Affordable Housing In Brainerd
Crow Wing County, Minnesota

13 Low Income Apartment Communities In Brainerd

Circle Pines Apartments

603 Circle Pines Dr
Brainerd, MN
1-2 BR

Timberland Townhomes

3332 Oak St
Brainerd, MN
2-3 BR
HCV Welcome

Mississippi Terrace Apartments

215 4th St SW
Brainerd, MN
1-3 BR

Trail Ridge

631 SW 6th St
Brainerd, MN
Call For Rent
2-3 BR
HCV Welcome

Valley View Townhomes

701 SW 6th St
Brainerd, MN
Call For Rent
2-3 BR
HCV Welcome

Northern Lights Apartments

511 D St NE
Brainerd, MN
Disabled Supportive Housing

College Drive Townhouses

733 Brian Ln
Brainerd, MN

Ridgeview Apartments

805 Walnut St
Brainerd, MN

North Star Apartments

410 E River Rd
Brainerd, MN

Franklin Center ( Fka Franklin Artist Lofts )

1001 Kingwood St
Brainerd, MN
HCV Welcome

There are 13 low income housing apartment complexes which contain 612 affordable apartments for rent in Brainerd. Many of these rental apartments are income based housing with 413 apartments that set rent based on your income. In Brainerd, HUD housing programs support 137 rental assistance apartments through programs like Project-based Section 8. There are 199 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Brainerd

Housing Authority Programs
Brainerd Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency

Guide To Affordable Housing in Brainerd, Minnesota

Brainerd, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 13
Total Low Income Apartments 612
Total Rent Assisted Apartments 413
Percentage of Housing Units Occupied By Renters 52.25%
Average Renter Household Size 2.04
Total Population 13,462
Housing Units 5,793
Average Household Size 2.22
Median Household Income $30,975 ±$2,553
Median Rent $659 ±$40
Percentage Of Renters Overburdened 49.39% ± 8.2pp

Population and Household Demographics

Brainerd is a City in Crow Wing County, Minnesota with a population of 13,462. There are 5,793 households in the city with an average household size of 2.22 persons. 52.25% of households in Brainerd are renters.

Income and Rent Overburden in Brainerd

The median gross income for households in Brainerd is $30,975 a year, or $2,581 a month. The median rent for the city is $659 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Brainerd, a household making less than $2,197 a month would be considered overburdened when renting an apartment at or above the median rent. 49.39% of households who rent are overburdened in Brainerd.1

Area Median Income In Brainerd

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Brainerd, the AMI is calculated from all households within Crow Wing County.

In Brainerd, HUD calculates the Area Median Income for a family of four as $67,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Brainerd

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Brainerd HUD Rental Assistance in Brainerd

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,200 $17,400 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,350 $29,000 $32,600 $36,200 $39,100 $42,000 $44,900 $47,800
80% of Median $40,550 $46,350 $52,150 $57,900 $62,550 $67,200 $71,800 $76,450
Low Income Housing Tax Credits in Brainerd

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2003, 6 low income apartment communities containing 217 rental apartments have been constructed and made affordable to low income persons in Brainerd by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Brainerd

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,350 $29,000 $32,600 $36,200 $39,100 $42,000 $44,900 $47,800
60% of Median $30,420 $34,800 $39,120 $43,440 $46,920 $50,400 $53,880 $57,360

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Brainerd is $39,120 a year, or $3,260 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,260 by 30% to get a maximum rent of $978 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $634 $679 $815 $941 $1,050 $1,159
60% $761 $815 $978 $1,130 $1,260 $1,391
Fair Market Rents in Brainerd

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$520 $612 $809 $1,034 $1,131