Affordable Housing In Hackensack
Bergen County, New Jersey

8 Low Income Apartment Communities In Hackensack

Widnall Towers

65 1ST ST
Hackensack, New Jersey
Call For Rent
Studio-1 BR

Oratam Court

Hackensack, New Jersey
Call For Rent
1-4 BR
Family & Senior

Dizenzo Court

Hackensack, New Jersey
Call For Rent
Studio-1 BR
Disabled Supportive Housing

Barsalona Court

Hackensack, New Jersey

Advance Supportive Housing Pro

75 Union St
Hackensack, New Jersey
Disabled Supportive Housing

Elsie Jay I and II

13 Newman St
Hackensack, New Jersey

Oratam Court

230 Central Ave
Hackensack, New Jersey

Wm B Widnall Tws

60 Kansas St
Hackensack, New Jersey
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Section 8 Vouchers, Apartments, and Waiting Lists in Hackensack, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Hackensack, New Jersey

Housing Authority Programs
Hackensack Housing Authority Public Housing
Housing Authority of Bergen County Section 8 Housing Choice Voucher (HCV); Public Housing; Housing Opportunities for Persons with AIDS (HOPWA)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Hackensack, New Jersey

There are 8 low income housing apartment communities offering 839 affordable apartments for rent in Hackensack, New Jersey.

Income Based Apartments in Hackensack, New Jersey

Hackensack features 839 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hackensack, New Jersey

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hackensack.

Housing Choice Vouchers in Hackensack, New Jersey

On average, Section 8 Housing Choice vouchers pay Hackensack landlords $800 per month towards rent. The average voucher holder contributes $500 towards rent in Hackensack.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hackensack, New Jersey for a two-bedroom apartment is between $1,562 and $1,910.

2022 Hackensack, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Hackensack, New Jersey Fair Market Rent $1,237 $1,481 $1,736 $2,159 $2,691
Hackensack, New Jersey Payment Standard Range $1,113 to $1,361 $1,333 to $1,629 $1,562 to $1,910 $1,943 to $2,375 $2,422 to $2,960

Sourced from federal housing data and research.

Hackensack, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 839
Total Housing Units with Rental Assistance 839
Percentage of Housing Units Occupied By Renters 63.66%
Average Renter Household Size 2.22
Average Household Size 2.34
Median Household Income $55,289 ±$4,887
Median Rent $1,270 ±$36
Percentage Of Renters Overburdened 49.83% ± 4.67pp
Total Population 44,035

Population and Household Demographics

Hackensack is a city in Bergen County, New Jersey with a population of 44,035. There are 18,169 households in the city with an average household size of 2.34 persons. 63.66% of households in Hackensack are renters.

Income and Rent Overburden in Hackensack

The median gross income for households in Hackensack is $55,289 a year, or $4,607 a month. The median rent for the city is $1,270 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hackensack, a household making less than $4,233 a month would be considered overburdened when renting an apartment at or above the median rent. 49.83% of households who rent are overburdened in Hackensack.

Area Median Income In Hackensack

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Hackensack, the AMI is calculated from all households within Bergen County.

In Hackensack, HUD calculates the Area Median Income for a family of four as $127,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hackensack

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Hackensack

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Hackensack AMI may qualify for rental assistance programs that target Extremely Low Income households.
$25,700 $29,400 $33,050 $36,700 $39,650 $42,600 $45,550 $48,450
50% AMI Income Limits
Renters earning up to 50% of the Hackensack AMI may qualify for rental assistance programs that target Very Low Income households.
$42,850 $49,000 $55,100 $61,200 $66,100 $71,000 $75,900 $80,800
80% AMI Income Limits
Renters earning up to 80% of the Hackensack AMI may qualify for rental assistance programs that target Low Income households.
$63,000 $72,000 $81,000 $90,000 $97,200 $104,400 $111,600 $118,800