Affordable Housing In St Louis
Andrew County, Missouri

34 Low Income Apartment Communities In St Louis

DeSales Preservation

2758 Russell Blvd
St Louis, MO
HCV Welcome

Intrada

6336 S. Grand Blvd
St Louis, MO
HCV Welcome

Station Plaza

1900 Pine Street
St Louis, MO
HCV Welcome

Stamping Lofts

219 Cass Ave
St Louis, MO
HCV Welcome
Homeless Transitional
Veterans Transitional

PT Bosley Estates

4301 Warner Ave
St Louis, MO

Lemay Homes

336 E Ripa Ave, St. Louis, MO 63125
St Louis, MO
HCV Welcome

Jvl Renaissance I

2801 Dayton St
St Louis, MO
HCV Welcome

Majestic Stove Lofts

2000 Delmar Boulevard
St Louis, MO
HCV Welcome

Bentwood Townhomes II

550 Lucas
St Louis, MO
HCV Welcome

Cochran Gardens Phase II B

Cochran Gardens Phase Ii
St Louis, MO
HCV Welcome

Housing Authorities that serve St Louis

Housing Authority Programs
Grundy County Public Housing Agency Section 8 Housing Choice Voucher (HCV)
ABCD Housing Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in St Louis, Missouri

There are 34 low income housing apartment communities offering 2,107 affordable apartments for rent in St Louis, Missouri. St Louis features 93 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 2,014 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in St Louis.

Sourced from federal housing data and AffordableHousingOnline.com research.

St Louis, MO Affordable Housing Snapshot

Total Affordable Apartment Properties 34
Total Low Income Apartments 2,107
Total Housing Units with Rental Assistance 93
Percentage of Housing Units Occupied By Renters 56.1%
Average Renter Household Size 2.05
Average Household Size 2.20
Median Household Income $35,599 ±$758
Median Rent $748 ±$8
Percentage Of Renters Overburdened 50.4% ± 1.4pp
Total Population 317,850

Population and Household Demographics

St Louis is a City in Andrew County, Missouri with a population of 317,850. There are 139,555 households in the city with an average household size of 2.20 persons. 56.1% of households in St Louis are renters.

Income and Rent Overburden in St Louis

The median gross income for households in St Louis is $35,599 a year, or $2,967 a month. The median rent for the city is $748 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Louis, a household making less than $2,493 a month would be considered overburdened when renting an apartment at or above the median rent. 50.4% of households who rent are overburdened in St Louis.1

Area Median Income In St Louis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St Louis, the AMI is calculated from all households within Andrew County.

In St Louis, HUD calculates the Area Median Income for a family of four as $64,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St Louis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for St Louis HUD Rental Assistance in St Louis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,550 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,450
50% of Median $22,550 $25,750 $28,950 $32,150 $34,750 $37,300 $39,900 $42,450
80% of Median $36,050 $41,200 $46,350 $51,450 $55,600 $59,700 $63,800 $67,950

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in St Louis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,550 $25,750 $28,950 $32,150 $34,750 $37,300 $39,900 $42,450
60% of Median $27,060 $30,900 $34,740 $38,580 $41,700 $44,760 $47,880 $50,940

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in St Louis is $34,740 a year, or $2,895 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,895 by 30% to get a maximum rent of $869 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $564 $604 $724 $836 $933 $1,029
60% $677 $725 $869 $1,004 $1,119 $1,235
Fair Market Rents in St Louis

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$555 $610 $797 $1,064 $1,142