Low Income Apartments and Affordable Housing For Rent in Bergen County, NJ

Discover affordable housing in Bergen County where there are 95+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

82 Pacific Ave Unit 3

82 Pacific Ave Unit 3, Garfield, New Jersey 07026

bed 1
payment $1600/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

Paramus Coah Affordable Housing

11 Ann Ct, Paramus, New Jersey 07652

switch_access_shortcut Short Wait
accessibility Accessible

Cresskill Mews

3 Tenakill Park E, Cresskill, New Jersey 07626

switch_access_shortcut Short Wait
accessibility Accessible

Paramus Senior Citizens

200 Garden State Plaza Blvd, Paramus, New Jersey 07652

switch_access_shortcut Short Wait
accessibility Accessible

Boiling Springs Gardens

147 Hackensack St, East Rutherford, New Jersey 07073

bed Studio-1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

Osprey Point

250 Mehrhof Rd., Little Ferry, New Jersey 07643

bed 1-2
payment $984-1450/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

Eastview Towers

370 Fairview Ave, Fairview, New Jersey 7022

payment Subsidized

Garfield Senior Housing Program 471

15 Commerce St, Garfield, New Jersey 07026

switch_access_shortcut Short Wait
accessibility Accessible

Dumont Senior Housing - Penwal

37 Dumont Ave, Dumont, New Jersey 07628

switch_access_shortcut Short Wait
accessibility Accessible

Old Tappan Commons

32 RUSSELL AVE, Old Tappan, New Jersey 7675

bed 1-2
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible

River Vale Senior Residence

426 Cedar Ln, River Vale, New Jersey 07675

bed 1
switch_access_shortcut Short Wait
accessibility Accessible

Hasbrouck Heights Senior Housing

245 HAMILTON AVE, Hasbrouck Heights, New Jersey 7604

bed 1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible

Barsalona Court

164 BEECH ST, Hackensack, New Jersey 7601

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

Cliffside Park Senior Center

550 GORGE RD, Cliffside Park, New Jersey 7010

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

Oratam Court

69 RAILROAD AVE, Hackensack, New Jersey 7601

bed 1-4
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

Widnall Towers

65 1ST ST, Hackensack, New Jersey 7601

bed Studio-1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

Dizenzo Court

175 RAILROAD AVE, Hackensack, New Jersey 7601

bed Studio-1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

McCoy Place

720 MCCOY RD, Franklin Lakes, New Jersey 7417

bed 1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible

St Marys Senior Residence

258 Washington Ave, Dumont, New Jersey 7628

payment Subsidized
elderly Senior
accessibility Accessible

Fairview Apartment Homes

371 Bergen Blvd, Fairview, New Jersey 7022

bed 1-3
payment $1895-2695/mo.
switch_access_shortcut Short Wait
accessibility Accessible

How To Identify Affordable Housing in Bergen County, New Jersey

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Bergen County, New Jersey
$35.83/hour
$22.10 (+161%) more than New Jersey minimum wage and $28.58 (+394%) more than the Federal minimum wage.
Learn More About Bergen County, New Jersey Affordable Housing ↓

What HUD offices serve Bergen County, New Jersey?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Housing Opportunities for Persons with AIDS (HOPWA) programs for Bergen County, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Bergen County, New Jersey.

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Bergen County.

How many renters live in Bergen County, New Jersey?

The County of Bergen County has people living in households.

There are renters living in renter households in this County. Renters make up 29.57 percent of the population living in Bergen County.

What is the rental market like in Bergen County, New Jersey?

There are an estimated housing units in the Bergen County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Bergen County, New Jersey, there are 1.03 rental units.

What is the vacancy rate for rentals in Bergen County?

The rental vacancy rate in Bergen County is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Bergen County for each bedroom size?

Occupied Rental Units by Size in Bergen County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
8,270 42,812 46,106 18,952 4,311
Occupied Rental Units by Size in Bergen County

A large number of apartments in Bergen County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Bergen County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,400 to $2,946. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,400
One BR $1,645
Two BR $1,892
Three BR $2,342
Four BR $2,946
2024 Fair Market Rents in Bergen County, New Jersey

How many units are rented at Fair Market Rent (FMR) in Bergen County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 4,356 53 percent
One BR 20,508 48 percent
Two BR 11,417 25 percent
Rental Units Below FMR in Bergen County, New Jersey

How many affordable rental units are in Bergen County?

There are a variety of federal affordable housing programs serving households in Bergen County, New Jersey including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Bergen County, New Jersey

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Bergen County, New Jersey

Bergen County features 4,746 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bergen County, New Jersey

There are 1,429 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bergen County.

Housing Choice Vouchers in Bergen County, New Jersey

On average, Section 8 Housing Choice vouchers pay Bergen County landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Bergen County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bergen County, New Jersey for a two-bedroom apartment is between $1,703 and $2,081.

Sourced from federal housing data and AffordableHousingOnline.com research.

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