Affordable Housing In Flat Rock
Monroe County, Michigan

3 Low Income Apartment Communities In Flat Rock

Flat Rock Towers Co-op Senior Apartments

28744 Telegraph Road
Flat Rock, Michigan
Income Based
Studio-1 BR

Waters Edge of Flat Rock

27055 Riverside St
Flat Rock, Michigan

Silver Creek Apartments

25617 Valley Creek Dr
Flat Rock, Michigan
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Section 8 Vouchers, Apartments, and Waiting Lists in Flat Rock, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Flat Rock, Michigan

Housing Authority Programs
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Ann Arbor Housing Commission Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Moving to Work; Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Rental Assistance Demonstration (RAD)
Lucas Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Flat Rock, Michigan

There are 3 low income housing apartment communities offering 296 affordable apartments for rent in Flat Rock, Michigan.

Income Based Apartments in Flat Rock, Michigan

Flat Rock features 88 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Flat Rock, Michigan

There are 112 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Flat Rock.

Housing Choice Vouchers in Flat Rock, Michigan

On average, Section 8 Housing Choice vouchers pay Flat Rock landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Flat Rock.

The maximum amount a voucher would pay on behalf of a low-income tenant in Flat Rock, Michigan for a two-bedroom apartment is between $847 and $1,035.

2022 Flat Rock, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Flat Rock, Michigan Fair Market Rent $631 $723 $941 $1,237 $1,503
Flat Rock, Michigan Payment Standard Range $568 to $694 $651 to $795 $847 to $1,035 $1,113 to $1,361 $1,353 to $1,653

Sourced from federal housing data and research.

Flat Rock, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 296
Total Housing Units with Rental Assistance 88
Percentage of Housing Units Occupied By Renters 25.19%
Average Renter Household Size 2.41
Average Household Size 2.69
Median Household Income $56,700 ±$8,574
Median Rent $742 ±$61
Percentage Of Renters Overburdened 58.83% ± 14.52pp
Total Population 9,879

Population and Household Demographics

Flat Rock is a city in Monroe County, Michigan with a population of 9,879. There are 3,664 households in the city with an average household size of 2.69 persons. 25.19% of households in Flat Rock are renters.

Income and Rent Overburden in Flat Rock

The median gross income for households in Flat Rock is $56,700 a year, or $4,725 a month. The median rent for the city is $742 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Flat Rock, a household making less than $2,473 a month would be considered overburdened when renting an apartment at or above the median rent. 58.83% of households who rent are overburdened in Flat Rock.

Area Median Income In Flat Rock

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Flat Rock, the AMI is calculated from all households within Monroe County.

In Flat Rock, HUD calculates the Area Median Income for a family of four as $85,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Flat Rock

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Flat Rock

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Flat Rock AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,050 $20,600 $23,200 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Flat Rock AMI may qualify for rental assistance programs that target Very Low Income households.
$30,050 $34,350 $38,650 $42,900 $46,350 $49,800 $53,200 $56,650
80% AMI Income Limits
Renters earning up to 80% of the Flat Rock AMI may qualify for rental assistance programs that target Low Income households.
$48,100 $54,950 $61,800 $68,650 $74,150 $79,650 $85,150 $90,650