St Louis, Missouri Affordable Housing
Waiting Lists in St Louis, Missouri
There are no open Section 8 Housing Choice Voucher waiting lists in St Louis. Go to the Missouri Section 8 Waiting Lists page for openings near St Louis.
Finding Affordable Housing in St Louis, Missouri
There are 9,744 low-income apartments in St Louis that offer reduced rents to eligible households. Low-income rents in St Louis, Missouri can range from $100 to $1,331 depending on the number of bedrooms.
Rental assistance programs support 12,319 low-income homes in St Louis where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $287 towards rent each month.
Metropolitan Village Apartments
Renaissance Place at Grand Apartments
Affordable Housing Near St Louis
View affordable apartments and waiting lists in cities near St Louis
| City | Apartments |
|---|---|
| Saint Louis, MO | Affordable Housing programs support 2 apartment communities in Saint Louis. |
Public Housing Agencies Serving St Louis, Missouri
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Waiting lists for project-based assistance, like the Public Housing program, are open:
- Sr. Living at Renaissance, Cahill House and Sr. Living at Cambridge Heights is currently open for new applications.
| Housing Authority | Programs |
|---|---|
| St Louis Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Housing Authority of St Louis County | Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Moderate Rehabilitation; Homeownership |
St Louis, Missouri Affordable Housing Data
Income Based Apartments in St Louis, Missouri
St Louis features 12,319 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in St Louis, Missouri
There are 9,744 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St Louis.
Housing Choice Vouchers in St Louis, Missouri
On average, Section 8 Housing Choice vouchers pay St Louis landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in St Louis.
The maximum amount a voucher would pay on behalf of a low-income tenant in St Louis, Missouri for a two-bedroom apartment is between $899 and $1,099.
2023 St Louis, Missouri Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| St Louis, Missouri Fair Market Rent | $748 | $795 | $999 | $1,294 | $1,512 |
| St Louis, Missouri Payment Standard Range | $673 to $823 | $716 to $875 | $899 to $1,099 | $1,165 to $1,423 | $1,361 to $1,663 |
Sourced from federal housing data and AffordableHousingOnline.com research.
St Louis, MO Affordable Housing Snapshot
| Total Affordable Apartment Properties | 398 |
|---|---|
| Total Low Income Apartments | 22,867 |
| Total Housing Units with Rental Assistance | 12,319 |
| Percentage of Housing Units Occupied By Renters | 56.1% |
| Average Renter Household Size | 2.05 |
| Average Household Size | 2.20 |
| Median Household Income | $35,599 ±$758 |
| Median Rent | $748 ±$8 |
| Percentage Of Renters Overburdened | 50.4% ± 1.4pp |
| Total Population | 317,850 |
Population and Household Demographics
St Louis is a city in Missouri with a population of 317,850. There are 139,555 households in the city with an average household size of 2.20 persons. 56.1% of households in St Louis are renters.
Income and Rent Overburden in St Louis
The median gross income for households in St Louis is $35,599 a year, or $2,967 a month. The median rent for the city is $748 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Louis, a household making less than $2,493 a month would be considered overburdened when renting an apartment at or above the median rent. 50.4% of households who rent are overburdened in St Louis.
Area Median Income In St Louis
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In St Louis, HUD calculates the Area Median Income for a family of four as $97,200
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in St Louis
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in St Louis
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the St Louis AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$19,950 | $22,800 | $25,650 | $28,450 | $32,470 | $37,190 | $41,910 | $46,630 |
| 50% AMI Income Limits Renters earning up to 50% of the St Louis AMI may qualify for rental assistance programs that target Very Low Income households. |
$33,250 | $38,000 | $42,750 | $47,450 | $51,250 | $55,050 | $58,850 | $62,650 |
| 80% AMI Income Limits Renters earning up to 80% of the St Louis AMI may qualify for rental assistance programs that target Low Income households. |
$53,150 | $60,750 | $68,350 | $75,900 | $82,000 | $88,050 | $94,150 | $100,200 |
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