Bergen County, New Jersey Affordable Housing

Affordable Housing programs support 4,809 income based apartments in Bergen County where households pay rent based on how much they earn.

There are 1,054 affordable apartments in Bergen County that offer reduced rents to low-income households.

Waiting Lists in Bergen County, New Jersey

There is one Section 8 Housing Choice Voucher waiting list open in Bergen County.

Go to the New Jersey Section 8 Waiting Lists page for more openings near Bergen County.

Westmoor Gardens

4 Slocum Ave
Englewood, New Jersey
Income Based
1-4 BR
Rent Assisted

De Vries Park

200 Union St
Lodi, New Jersey
Income Based
1 BR

Senator Bob Gordon Senior Living Complex Apartments

18-25 River Rd
Fair Lawn, New Jersey
Call For Rent
1 BR
Affordable

Westgate Apartments

12 Westgate Apartments
Washington, New Jersey
$650-806
1-2 BR

Widnall Towers

65 1ST ST
Hackensack, New Jersey
Call For Rent
Studio-1 BR
Accessible
62+

River Vale Senior Residence

426 Cedar Ln
River Vale, New Jersey
Call For Rent
1 BR

The Willows at Wesmont Station

100 Johnson Drive
Wood Ridge, New Jersey
Affordable

Oratam Court

69 RAILROAD AVE
Hackensack, New Jersey
Call For Rent
1-4 BR
Family & Senior

Fairview Apartment Homes

371 Bergen Blvd
Fairview, New Jersey
$1,895-2,695
1-3 BR
Affordable

Dizenzo Court

175 RAILROAD AVE
Hackensack, New Jersey
Call For Rent
Studio-1 BR
62+
Disabled Supportive Housing
Showing Results 1-10

Affordable Housing In Bergen County

View affordable apartments and waiting lists in cities near Bergen County

City Apartments
Hackensack, NJ Affordable Housing programs support 8 apartment communities in Hackensack.
Fort Lee, NJ Affordable Housing programs support 5 apartment communities in Fort Lee.
Englewood, NJ Affordable Housing programs support 5 apartment communities in Englewood.
Edgewater, NJ Affordable Housing programs support 4 apartment communities in Edgewater.
Dumont, NJ Affordable Housing programs support 4 apartment communities in Dumont.

Public Housing Agencies Serving Bergen County, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Housing Authority of Bergen County Section 8 Housing Choice Voucher (HCV); Public Housing; Housing Opportunities for Persons with AIDS (HOPWA)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)
Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Bergen County.

Bergen County, New Jersey Affordable Housing Data

Income Based Apartments in Bergen County, New Jersey

Bergen County features 4,809 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bergen County, New Jersey

There are 1,054 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bergen County.

Housing Choice Vouchers in Bergen County, New Jersey

On average, Section 8 Housing Choice vouchers pay Bergen County landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Bergen County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bergen County, New Jersey for a two-bedroom apartment is between $1,649 and $2,015.

2023 Bergen County, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Bergen County, New Jersey Fair Market Rent $1,321 $1,579 $1,832 $2,275 $2,859
Bergen County, New Jersey Payment Standard Range $1,189 to $1,453 $1,421 to $1,737 $1,649 to $2,015 $2,048 to $2,503 $2,573 to $3,145

Sourced from federal housing data and AffordableHousingOnline.com research.

Bergen County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 85
Total Low Income Apartments 6,086
Total Housing Units with Rental Assistance 4,809
Percentage of Housing Units Occupied By Renters 35.18%
Average Renter Household Size 2.39
Average Household Size 2.73
Median Household Income $85,806 ±$994
Median Rent $1,348 ±$12
Percentage Of Renters Overburdened 47.51% ± 1.33pp
Total Population 926,330

Population and Household Demographics

Bergen County is a county in New Jersey with a population of 926,330. There are 335,550 households in the county with an average household size of 2.73 persons. 35.18% of households in Bergen County are renters.

Income and Rent Overburden in Bergen County

The median gross income for households in Bergen County is $85,806 a year, or $7,151 a month. The median rent for the county is $1,348 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bergen County, a household making less than $4,493 a month would be considered overburdened when renting an apartment at or above the median rent. 47.51% of households who rent are overburdened in Bergen County.

Area Median Income In Bergen County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Bergen County, HUD calculates the Area Median Income for a family of four as $127,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bergen County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Bergen County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Bergen County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$25,700 $29,400 $33,050 $36,700 $39,650 $42,600 $45,550 $48,450
50% AMI Income Limits
Renters earning up to 50% of the Bergen County AMI may qualify for rental assistance programs that target Very Low Income households.
$42,850 $49,000 $55,100 $61,200 $66,100 $71,000 $75,900 $80,800
80% AMI Income Limits
Renters earning up to 80% of the Bergen County AMI may qualify for rental assistance programs that target Low Income households.
$63,000 $72,000 $81,000 $90,000 $97,200 $104,400 $111,600 $118,800