Affordable Housing In Gratiot County
Michigan
19 Low Income Apartment Communities In Gratiot County
Section 8 Vouchers, Apartments, and Waiting Lists in Gratiot County, Michigan
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Gratiot County, Michigan
| Housing Authority | Programs |
|---|---|
| Michigan State Housing Development Authority | Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV) |
Guide To Affordable Housing in Gratiot County, Michigan
There are 19 low income housing apartment communities offering 834 affordable apartments for rent in Gratiot County, Michigan.
Income Based Apartments in Gratiot County, Michigan
Gratiot County features 461 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Gratiot County, Michigan
There are 341 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gratiot County.
Housing Choice Vouchers in Gratiot County, Michigan
On average, Section 8 Housing Choice vouchers pay Gratiot County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Gratiot County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Gratiot County, Michigan for a two-bedroom apartment is between $681 and $833.
2022 Gratiot County, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Gratiot County, Michigan Fair Market Rent | $503 | $575 | $757 | $986 | $1,240 |
| Gratiot County, Michigan Payment Standard Range | $453 to $553 | $518 to $633 | $681 to $833 | $887 to $1,085 | $1,116 to $1,364 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Gratiot County, MI Affordable Housing Snapshot
| Total Affordable Apartment Properties | 19 |
|---|---|
| Total Low Income Apartments | 834 |
| Total Housing Units with Rental Assistance | 461 |
| Percentage of Housing Units Occupied By Renters | 26.26% |
| Average Renter Household Size | 2.35 |
| Average Household Size | 2.45 |
| Median Household Income | $41,912 ±$1,381 |
| Median Rent | $607 ±$26 |
| Percentage Of Renters Overburdened | 48.6% ± 5.07pp |
| Total Population | 41,878 |
Population and Household Demographics
Gratiot County is a county in Michigan with a population of 41,878. There are 14,716 households in the county with an average household size of 2.45 persons. 26.26% of households in Gratiot County are renters.
Income and Rent Overburden in Gratiot County
The median gross income for households in Gratiot County is $41,912 a year, or $3,493 a month. The median rent for the county is $607 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gratiot County, a household making less than $2,023 a month would be considered overburdened when renting an apartment at or above the median rent. 48.6% of households who rent are overburdened in Gratiot County.
Area Median Income In Gratiot County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Gratiot County, HUD calculates the Area Median Income for a family of four as $58,500
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Gratiot County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Gratiot County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Gratiot County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$13,550 | $17,420 | $21,960 | $26,500 | $31,040 | $35,580 | $40,000 | $42,600 |
| 50% AMI Income Limits Renters earning up to 50% of the Gratiot County AMI may qualify for rental assistance programs that target Very Low Income households. |
$22,600 | $25,800 | $29,050 | $32,250 | $34,850 | $37,450 | $40,000 | $42,600 |
| 80% AMI Income Limits Renters earning up to 80% of the Gratiot County AMI may qualify for rental assistance programs that target Low Income households. |
$36,150 | $41,300 | $46,450 | $51,600 | $55,750 | $59,900 | $64,000 | $68,150 |
Cities In Gratiot County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Alma | The HUD funded Public Housing Agencies that serve Alma are the Alma Housing Commission and Michigan State Housing Development Authority. |
| Arcada | The HUD funded Public Housing Agency that serves Arcada is the Michigan State Housing Development Authority. |
| Ashley | The HUD funded Public Housing Agency that serves Ashley is the Michigan State Housing Development Authority. |
| Bethany | The HUD funded Public Housing Agency that serves Bethany is the Michigan State Housing Development Authority. |
| Breckenridge | The HUD funded Public Housing Agency that serves Breckenridge is the Michigan State Housing Development Authority. |
| Elba | The HUD funded Public Housing Agency that serves Elba is the Michigan State Housing Development Authority. |
| Emerson | The HUD funded Public Housing Agency that serves Emerson is the Michigan State Housing Development Authority. |
| Fulton | The HUD funded Public Housing Agency that serves Fulton is the Michigan State Housing Development Authority. |
| Hamilton | The HUD funded Public Housing Agency that serves Hamilton is the Michigan State Housing Development Authority. |
| Ithaca | The HUD funded Public Housing Agency that serves Ithaca is the Michigan State Housing Development Authority. |
| Lafayette | The HUD funded Public Housing Agency that serves Lafayette is the Michigan State Housing Development Authority. |
| New Haven Township | The HUD funded Public Housing Agencies that serve New Haven Township are the New Haven Housing Commission and Michigan State Housing Development Authority. |
| Newark | The HUD funded Public Housing Agency that serves Newark is the Michigan State Housing Development Authority. |
| North Shade | The HUD funded Public Housing Agency that serves North Shade is the Michigan State Housing Development Authority. |
| North Star | The HUD funded Public Housing Agency that serves North Star is the Michigan State Housing Development Authority. |
| Perrinton | The HUD funded Public Housing Agency that serves Perrinton is the Michigan State Housing Development Authority. |
| Pine River | The HUD funded Public Housing Agency that serves Pine River is the Michigan State Housing Development Authority. |
| Saint Louis | The HUD funded Public Housing Agency that serves Saint Louis is the Michigan State Housing Development Authority. |
| Seville | The HUD funded Public Housing Agency that serves Seville is the Michigan State Housing Development Authority. |
| St Louis | The HUD funded Public Housing Agencies that serve St Louis are the Saint Louis Housing Commission and Michigan State Housing Development Authority. |
| St. Louis | The HUD funded Public Housing Agency that serves St. Louis is the Michigan State Housing Development Authority. |
| Sumner | The HUD funded Public Housing Agency that serves Sumner is the Michigan State Housing Development Authority. |
| Washington Township | The HUD funded Public Housing Agency that serves Washington Township is the Michigan State Housing Development Authority. |
| Wheeler | The HUD funded Public Housing Agency that serves Wheeler is the Michigan State Housing Development Authority. |
