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Affordable Housing In Blackwater
Cooper County, Missouri

Guide To Affordable Housing in Blackwater, Missouri

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Blackwater, Missouri.

Income Based Apartments in Blackwater, Missouri

Blackwater features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Blackwater, Missouri

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Blackwater.

Housing Choice Vouchers in Blackwater, Missouri

On average, Section 8 Housing Choice vouchers pay Blackwater landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Blackwater.

The maximum amount a voucher would pay on behalf of a low-income tenant in Blackwater, Missouri for a two-bedroom apartment is between $571 and $697.

2020 Blackwater, Missouri Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $426 $483 $634 $877 $936
Payment Standard Range $383 to $469 $435 to $531 $571 to $697 $789 to $965 $842 to $1,030

Sourced from federal housing data and research.

Blackwater, MO Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 13.73%
Average Renter Household Size 4.71
Average Household Size 2.76
Median Household Income $30,625 ±$17,905
Median Rent $775 ±$222
Percentage Of Renters Overburdened 57.14% ± 230.84pp
Total Population 141

Population and Household Demographics

Blackwater is a city in Cooper County, Missouri with a population of 141. There are 51 households in the city with an average household size of 2.76 persons. 13.73% of households in Blackwater are renters.

Income and Rent Overburden in Blackwater

The median gross income for households in Blackwater is $30,625 a year, or $2,552 a month. The median rent for the city is $775 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Blackwater, a household making less than $2,583 a month would be considered overburdened when renting an apartment at or above the median rent. 57.14% of households who rent are overburdened in Blackwater.

Area Median Income In Blackwater

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Blackwater, the AMI is calculated from all households within Cooper County.

In Blackwater, HUD calculates the Area Median Income for a family of four as $67,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Blackwater

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Blackwater

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,150 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $23,500 $26,850 $30,200 $33,550 $36,250 $38,950 $41,650 $44,300
80% of Median $37,600 $43,000 $48,350 $53,700 $58,000 $62,300 $66,600 $70,900