Affordable Housing In Edgewater
Bergen County, New Jersey

3 Low Income Apartment Communities In Edgewater

Undercliff Apartments

377 Undercliff Avenue
Edgewater, New Jersey

Edgewater Senior Citizens Housing

27 Dempsey Ave
Edgewater, New Jersey


300 Undercliff Ave
Edgewater, New Jersey
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Housing Authorities that serve Edgewater

Housing Authority Programs
Edgewater Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Edgewater, New Jersey

There are 3 low income housing apartment communities offering 68 affordable apartments for rent in Edgewater, New Jersey.

Income Based Apartments in Edgewater, New Jersey

Edgewater features 37 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Edgewater, New Jersey

There are 31 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Edgewater.

Housing Choice Vouchers in Edgewater, New Jersey

On average, Section 8 Housing Choice vouchers pay Edgewater landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Edgewater.

The maximum amount a voucher would pay on behalf of a low-income tenant in Edgewater, New Jersey for a two-bedroom apartment is between $1,591 and $1,945.

2021 Edgewater, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Edgewater, New Jersey Fair Market Rent $1,253 $1,503 $1,768 $2,199 $2,724
Edgewater, New Jersey Payment Standard Range $1,128 to $1,378 $1,353 to $1,653 $1,591 to $1,945 $1,979 to $2,419 $2,452 to $2,996

Sourced from federal housing data and research.

Edgewater, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 68
Total Housing Units with Rental Assistance 37
Percentage of Housing Units Occupied By Renters 69.6%
Average Renter Household Size 2.03
Average Household Size 2.10
Median Household Income $101,767 ±$8,193
Median Rent $2,137 ±$110
Percentage Of Renters Overburdened 44.51% ± 7.45pp
Total Population 11,935

Population and Household Demographics

Edgewater is a city in Bergen County, New Jersey with a population of 11,935. There are 5,671 households in the city with an average household size of 2.10 persons. 69.6% of households in Edgewater are renters.

Income and Rent Overburden in Edgewater

The median gross income for households in Edgewater is $101,767 a year, or $8,481 a month. The median rent for the city is $2,137 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Edgewater, a household making less than $7,123 a month would be considered overburdened when renting an apartment at or above the median rent. 44.51% of households who rent are overburdened in Edgewater.

Area Median Income In Edgewater

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Edgewater, the AMI is calculated from all households within Bergen County.

In Edgewater, HUD calculates the Area Median Income for a family of four as $113,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Edgewater

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Edgewater

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30% AMI Income Limits
Renters earning up to 30% of the Edgewater AMI may qualify for rental assistance programs that target Extremely Low Income households.
$23,000 $26,250 $29,550 $32,800 $35,450 $38,050 $40,700 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Edgewater AMI may qualify for rental assistance programs that target Very Low Income households.
$38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
80% AMI Income Limits
Renters earning up to 80% of the Edgewater AMI may qualify for rental assistance programs that target Low Income households.
$57,700 $65,950 $74,200 $82,400 $89,000 $95,600 $102,200 $108,800