Affordable Housing In Bergen County
New Jersey

73 Low Income Apartment Communities In Bergen County

Westmoor Gardens

4 Slocum Ave
Englewood, New Jersey
Income Based
1-4 BR
Subsidized

De Vries Park

200 Union St
Lodi, New Jersey
Income Based
1 BR

Westgate Apartments

12 Westgate Apartments
Washington, New Jersey
$650-806
1-2 BR

The Willows at Wesmont Station

100 Johnson Drive
Wood Ridge, New Jersey

Fairview Apartment Homes

371 Bergen Blvd
Fairview, New Jersey
$1,895-2,695
1-3 BR

Montvale Commons Apartments

150 Nottingham Ct
Montvale, New Jersey
Call For Rent
1-3 BR

Brookside Gardens

239 Murray Hill Ter
Bergenfield, New Jersey
Subsidized

640 American Legion Drive

640 American Legion Dr
Teaneck, New Jersey
Income Based
1-3 BR

Ridgefield Park Senior Citizens Housing T a Ryan

278 Main St
Ridgefield Park, New Jersey
Subsidized
62+
Accessible
Elderly Supportive Housing

Malcolm Towers

475 Main St
Fort Lee, New Jersey
Subsidized

Housing Authorities that serve Bergen County

Housing Authority Programs
Housing Authority of Bergen County Section 8 Housing Choice Voucher (HCV); Public Housing; Housing Opportunities for Persons with AIDS (HOPWA)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Bergen County, New Jersey

There are 73 low income housing apartment communities offering 5,605 affordable apartments for rent in Bergen County, New Jersey.

Income Based Apartments in Bergen County, New Jersey

Bergen County features 4,431 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bergen County, New Jersey

There are 970 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bergen County.

Housing Choice Vouchers in Bergen County, New Jersey

On average, Section 8 Housing Choice vouchers pay Bergen County landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Bergen County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bergen County, New Jersey for a two-bedroom apartment is between $1,591 and $1,945.

2021 Bergen County, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Bergen County, New Jersey Fair Market Rent $1,253 $1,503 $1,768 $2,199 $2,724
Bergen County, New Jersey Payment Standard Range $1,128 to $1,378 $1,353 to $1,653 $1,591 to $1,945 $1,979 to $2,419 $2,452 to $2,996

Sourced from federal housing data and AffordableHousingOnline.com research.

Bergen County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 73
Total Low Income Apartments 5,605
Total Housing Units with Rental Assistance 4,431
Percentage of Housing Units Occupied By Renters 35.18%
Average Renter Household Size 2.39
Average Household Size 2.73
Median Household Income $85,806 ±$994
Median Rent $1,348 ±$12
Percentage Of Renters Overburdened 47.51% ± 1.33pp
Total Population 926,330

Population and Household Demographics

Bergen County is a county in New Jersey with a population of 926,330. There are 335,550 households in the county with an average household size of 2.73 persons. 35.18% of households in Bergen County are renters.

Income and Rent Overburden in Bergen County

The median gross income for households in Bergen County is $85,806 a year, or $7,151 a month. The median rent for the county is $1,348 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bergen County, a household making less than $4,493 a month would be considered overburdened when renting an apartment at or above the median rent. 47.51% of households who rent are overburdened in Bergen County.

Area Median Income In Bergen County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Bergen County, HUD calculates the Area Median Income for a family of four as $113,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bergen County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Bergen County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Bergen County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$23,000 $26,250 $29,550 $32,800 $35,450 $38,050 $40,700 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Bergen County AMI may qualify for rental assistance programs that target Very Low Income households.
$38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
80% AMI Income Limits
Renters earning up to 80% of the Bergen County AMI may qualify for rental assistance programs that target Low Income households.
$57,700 $65,950 $74,200 $82,400 $89,000 $95,600 $102,200 $108,800

Cities In Bergen County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Allendale The HUD funded Public Housing Agencies that serve Allendale are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Alpine The HUD funded Public Housing Agencies that serve Alpine are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Bergenfield The HUD funded Public Housing Agencies that serve Bergenfield are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Bogota The HUD funded Public Housing Agencies that serve Bogota are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Carlstadt The HUD funded Public Housing Agencies that serve Carlstadt are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Cliffside Park The HUD funded Public Housing Agency that serves Cliffside Park is the State of New Jersey Department of Community Affairs.
Closter The HUD funded Public Housing Agencies that serve Closter are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Cresskill The HUD funded Public Housing Agencies that serve Cresskill are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Demarest The HUD funded Public Housing Agencies that serve Demarest are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Dumont The HUD funded Public Housing Agencies that serve Dumont are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
East Rutherford The HUD funded Public Housing Agencies that serve East Rutherford are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Edgewater The HUD funded Public Housing Agencies that serve Edgewater are the Edgewater Housing Authority and State of New Jersey Department of Community Affairs.
Elmwood Park The HUD funded Public Housing Agencies that serve Elmwood Park are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Emerson The HUD funded Public Housing Agencies that serve Emerson are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Englewood The HUD funded Public Housing Agencies that serve Englewood are the Englewood Housing Authority and State of New Jersey Department of Community Affairs.
Englewood Cliffs The HUD funded Public Housing Agencies that serve Englewood Cliffs are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Fair Lawn The HUD funded Public Housing Agencies that serve Fair Lawn are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Fairview The HUD funded Public Housing Agencies that serve Fairview are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Fort Lee The HUD funded Public Housing Agencies that serve Fort Lee are the Fort Lee Housing Authority and State of New Jersey Department of Community Affairs.
Franklin Lakes The HUD funded Public Housing Agencies that serve Franklin Lakes are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Garfield The HUD funded Public Housing Agencies that serve Garfield are the Garfield Housing Authority, Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Glen Rock The HUD funded Public Housing Agencies that serve Glen Rock are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Hackensack The HUD funded Public Housing Agencies that serve Hackensack are the Hackensack Housing Authority, Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Harrington Park The HUD funded Public Housing Agencies that serve Harrington Park are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Hasbrouck Heights The HUD funded Public Housing Agencies that serve Hasbrouck Heights are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Haworth The HUD funded Public Housing Agencies that serve Haworth are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Hillsdale The HUD funded Public Housing Agencies that serve Hillsdale are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Ho Ho Kus The HUD funded Public Housing Agencies that serve Ho Ho Kus are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Ho-Ho-Kus The HUD funded Public Housing Agencies that serve Ho-Ho-Kus are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Leonia The HUD funded Public Housing Agencies that serve Leonia are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Little Ferry The HUD funded Public Housing Agencies that serve Little Ferry are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Lodi The HUD funded Public Housing Agency that serves Lodi is the State of New Jersey Department of Community Affairs.
Lyndhurst The HUD funded Public Housing Agencies that serve Lyndhurst are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Mahwah The HUD funded Public Housing Agencies that serve Mahwah are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Maywood The HUD funded Public Housing Agencies that serve Maywood are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Midland Park The HUD funded Public Housing Agencies that serve Midland Park are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Montvale The HUD funded Public Housing Agencies that serve Montvale are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Moonachie The HUD funded Public Housing Agencies that serve Moonachie are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
New Milford The HUD funded Public Housing Agencies that serve New Milford are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
North Arlington The HUD funded Public Housing Agencies that serve North Arlington are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Northvale The HUD funded Public Housing Agencies that serve Northvale are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Norwood The HUD funded Public Housing Agencies that serve Norwood are the State of New Jersey Department of Community Affairs and Housing Authority of Bergen County.
Oakland The HUD funded Public Housing Agencies that serve Oakland are the State of New Jersey Department of Community Affairs and Housing Authority of Bergen County.
Old Tappan The HUD funded Public Housing Agencies that serve Old Tappan are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Oradell The HUD funded Public Housing Agencies that serve Oradell are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Palisades Park The HUD funded Public Housing Agencies that serve Palisades Park are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Paramus The HUD funded Public Housing Agencies that serve Paramus are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Park Ridge The HUD funded Public Housing Agencies that serve Park Ridge are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Ramsey The HUD funded Public Housing Agencies that serve Ramsey are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Ridgefield The HUD funded Public Housing Agencies that serve Ridgefield are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Ridgefield Park The HUD funded Public Housing Agencies that serve Ridgefield Park are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Ridgewood The HUD funded Public Housing Agencies that serve Ridgewood are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
River Edge The HUD funded Public Housing Agencies that serve River Edge are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
River Vale The HUD funded Public Housing Agencies that serve River Vale are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
River Valeship The HUD funded Public Housing Agencies that serve River Valeship are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Rochelle Park The HUD funded Public Housing Agencies that serve Rochelle Park are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Rockleigh The HUD funded Public Housing Agencies that serve Rockleigh are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Rutherford The HUD funded Public Housing Agencies that serve Rutherford are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Saddle Brook The HUD funded Public Housing Agencies that serve Saddle Brook are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Saddle River The HUD funded Public Housing Agencies that serve Saddle River are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
South Hackensack The HUD funded Public Housing Agencies that serve South Hackensack are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
South Hackensackship The HUD funded Public Housing Agencies that serve South Hackensackship are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Teaneck The HUD funded Public Housing Agencies that serve Teaneck are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Teaneckship The HUD funded Public Housing Agencies that serve Teaneckship are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Tenafly The HUD funded Public Housing Agencies that serve Tenafly are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Teterboro The HUD funded Public Housing Agencies that serve Teterboro are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Upper Saddle River The HUD funded Public Housing Agencies that serve Upper Saddle River are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Waldwick The HUD funded Public Housing Agencies that serve Waldwick are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Wallington The HUD funded Public Housing Agencies that serve Wallington are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Washington The HUD funded Public Housing Agencies that serve Washington are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Washingtonship The HUD funded Public Housing Agencies that serve Washingtonship are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Westwood The HUD funded Public Housing Agencies that serve Westwood are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Wood Ridge The HUD funded Public Housing Agencies that serve Wood Ridge are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Wood-Ridge The HUD funded Public Housing Agencies that serve Wood-Ridge are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Woodcliff Lake The HUD funded Public Housing Agencies that serve Woodcliff Lake are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.
Wyckoff The HUD funded Public Housing Agencies that serve Wyckoff are the Housing Authority of Bergen County and State of New Jersey Department of Community Affairs.