Affordable Housing In Shelby
Oceana County, Michigan

Waiting List Openings In Shelby

Multi-County, MI Section 8 HCV Waiting List

The Michigan State Housing Development Authority (MSHDA) Section 8 Housing Choice Voucher waiting list applications for Alcona, Alpena, Antrim, Benzie, Charlevoix, Cheboygan, Crawford, Emmet, Grand Traverse, Iosco, Kalkaska, Leelanau, Manistee, Missaukee, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon and Wexford County will be accepted from August 2, 2022 at 9:00 am, until August 30, 2022 at 3:00 pm ET. 

How to Apply for the Multi-County, MI Section 8 HCV Waiting List.

4 Low Income Apartment Communities In Shelby

Rosewood Apartments

182 W 6th St
Shelby, Michigan

Barnett Station Townhomes

64 S Michigan Ave
Shelby, Michigan

Chapita Hills Apts

92 Chapita Hill Drive
Shelby, Michigan

Park Place Apts

415 N. State Street
Shelby, Michigan
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Section 8 Vouchers, Apartments, and Waiting Lists in Shelby, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Shelby, Michigan

Housing Authority Programs
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Shelby, Michigan

There are 4 low income housing apartment communities offering 112 affordable apartments for rent in Shelby, Michigan.

Income Based Apartments in Shelby, Michigan

Shelby features 56 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Shelby, Michigan

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Shelby.

Housing Choice Vouchers in Shelby, Michigan

On average, Section 8 Housing Choice vouchers pay Shelby landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in Shelby.

The maximum amount a voucher would pay on behalf of a low-income tenant in Shelby, Michigan for a two-bedroom apartment is between $681 and $833.

2022 Shelby, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Shelby, Michigan Fair Market Rent $575 $575 $757 $1,002 $1,091
Shelby, Michigan Payment Standard Range $518 to $633 $518 to $633 $681 to $833 $902 to $1,102 $982 to $1,200

Sourced from federal housing data and research.

Shelby, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 112
Total Housing Units with Rental Assistance 56
Percentage of Housing Units Occupied By Renters 44.19%
Average Renter Household Size 3.04
Average Household Size 2.88
Median Household Income $32,350 ±$4,511
Median Rent $645 ±$83
Percentage Of Renters Overburdened 50.51% ± 14.96pp
Total Population 1,908

Population and Household Demographics

Shelby is a city in Oceana County, Michigan with a population of 1,908. There are 663 households in the city with an average household size of 2.88 persons. 44.19% of households in Shelby are renters.

Income and Rent Overburden in Shelby

The median gross income for households in Shelby is $32,350 a year, or $2,696 a month. The median rent for the city is $645 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby, a household making less than $2,150 a month would be considered overburdened when renting an apartment at or above the median rent. 50.51% of households who rent are overburdened in Shelby.

Area Median Income In Shelby

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Shelby, the AMI is calculated from all households within Oceana County.

In Shelby, HUD calculates the Area Median Income for a family of four as $63,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Shelby

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Shelby AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,050 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Shelby AMI may qualify for rental assistance programs that target Very Low Income households.
$25,050 $28,600 $32,200 $35,750 $38,650 $41,500 $44,350 $47,200
80% AMI Income Limits
Renters earning up to 80% of the Shelby AMI may qualify for rental assistance programs that target Low Income households.
$40,050 $45,800 $51,500 $57,200 $61,800 $66,400 $70,950 $75,550