department. |
| Fraser | The HUD funded Public Housing Agency that serves Fraser is the Bay County Housing Department. |
| Garfield | The HUD funded Public Housing Agency that serves Garfield is the Bay County Housing Department. |
| Gibson | The HUD funded Public Housing Agency that serves Gibson is the Bay County Housing Department. |
| Hampton Township | The HUD funded Public Housing Agency that serves Hampton Township is the Bay County Housing Department. |
| Kawkawlin | The HUD funded Public Housing Agency that serves Kawkawlin is the Bay County Housing Department. |
| Merritt | The HUD funded Public Housing Agency that serves Merritt is the Bay County Housing Department. |
| Midland | The HUD funded Public Housing Agency that serves Midland is the Bay County Housing Department. |
| Monitor Township | The HUD funded Public Housing Agency that serves Monitor Township is the Bay County Housing Department. |
| Mount Forest | The HUD funded Public Housing Agency that serves Mount Forest is the Bay County Housing Department. |
| Pinconning | The HUD funded Public Housing Agency that serves Pinconning is the Bay County Housing Department. |
| Pinconningship | The HUD funded Public Housing Agency that serves Pinconningship is the Bay County Housing Department. |
| Portsmouth Township | The HUD funded Public Housing Agency that serves Portsmouth Township is the Bay County Housing Department. |
| Williams Township | The HUD funded Public Housing Agency that serves Williams Township is the Bay County Housing Department. |
