Affordable Housing In Moorhead
Clay County, Minnesota

15 Low Income Apartment Communities In Moorhead

Village Green Manor

3501 Village Green Drive
Moorhead, MN
$813-955
2-3 BR
Subsidized

Moorhead Townhomes

3202 17th St S
Moorhead, MN
Call For Rent
3 BR
HCV Welcome

Prairie View Apartments

1106 19th St S
Moorhead, MN
Call For Rent
2 BR
HCV Welcome

Park View Terrace Apartments

100 3rd St N
Moorhead, MN
Call For Rent
1-2 BR
HCV Welcome
Subsidized

Easten Townhomes

2934 4th Ave N
Moorhead, MN
Call For Rent
2 BR
HCV Welcome

Fieldcrest Townhomes

1828 34th Avenue S
Moorhead, MN
Income Based
2-3 BR
HCV Welcome

Eastwood Manor Apartments

1204 34th Street Cir S
Moorhead, MN
Call For Rent
1-3 BR
HCV Welcome

Fieldcrest Townhomes Aka Times Estates

1801 Belsly Blvd
Moorhead, MN
Subsidized

Eventide Living Center, a Mn N - P Cp

1333 7th St S
Moorhead, MN
62+
Accessible
Elderly Supportive Housing
Subsidized

Riverview Heights

800 2nd Ave N
Moorhead, MN

Housing Authorities that serve Moorhead

Housing Authority Programs
Moorhead Public Housing Agency Section 8 Housing Choice Voucher (HCV); Public Housing
Clay County Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Moorhead, Minnesota

There are 15 low income housing apartment communities offering 728 affordable apartments for rent in Moorhead, Minnesota. Moorhead features 435 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 293 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Moorhead.

Sourced from federal housing data and AffordableHousingOnline.com research.

Moorhead, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 15
Total Low Income Apartments 728
Total Housing Units with Rental Assistance 435
Percentage of Housing Units Occupied By Renters 36.55%
Average Renter Household Size 2.09
Average Household Size 2.45
Median Household Income $53,360 ±$4,221
Median Rent $728 ±$21
Percentage Of Renters Overburdened 52.89% ± 5.82pp
Total Population 40,935

Population and Household Demographics

Moorhead is a City in Clay County, Minnesota with a population of 40,935. There are 15,131 households in the city with an average household size of 2.45 persons. 36.55% of households in Moorhead are renters.

Income and Rent Overburden in Moorhead

The median gross income for households in Moorhead is $53,360 a year, or $4,447 a month. The median rent for the city is $728 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Moorhead, a household making less than $2,427 a month would be considered overburdened when renting an apartment at or above the median rent. 52.89% of households who rent are overburdened in Moorhead.1

Area Median Income In Moorhead

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Moorhead, the AMI is calculated from all households within Clay County.

In Moorhead, HUD calculates the Area Median Income for a family of four as $84,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Moorhead

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Moorhead HUD Rental Assistance in Moorhead

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,700 $20,200 $22,750 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $29,450 $33,650 $37,850 $42,050 $45,450 $48,800 $52,150 $55,550
80% of Median $47,150 $53,850 $60,600 $67,300 $72,700 $78,100 $83,500 $88,850
Low Income Housing Tax Credits in Moorhead

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2006, 10 low income apartment communities containing 294 rental apartments have been constructed and made affordable to low income persons in Moorhead by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Moorhead

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $29,450 $33,650 $37,850 $42,050 $45,450 $48,800 $52,150 $55,550
60% of Median $35,340 $40,380 $45,420 $50,460 $54,540 $58,560 $62,580 $66,660

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Moorhead is $45,420 a year, or $3,785 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,785 by 30% to get a maximum rent of $1,136 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $736 $789 $946 $1,094 $1,220 $1,346
60% $884 $947 $1,136 $1,313 $1,464 $1,616
Fair Market Rents in Moorhead

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$555 $676 $834 $1,203 $1,464