Affordable Housing In Gloucester County
New Jersey
43 Low Income Apartment Communities In Gloucester County
MSAA Manor
Section 8 Vouchers, Apartments, and Waiting Lists in Gloucester County, New Jersey
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Gloucester County, New Jersey
| Housing Authority | Programs |
|---|---|
| State of New Jersey Department of Community Affairs | Section 8 Housing Choice Voucher (HCV) |
Guide To Affordable Housing in Gloucester County, New Jersey
There are 43 low income housing apartment communities offering 3,171 affordable apartments for rent in Gloucester County, New Jersey.
Income Based Apartments in Gloucester County, New Jersey
Gloucester County features 1,803 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Gloucester County, New Jersey
There are 1,191 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gloucester County.
Housing Choice Vouchers in Gloucester County, New Jersey
On average, Section 8 Housing Choice vouchers pay Gloucester County landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Gloucester County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Gloucester County, New Jersey for a two-bedroom apartment is between $1,168 and $1,428.
2022 Gloucester County, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Gloucester County, New Jersey Fair Market Rent | $940 | $1,071 | $1,298 | $1,605 | $1,837 |
| Gloucester County, New Jersey Payment Standard Range | $846 to $1,034 | $964 to $1,178 | $1,168 to $1,428 | $1,445 to $1,766 | $1,653 to $2,021 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Gloucester County, NJ Affordable Housing Snapshot
| Total Affordable Apartment Properties | 43 |
|---|---|
| Total Low Income Apartments | 3,171 |
| Total Housing Units with Rental Assistance | 1,803 |
| Percentage of Housing Units Occupied By Renters | 20.43% |
| Average Renter Household Size | 2.29 |
| Average Household Size | 2.74 |
| Median Household Income | $76,727 ±$1,478 |
| Median Rent | $1,072 ±$25 |
| Percentage Of Renters Overburdened | 53.62% ± 3.13pp |
| Total Population | 290,298 |
Population and Household Demographics
Gloucester County is a county in New Jersey with a population of 290,298. There are 104,268 households in the county with an average household size of 2.74 persons. 20.43% of households in Gloucester County are renters.
Income and Rent Overburden in Gloucester County
The median gross income for households in Gloucester County is $76,727 a year, or $6,394 a month. The median rent for the county is $1,072 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gloucester County, a household making less than $3,573 a month would be considered overburdened when renting an apartment at or above the median rent. 53.62% of households who rent are overburdened in Gloucester County.
Area Median Income In Gloucester County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Gloucester County, HUD calculates the Area Median Income for a family of four as $94,500
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Gloucester County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Gloucester County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Gloucester County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$19,850 | $22,700 | $25,550 | $28,350 | $31,040 | $35,580 | $40,120 | $44,660 |
| 50% AMI Income Limits Renters earning up to 50% of the Gloucester County AMI may qualify for rental assistance programs that target Very Low Income households. |
$33,100 | $37,800 | $42,550 | $47,250 | $51,050 | $54,850 | $58,600 | $62,400 |
| 80% AMI Income Limits Renters earning up to 80% of the Gloucester County AMI may qualify for rental assistance programs that target Low Income households. |
$52,950 | $60,500 | $68,050 | $75,600 | $81,650 | $87,700 | $93,750 | $99,800 |
Cities In Gloucester County
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