Affordable Housing In Cumberland County
New Jersey

45 Low Income Apartment Communities In Cumberland County

Vineland Gardens

6th and Catherin Sts
Vineland, New Jersey
$933-1,399
1-3 BR
Subsidized

Walnut Manor Apartments

794 E. Walnut Road
Vineland, New Jersey
1 BR
Subsidized

Oakview Apartments

1701 E Broad St
Millville, New Jersey
Call For Rent
1-4 BR

The Willows at Bridgeton

76 Lakeview Ave
Bridgeton, New Jersey
Accessible

Luther Acres Apartments

560 Sarah Pl
Vineland, New Jersey
Call For Rent
1-2 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Landis Square Senior Apartments

925 Landis Avenue
Vineland, New Jersey
$630-740
1-2 BR

Glasstown Residence at River Park 06908

224 S 2nd St
Millville, New Jersey
Call For Rent
1 BR

Countryside Village

99 Deerfield Drive
Seabrook, New Jersey

Spring Garden Senior Housing

1781 S Spring Rd
Vineland, New Jersey
Accessible
Subsidized
62+
Elderly Supportive Housing

Hopewell Senior Place

40 Old Stagecoach Rd
Bridgeton, New Jersey

Housing Authorities that serve Cumberland County

Housing Authority Programs
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cumberland County, New Jersey

There are 45 low income housing apartment communities offering 4,332 affordable apartments for rent in Cumberland County, New Jersey.

Income Based Apartments in Cumberland County, New Jersey

Cumberland County features 2,614 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, New Jersey

There are 1,693 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, New Jersey

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, New Jersey for a two-bedroom apartment is between $1,218 and $1,488.

2021 Cumberland County, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cumberland County, New Jersey Fair Market Rent $929 $1,037 $1,353 $1,796 $2,086
Cumberland County, New Jersey Payment Standard Range $836 to $1,022 $933 to $1,141 $1,218 to $1,488 $1,616 to $1,976 $1,877 to $2,295

Sourced from federal housing data and AffordableHousingOnline.com research.

Cumberland County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 45
Total Low Income Apartments 4,332
Total Housing Units with Rental Assistance 2,614
Percentage of Housing Units Occupied By Renters 33.68%
Average Renter Household Size 2.91
Average Household Size 2.86
Median Household Income $49,984 ±$1,313
Median Rent $982 ±$24
Percentage Of Renters Overburdened 58.18% ± 3.36pp
Total Population 157,035

Population and Household Demographics

Cumberland County is a county in New Jersey with a population of 157,035. There are 50,368 households in the county with an average household size of 2.86 persons. 33.68% of households in Cumberland County are renters.

Income and Rent Overburden in Cumberland County

The median gross income for households in Cumberland County is $49,984 a year, or $4,165 a month. The median rent for the county is $982 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $3,273 a month would be considered overburdened when renting an apartment at or above the median rent. 58.18% of households who rent are overburdened in Cumberland County.

Area Median Income In Cumberland County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cumberland County, HUD calculates the Area Median Income for a family of four as $67,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cumberland County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,200 $18,500 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Cumberland County AMI may qualify for rental assistance programs that target Very Low Income households.
$26,950 $30,800 $34,650 $38,500 $41,600 $44,700 $47,750 $50,850
80% AMI Income Limits
Renters earning up to 80% of the Cumberland County AMI may qualify for rental assistance programs that target Low Income households.
$43,150 $49,300 $55,450 $61,600 $66,550 $71,500 $76,400 $81,350

Cities In Cumberland County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Bridgeton The HUD funded Public Housing Agencies that serve Bridgeton are the Bridgeton Housing Authority and State of New Jersey Department of Community Affairs.
Cedarville The HUD funded Public Housing Agency that serves Cedarville is the State of New Jersey Department of Community Affairs.
Commercial The HUD funded Public Housing Agency that serves Commercial is the State of New Jersey Department of Community Affairs.
Deerfield The HUD funded Public Housing Agency that serves Deerfield is the State of New Jersey Department of Community Affairs.
Downe The HUD funded Public Housing Agency that serves Downe is the State of New Jersey Department of Community Affairs.
Fairfield The HUD funded Public Housing Agency that serves Fairfield is the State of New Jersey Department of Community Affairs.
Fairton The HUD funded Public Housing Agency that serves Fairton is the State of New Jersey Department of Community Affairs.
Greenwich The HUD funded Public Housing Agency that serves Greenwich is the State of New Jersey Department of Community Affairs.
Hopewell The HUD funded Public Housing Agency that serves Hopewell is the State of New Jersey Department of Community Affairs.
Laurel Lake The HUD funded Public Housing Agency that serves Laurel Lake is the State of New Jersey Department of Community Affairs.
Lawrence The HUD funded Public Housing Agency that serves Lawrence is the State of New Jersey Department of Community Affairs.
Lawrenceship The HUD funded Public Housing Agency that serves Lawrenceship is the State of New Jersey Department of Community Affairs.
Maurice River The HUD funded Public Housing Agency that serves Maurice River is the State of New Jersey Department of Community Affairs.
Millville The HUD funded Public Housing Agencies that serve Millville are the Millville Housing Authority and State of New Jersey Department of Community Affairs.
Port Norris The HUD funded Public Housing Agency that serves Port Norris is the State of New Jersey Department of Community Affairs.
Rosenhayn The HUD funded Public Housing Agency that serves Rosenhayn is the State of New Jersey Department of Community Affairs.
Seabrook
Seabrook Farms The HUD funded Public Housing Agency that serves Seabrook Farms is the State of New Jersey Department of Community Affairs.
Shiloh The HUD funded Public Housing Agency that serves Shiloh is the State of New Jersey Department of Community Affairs.
Stow Creek The HUD funded Public Housing Agency that serves Stow Creek is the State of New Jersey Department of Community Affairs.
Upper Deerfield The HUD funded Public Housing Agency that serves Upper Deerfield is the State of New Jersey Department of Community Affairs.
Vineland The HUD funded Public Housing Agencies that serve Vineland are the Vineland Housing Authority and State of New Jersey Department of Community Affairs.