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Affordable Housing In Otsego County
Michigan

11 Low Income Apartment Communities In Otsego County

Sheldon Place Apartments

910 W Sheldon St
Gaylord, Michigan
$578-711
1-2 BR

Northwind Apartment Homes

132 North Indiana Ave and 403 West MItchell
Gaylord, Michigan
Call For Rent
1-2 BR

Alpine Haus

504 Random Ln
Gaylord, Michigan
Subsidized

Alpine Alten Zimmer

120 Grandview Blvd
Gaylord, Michigan
Subsidized

Gaslight Square Apartments

1231 Village Pkwy
Gaylord, Michigan

Aspen I Apartments

500 W North St
Gaylord, Michigan

Horsell Manor Apartments CO Housing Mgmt

920 E Main St
Vanderbilt, Michigan

Mf - Dev Green Meadows

572 W North St
Gaylord, Michigan

Green Meadows of Gaylord

802 Northmeadow Dr
Gaylord, Michigan

Park Meadow

1316 Park Meadow Dr
Gaylord, Michigan

Housing Authorities that serve Otsego County

Housing Authority Programs
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Otsego County, Michigan

There are 11 low income housing apartment communities offering 830 affordable apartments for rent in Otsego County, Michigan.

Income Based Apartments in Otsego County, Michigan

Otsego County features 200 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Otsego County, Michigan

There are 630 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Otsego County.

Housing Choice Vouchers in Otsego County, Michigan

On average, Section 8 Housing Choice vouchers pay Otsego County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Otsego County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Otsego County, Michigan for a two-bedroom apartment is between $779 and $952.

2021 Otsego County, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Otsego County, Michigan Fair Market Rent $593 $656 $865 $1,122 $1,218
Otsego County, Michigan Payment Standard Range $534 to $652 $590 to $722 $779 to $952 $1,010 to $1,234 $1,096 to $1,340

Sourced from federal housing data and AffordableHousingOnline.com research.

Otsego County, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 830
Total Housing Units with Rental Assistance 200
Percentage of Housing Units Occupied By Renters 20.88%
Average Renter Household Size 2.25
Average Household Size 2.38
Median Household Income $48,917 ±$2,933
Median Rent $701 ±$36
Percentage Of Renters Overburdened 48.92% ± 8.92pp
Total Population 24,141

Population and Household Demographics

Otsego County is a county in Michigan with a population of 24,141. There are 9,956 households in the county with an average household size of 2.38 persons. 20.88% of households in Otsego County are renters.

Income and Rent Overburden in Otsego County

The median gross income for households in Otsego County is $48,917 a year, or $4,076 a month. The median rent for the county is $701 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Otsego County, a household making less than $2,337 a month would be considered overburdened when renting an apartment at or above the median rent. 48.92% of households who rent are overburdened in Otsego County.

Area Median Income In Otsego County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Otsego County, HUD calculates the Area Median Income for a family of four as $64,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Otsego County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Otsego County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Otsego County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,550 $17,420 $21,960 $26,500 $31,040 $35,580 $40,000 $42,600
50% AMI Income Limits
Renters earning up to 50% of the Otsego County AMI may qualify for rental assistance programs that target Very Low Income households.
$22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
80% AMI Income Limits
Renters earning up to 80% of the Otsego County AMI may qualify for rental assistance programs that target Low Income households.
$36,150 $41,300 $46,450 $51,600 $55,750 $59,900 $64,000 $68,150

Cities In Otsego County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Bagley The HUD funded Public Housing Agency that serves Bagley is the Michigan State Housing Development Authority.
Charlton The HUD funded Public Housing Agency that serves Charlton is the Michigan State Housing Development Authority.
Chester The HUD funded Public Housing Agency that serves Chester is the Michigan State Housing Development Authority.
Corwith The HUD funded Public Housing Agency that serves Corwith is the Michigan State Housing Development Authority.
Dover The HUD funded Public Housing Agency that serves Dover is the Michigan State Housing Development Authority.
Elmira The HUD funded Public Housing Agency that serves Elmira is the Michigan State Housing Development Authority.
Gaylord The HUD funded Public Housing Agency that serves Gaylord is the Michigan State Housing Development Authority.
Hayes The HUD funded Public Housing Agency that serves Hayes is the Michigan State Housing Development Authority.
Livingston The HUD funded Public Housing Agency that serves Livingston is the Michigan State Housing Development Authority.
Otsego Lake The HUD funded Public Housing Agency that serves Otsego Lake is the Michigan State Housing Development Authority.
Vanderbilt The HUD funded Public Housing Agency that serves Vanderbilt is the Michigan State Housing Development Authority.