Affordable Housing In Clay County
Minnesota

26 Low Income Apartment Communities In Clay County

Houge Estates

510 Center Ave E
Dilworth, MN
Subsidized

Fieldcrest Townhomes Aka Times Estates

1801 Belsly Blvd
Moorhead, MN
Subsidized

Eventide Living Center, a Mn N - P Cp

1333 7th St S
Moorhead, MN
62+
Accessible
Elderly Supportive Housing
Subsidized

Parkview Apartments II

603 1st Ave NW
Dilworth, MN
HCV Welcome

Riverview Heights

800 2nd Ave N
Moorhead, MN

Maple Court Townhomes

1506 10 1/2 St N
Moorhead, MN
HCV Welcome

Parkview Apartments I

609 1st Ave NW
Dilworth, MN
HCV Welcome

Southview Apartments

33020 12th St S
Moorhead, MN
HCV Welcome

Fairview Apartments

224 5th St NE
Barnesville, MN

Moorhead Manor Apartments

1202 34th Ave S
Moorhead, MN
HCV Welcome

Housing Authorities that serve Clay County

Housing Authority Programs
Clay County Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Fargo Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Other Housing Authorities located in Clay County

Housing Authority Programs
Moorhead Public Housing Agency Section 8 Housing Choice Voucher (HCV); Public Housing
Housing and Redevelopment Authority of Barnsville Public Housing

Guide To Affordable Housing in Clay County, Minnesota

There are 26 low income housing apartment communities offering 982 affordable apartments for rent in Clay County, Minnesota. Clay County features 591 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 391 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Clay County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Clay County, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 26
Total Low Income Apartments 982
Total Housing Units with Rental Assistance 591
Percentage of Housing Units Occupied By Renters 29.81%
Average Renter Household Size 2.09
Average Household Size 2.51
Median Household Income $57,965 ±$2,431
Median Rent $723 ±$18
Percentage Of Renters Overburdened 50.52% ± 5pp
Total Population 60,879

Population and Household Demographics

Clay County is a County in Minnesota with a population of 60,879. There are 22,674 households in the county with an average household size of 2.51 persons. 29.81% of households in Clay County are renters.

Income and Rent Overburden in Clay County

The median gross income for households in Clay County is $57,965 a year, or $4,830 a month. The median rent for the county is $723 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Clay County, a household making less than $2,410 a month would be considered overburdened when renting an apartment at or above the median rent. 50.52% of households who rent are overburdened in Clay County.1

Area Median Income In Clay County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Clay County, HUD calculates the Area Median Income for a family of four as $84,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Clay County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Clay County HUD Rental Assistance in Clay County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,700 $20,200 $22,750 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $29,450 $33,650 $37,850 $42,050 $45,450 $48,800 $52,150 $55,550
80% of Median $47,150 $53,850 $60,600 $67,300 $72,700 $78,100 $83,500 $88,850
Low Income Housing Tax Credits in Clay County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2006, 14 low income apartment communities containing 360 rental apartments have been constructed and made affordable to low income persons in Clay County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Clay County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $29,450 $33,650 $37,850 $42,050 $45,450 $48,800 $52,150 $55,550
60% of Median $35,340 $40,380 $45,420 $50,460 $54,540 $58,560 $62,580 $66,660

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Clay County is $45,420 a year, or $3,785 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,785 by 30% to get a maximum rent of $1,136 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $736 $789 $946 $1,094 $1,220 $1,346
60% $884 $947 $1,136 $1,313 $1,464 $1,616
Fair Market Rents in Clay County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$555 $676 $834 $1,203 $1,464

Cities In Clay County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Moorhead 15 The HUD funded Public Housing Agencies that serve Moorhead are the Moorhead Public Housing Agency and Clay County Housing and Redevelopment Authority.
Dilworth 4 The HUD funded Public Housing Agency that serves Dilworth is the Clay County Housing and Redevelopment Authority.
Barnesville 4 The HUD funded Public Housing Agencies that serve Barnesville are the Housing and Redevelopment Authority of Barnsville and Clay County Housing and Redevelopment Authority.
Ulen 1 The HUD funded Public Housing Agency that serves Ulen is the Clay County Housing and Redevelopment Authority.
Hawley 2 The HUD funded Public Housing Agency that serves Hawley is the Clay County Housing and Redevelopment Authority.
Glyndon 0 The HUD funded Public Housing Agency that serves Glyndon is the Clay County Housing and Redevelopment Authority.
Alliance 0
Baker 0
Barnesvilleship 0
Comstock 0
Cromwell 0
Eglon 0
Elkton 0
Elmwood 0
Felton 0
Feltonship 0
Flowing 0
Georgetown 0
Georgetownship 0
Glyndonship 0
Goose Prairie 0
Hagen 0
Hawleyship 0
Highland Grove 0
Hitterdal 0
Holy Cross 0
Humboldt 0
Keene 0
Kragnes 0
Kurtz 0
Moland 0
Moorheadship 0
Morken 0
Oakport 0
Oakportship 0
Parke 0
Riverton 0
Sabin 0
Skree 0
Spring Prairie 0
Tansem 0
Ulenship 0
Viding 0