Affordable Housing In Cumberland County
44 Low Income Apartment Communities In Cumberland County
Housing Authorities that serve Cumberland County
|State of New Jersey Department of Community Affairs||Section 8 Housing Choice Voucher (HCV)|
Guide To Affordable Housing in Cumberland County, New Jersey
There are 44 low income housing apartment communities offering 4,308 affordable apartments for rent in Cumberland County, New Jersey.
Income Based Apartments in Cumberland County, New Jersey
Cumberland County features 2,590 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Cumberland County, New Jersey
There are 1,693 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.
Housing Choice Vouchers in Cumberland County, New Jersey
On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Cumberland County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, New Jersey for a two-bedroom apartment is between $1,133 and $1,385.
2020 Cumberland County, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$853||$960||$1,259||$1,670||$1,985|
|Payment Standard Range||$768 to $938||$864 to $1,056||$1,133 to $1,385||$1,503 to $1,837||$1,787 to $2,184|
Sourced from federal housing data and AffordableHousingOnline.com research.
Cumberland County, NJ Affordable Housing Snapshot
|Total Affordable Apartment Properties||44|
|Total Low Income Apartments||4,308|
|Total Housing Units with Rental Assistance||2,590|
|Percentage of Housing Units Occupied By Renters||33.68%|
|Average Renter Household Size||2.91|
|Average Household Size||2.86|
|Median Household Income||$49,984 ±$1,313|
|Median Rent||$982 ±$24|
|Percentage Of Renters Overburdened||58.18% ± 3.36pp|
Population and Household Demographics
Cumberland County is a county in New Jersey with a population of 157,035. There are 50,368 households in the county with an average household size of 2.86 persons. 33.68% of households in Cumberland County are renters.
Income and Rent Overburden in Cumberland County
The median gross income for households in Cumberland County is $49,984 a year, or $4,165 a month. The median rent for the county is $982 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $3,273 a month would be considered overburdened when renting an apartment at or above the median rent. 58.18% of households who rent are overburdened in Cumberland County.
Area Median Income In Cumberland County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Cumberland County, HUD calculates the Area Median Income for a family of four as $67,700
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Cumberland County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Cumberland County
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$15,400||$17,600||$21,720||$26,200||$30,680||$35,160||$39,640||$44,120|
|50% of Median||$25,700||$29,400||$33,050||$36,700||$39,650||$42,600||$45,550||$48,450|
|80% of Median||$41,100||$47,000||$52,850||$58,700||$63,400||$68,100||$72,800||$77,500|
Cities In Cumberland County
Select A City to View its Apartment Communities and Waiting Lists.
|Bridgeton||The HUD funded Public Housing Agencies that serve Bridgeton are the Bridgeton Housing Authority and State of New Jersey Department of Community Affairs.|
|Lawrence||The HUD funded Public Housing Agency that serves Lawrence is the State of New Jersey Department of Community Affairs.|
|Millville||The HUD funded Public Housing Agencies that serve Millville are the Millville Housing Authority and State of New Jersey Department of Community Affairs.|
|Port Norris||The HUD funded Public Housing Agency that serves Port Norris is the State of New Jersey Department of Community Affairs.|
|Vineland||The HUD funded Public Housing Agencies that serve Vineland are the Vineland Housing Authority and State of New Jersey Department of Community Affairs.|