Affordable Housing In Beltrami County

24 Low Income Apartment Communities In Beltrami County

Pineview Manor

181 Northern Ave NW
Blackduck, MN
Income Based
1-3 BR

Lake Road Apartments

325 Summit Ave W
Blackduck, MN
Income Based
1-3 BR
HCV Welcome

Blackduck Apartments

249 2nd St NW
Blackduck, MN

Pine Tree Estates

721 15th St NW
Bemidji, MN

Kelliher Apartments, a Partnership

Sm Town / No Name
Kelliher, MN

Red Pine Estates, a Lmtd Ptnrshp

2590 Ridgeway Ave NW
Bemidji, MN

Baker Housing

803 Dewey Ave NE
Bemidji, MN
Elderly Supportive Housing

092005ni - - Delton Manor

1903 Delton Ave NW
Bemidji, MN

Ridgeway Court lll & lV

910 30th St NW
Bemidji, MN
Call For Rent
1-3 BR

Park Place of Bemidji

598 3rd St NW
Bemidji, MN
HCV Welcome

Other Housing Authorities located in Beltrami County

Housing Authority Programs
Housing and Redevelopment Authority of Bemidji Minnesota Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Beltrami County, Minnesota

According to federal housing data and research, there are 24 low income housing apartment communities offering 936 affordable apartments for rent in Beltrami County, Minnesota. Beltrami County features 571 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 365 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Beltrami County.

Beltrami County, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 24
Total Low Income Apartments 936
Total Housing Units with Rental Assistance 571
Percentage of Housing Units Occupied By Renters 30.93%
Average Renter Household Size 2.49
Average Household Size 2.59
Median Household Income $44,757 ±$2,090
Median Rent $664 ±$27
Percentage Of Renters Overburdened 42.76% ± 5.09pp
Total Population 45,434

Population and Household Demographics

Beltrami County is a County in Minnesota with a population of 45,434. There are 16,739 households in the county with an average household size of 2.59 persons. 30.93% of households in Beltrami County are renters.

Income and Rent Overburden in Beltrami County

The median gross income for households in Beltrami County is $44,757 a year, or $3,730 a month. The median rent for the county is $664 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Beltrami County, a household making less than $2,213 a month would be considered overburdened when renting an apartment at or above the median rent. 42.76% of households who rent are overburdened in Beltrami County.1

Area Median Income In Beltrami County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Beltrami County, HUD calculates the Area Median Income for a family of four as $58,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Beltrami County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Beltrami County HUD Rental Assistance in Beltrami County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,200 $17,400 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,350 $29,000 $32,600 $36,200 $39,100 $42,000 $44,900 $47,800
80% of Median $40,550 $46,350 $52,150 $57,900 $62,550 $67,200 $71,800 $76,450
Low Income Housing Tax Credits in Beltrami County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2009, 14 low income apartment communities containing 373 rental apartments have been constructed and made affordable to low income persons in Beltrami County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Beltrami County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,350 $29,000 $32,600 $36,200 $39,100 $42,000 $44,900 $47,800
60% of Median $30,420 $34,800 $39,120 $43,440 $46,920 $50,400 $53,880 $57,360

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Beltrami County is $39,120 a year, or $3,260 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,260 by 30% to get a maximum rent of $978 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $634 $679 $815 $941 $1,050 $1,159
60% $761 $815 $978 $1,130 $1,260 $1,391
Fair Market Rents in Beltrami County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$518 $603 $794 $1,047 $1,076