Affordable Housing In Columbia
Warren County, New Jersey

1 Low Income Apartment Communities In Columbia

Columbia Supportive Living

46 Koeck Rd
Columbia, NJ
Accessible
Disabled Supportive Housing
Subsidized
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Housing Authorities that serve Columbia

Housing Authority Programs
Warren County Housing Authority Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Columbia, New Jersey

There are 1 low income housing apartment communities offering 6 affordable apartments for rent in Columbia, New Jersey. Columbia features 6 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 0 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Columbia.

Sourced from federal housing data and AffordableHousingOnline.com research.

Columbia, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 6
Total Housing Units with Rental Assistance 6
Percentage of Housing Units Occupied By Renters 35.92%
Average Renter Household Size 3.38
Average Household Size 2.92
Median Household Income $78,417 ±$52,051
Median Rent $0 ±$0
Percentage Of Renters Overburdened 51.35% ± 57.65pp
Total Population 331

Population and Household Demographics

Columbia is a City in Warren County, New Jersey with a population of 331. There are 103 households in the city with an average household size of 2.92 persons. 35.92% of households in Columbia are renters.

Income and Rent Overburden in Columbia

The median gross income for households in Columbia is $78,417 a year, or $6,535 a month. The median rent for the city is $0 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Columbia, a household making less than $0 a month would be considered overburdened when renting an apartment at or above the median rent. 51.35% of households who rent are overburdened in Columbia.1

Area Median Income In Columbia

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Columbia, the AMI is calculated from all households within Warren County.

In Columbia, HUD calculates the Area Median Income for a family of four as $103,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Columbia

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Columbia HUD Rental Assistance in Columbia

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,700 $24,800 $27,900 $31,000 $33,500 $36,000 $39,010 $43,430
50% of Median $36,200 $41,400 $46,550 $51,700 $55,850 $60,000 $64,150 $68,250
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Columbia

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $36,200 $41,400 $46,550 $51,700 $55,850 $60,000 $64,150 $68,250
60% of Median $43,440 $49,680 $55,860 $62,040 $67,020 $72,000 $76,980 $81,900

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Columbia is $55,860 a year, or $4,655 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,655 by 30% to get a maximum rent of $1,397 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $905 $970 $1,164 $1,344 $1,500 $1,655
60% $1,086 $1,164 $1,397 $1,613 $1,800 $1,986
Fair Market Rents in Columbia

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$845 $963 $1,171 $1,463 $1,641