Bay Saint Louis, Mississippi Affordable Housing

Affordable Housing programs support 100 income based apartments in Bay Saint Louis where households pay rent based on how much they earn.

There are 132 affordable apartments in Bay Saint Louis that offer reduced rents to low-income households.

Waiting Lists in Bay Saint Louis, Mississippi

There are no open Section 8 Housing Choice Voucher waiting lists in Bay Saint Louis. Go to the Mississippi Section 8 Waiting Lists page for openings near Bay Saint Louis.

Notre Dame de la Mer

292 Highway 90
Bay Saint Louis, Mississippi
Income Based
Studio-1 BR
Rent Assisted
62+
Accessible
Elderly Supportive Housing

Blue Meadow Apartments

752 Blue Meadow Rd
Bay Saint Louis, Mississippi
Call For Rent
1-2 BR
Rent Assisted

Sheffield Park

635 Carroll Avenue
Bay Saint Louis, Mississippi
Call For Rent
1-3 BR
Affordable
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Affordable Housing Near Bay Saint Louis

View affordable apartments and waiting lists in cities near Bay Saint Louis

City Apartments
Waveland, MS Affordable Housing programs support 7 apartment communities in Waveland.
Bay St Louis, MS Affordable Housing programs support 5 apartment communities in Bay St Louis.

Public Housing Agencies Serving Bay Saint Louis, Mississippi

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Waiting lists for project-based assistance, like the Public Housing program, are open:

Housing Authority Programs
The Housing Authority of the City of Bay St. Louis Public Housing
Mississippi Regional Housing Authority VIII Section 8 Housing Choice Voucher (HCV); Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD)
Go to the Mississippi Public Housing and Low-Income Apartments Waiting Lists page for openings near Bay Saint Louis.

Bay Saint Louis, Mississippi Affordable Housing Data

Income Based Apartments in Bay Saint Louis, Mississippi

Bay Saint Louis features 100 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bay Saint Louis, Mississippi

There are 132 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bay Saint Louis.

Housing Choice Vouchers in Bay Saint Louis, Mississippi

On average, Section 8 Housing Choice vouchers pay Bay Saint Louis landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Bay Saint Louis.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bay Saint Louis, Mississippi for a two-bedroom apartment is between $850 and $1,038.

2023 Bay Saint Louis, Mississippi Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Bay Saint Louis, Mississippi Fair Market Rent $707 $780 $944 $1,283 $1,395
Bay Saint Louis, Mississippi Payment Standard Range $636 to $778 $702 to $858 $850 to $1,038 $1,155 to $1,411 $1,256 to $1,535

Sourced from federal housing data and AffordableHousingOnline.com research.

Bay Saint Louis, MS Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 232
Total Housing Units with Rental Assistance 100
Percentage of Housing Units Occupied By Renters 42.94%
Average Renter Household Size 2.28
Average Household Size 2.25
Median Household Income $38,130 ±$5,877
Median Rent $764 ±$79
Percentage Of Renters Overburdened 42.76% ± 10.88pp
Total Population 10,861

Population and Household Demographics

Bay Saint Louis is a city in Hancock County, Mississippi with a population of 10,861. There are 4,662 households in the city with an average household size of 2.25 persons. 42.94% of households in Bay Saint Louis are renters.

Income and Rent Overburden in Bay Saint Louis

The median gross income for households in Bay Saint Louis is $38,130 a year, or $3,178 a month. The median rent for the city is $764 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bay Saint Louis, a household making less than $2,547 a month would be considered overburdened when renting an apartment at or above the median rent. 42.76% of households who rent are overburdened in Bay Saint Louis.

Area Median Income In Bay Saint Louis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bay Saint Louis, the AMI is calculated from all households within Hancock County.

In Bay Saint Louis, HUD calculates the Area Median Income for a family of four as $67,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bay Saint Louis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Bay Saint Louis

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Bay Saint Louis AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,200 $18,310 $23,030 $27,750 $32,470 $37,190 $41,850 $44,550
50% AMI Income Limits
Renters earning up to 50% of the Bay Saint Louis AMI may qualify for rental assistance programs that target Very Low Income households.
$23,650 $27,000 $30,400 $33,750 $36,450 $39,150 $41,850 $44,550
80% AMI Income Limits
Renters earning up to 80% of the Bay Saint Louis AMI may qualify for rental assistance programs that target Low Income households.
$37,800 $43,200 $48,600 $54,000 $58,350 $62,650 $67,000 $71,300