Affordable Housing In Dover
Morris County, New Jersey

5 Low Income Apartment Communities In Dover

Mill Pond Towers Apartments

45 Bassett Hwy
Dover, NJ
Subsidized

Preferred Supportive Housing 2

37 Ridgewood Dr
Dover, NJ
Accessible
Disabled Supportive Housing
Subsidized

Spruce Senior Housing 649

2 Spruce St
Dover, NJ
HCV Welcome

Senior Citz Bldg

215 E Blackwell St
Dover, NJ

Pleasant View Village

221 Mount Pleasant Ave
Dover, NJ
  • «
  • 1
  • »

There are 5 low income housing apartment complexes which contain 355 affordable apartments for rent in Dover. Many of these rental apartments are income based housing with 265 apartments that set rent based on your income. In Dover, HUD housing programs support 127 rental assistance apartments through programs like Project-based Section 8. There are 90 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Dover

Housing Authority Programs
Housing Authority Town of Dover Section 8 Housing Choice Voucher (HCV); Public Housing
Morris County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Dover, New Jersey

Dover, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 355
Total Rent Assisted Apartments 265
Percentage of Housing Units Occupied By Renters 53.92%
Average Renter Household Size 3.38
Total Population 18,324
Housing Units 5,378
Average Household Size 3.36
Median Household Income $60,822 ±$3,922
Median Rent $1,280 ±$82
Percentage Of Renters Overburdened 50.07% ± 9.45pp

Population and Household Demographics

Dover is a City in Morris County, New Jersey with a population of 18,324. There are 5,378 households in the city with an average household size of 3.36 persons. 53.92% of households in Dover are renters.

Income and Rent Overburden in Dover

The median gross income for households in Dover is $60,822 a year, or $5,069 a month. The median rent for the city is $1,280 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Dover, a household making less than $4,267 a month would be considered overburdened when renting an apartment at or above the median rent. 50.07% of households who rent are overburdened in Dover.1

Area Median Income In Dover

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Dover, the AMI is calculated from all households within Morris County.

In Dover, HUD calculates the Area Median Income for a family of four as $100,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Dover

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Dover HUD Rental Assistance in Dover

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,150 $24,200 $27,200 $30,200 $32,650 $35,050 $39,010 $43,430
50% of Median $35,250 $40,250 $45,300 $50,300 $54,350 $58,350 $62,400 $66,400
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Dover

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2003 to 2003, 1 low income apartment communities containing 90 rental apartments have been constructed and made affordable to low income persons in Dover by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Dover

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $35,250 $40,250 $45,300 $50,300 $54,350 $58,350 $62,400 $66,400
60% of Median $42,300 $48,300 $54,360 $60,360 $65,220 $70,020 $74,880 $79,680

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Dover is $54,360 a year, or $4,530 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,530 by 30% to get a maximum rent of $1,359 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $881 $944 $1,133 $1,308 $1,459 $1,610
60% $1,058 $1,133 $1,359 $1,570 $1,751 $1,932
Fair Market Rents in Dover

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,042 $1,188 $1,447 $1,847 $2,159